By JLP | May 22, 2013
We have had a good year so far in the stock market.
So, curious minds want to know…
What is your personal rate of return for 2013?
Our personal rate of return through yesterday is 16%.
We are 100% stocks:
I am not recommending this route to AFM readers. It can make for a very volatile portfolio with pretty big swings. Beware.
By JLP | May 21, 2013
Tyler Perry posted this on his facebook page:
THIS IS FOR FRUSTRATED DREAMERS
I was driving in to work this morning and I started thinking about all the days I dreaded going to work. I was so sick of it… the job, my boss, the people I worked with, the traffic… I would wake up angry every morning. I didn’t want to deal with the crap of the job, but I was forced to go. I had been homeless, I was broke, living paycheck to hopefully the next paycheck. I couldn’t take a day off for fear I would get fired. I was just frustrated. I thought I hated my life and the job.
It was so aggravating because God had placed all these dreams and hopes in my soul and mind and I had no idea how they were going to come to pass. To have a dream of being something better and living better than the way I was at that moment and to not see a way of getting there felt like death to me. I thought, “Dear God, why would you give me so much hope and not make a way?” But what I learned through prayer was, with no path in front of you and no road map… this is where true faith begins. With faith I realized that I wasn’t frustrated with my life or the job, I was frustrated because I was a person who had dreams for myself, a person who had visions for my life and I wasn’t living it. Have you ever been there, where you felt so strongly that there was more to this life than what you see in front of you?
One of the most difficult things about being a dreamer is the fear that the dream will never happen. I’m here as a living witness to tell you your dreams can come true. You can’t give up. And I am here to let you know that everything can work together for your good. The time that you are spending on that job that you think is a dead end is not. You’re being prepared just like I was. I was a shoeshine boy, I worked as a bill collector, a used car salesman, in housekeeping in a hotel, and they all were preparation for where I am now.
What do these things have to do with where I am now? I’m glad you asked. I am able to use skills that I learned. I shined shoes, so I know how to shine my shoes if I need them to look nice. Selling used cars was a great way to learn how to close a deal. Bill collecting taught me great negotiation skills. Working at that 5-star hotel taught me a lot about travel. Every experience in your life is here to teach you something.
Today, while you’re at work, don’t be frustrated. Look around you and ask God what are you there to learn and how will it be a part of your future dream. Honor that job, do the best you can at it, because God will bless you for honoring something that belongs to another.
I hope this inspires you today. If you need a little more inspiration then watch my first sit-down interview in years with Oprah on Oprah’s Next Chapter. It airs this Sunday on OWN: Oprah Winfrey Network at 9/8c. I talk a little about not giving up. I know it will move you.
Here’s a prayer for today: “God help me hold on, help me to get to what I dream of, help me to honor where I am today so that I can appreciate where I will be tomorrow. In Jesus’ name.”
By JLP | May 20, 2013
Tell me, what do you guys think about starting an inflation project?
Here’s what I have in mind:
Readers from different parts of the country (North East, East, South East, North Central, Central, South Central, North West, West, and South West) track a small number of goods (mostly grocery items) and report the numbers to me and I’ll put them in a spreadsheet for everyone to see.
Why would we do this?
Because I think the government’s numbers are fiction.
So, what do you think? Interested?
By JLP | May 20, 2013
you the truth about yourself,
even if it hurts you to hear it.
Mere commendation will not bring
the improvement you need.”
Food for thought as you start this week.
By JLP | May 16, 2013
Watch this when you get a chance:
“Character can be taught.”
Of course it can, but most leaders and employees don’t think that way.
By JLP | May 10, 2013
When our oldest reached driving age, we handed down our 2002 Buick Rendezvous for him to drive. It’s not his car. It’s Mom and Dad’s car that he gets to drive until he gets his own car. No, it’s not a kid’s dream car but beggars can’t be choosers. It’s big, safe, and perfect for a kid to learn on.
My wife and I agreed to pay half (our half is capped at $4,000) on our boys’ second vehicles. Our oldest son has been scrimping and saving for about a year now. His goal: the Jeep my Dad drove when he was alive. Our son passed his goal of $4,000 a couple of weeks ago. He was still saving in order to pay the taxes on the purchase. All was great until last week when he was in a line of cars slow moving cars and let off the brake and rolled into a minivan.
We’re already paying enough for insurance as it is so I told the other person that we would pay him cash. We settled on $700, which my son paid out of his Jeep savings account. He wasn’t happy about it but I felt it was his responsibility to pay for this mistake. There’s no doubt about it: zapping $700 from his account was quite a setback. After he calmed down, he did some math and figured out that he should still have his part of the money saved up by the time we go to Kansas to pick up the Jeep (if he doesn’t, we will put off the trip until he does).
I’m not posting this to brag about my parenting. I’m posting it because I think it’s good for kids to pay for their mistakes. If I were to file this on insurance, our rates surely would have increased. Yes, I probably would have made him pay the difference but this was seemed easier and it also stung more. I’m certain he will not forget the sting of this accident for a very long time.
It’s a good learning experience.
By JLP | May 10, 2013
The Mansion section of today’s WSJ featured Luxury Kids’ Rooms.
A DJ mixing station in the sleepover room. Secret passageways inspired by “Harry Potter.” A fully tricked-out videogame arcade. You’ve entered the teen wing of the house.
As parents look for creative ways to keep older kids hanging out at home, some are turning to an unexpected source: architects and designers. The result is a new category of spaces now showing up in family homes: teen lounges, hangout areas, sleepover spaces and “offices” for doing homework.
Want to hear something funny about JLP Land? We have ONE TV in the entire house. ONE. It’s not so much that I’m against having more than one TV. It’s more due to the fact that we have one living area and I’m not a fan of kids having TVs in their rooms.
The article continues…
Chris Pollack recently finished renovating a Manhattan townhouse that includes a 1,000-square-foot teen suite with ping-pong and billiards tables, a recording studio, kitchen and a theater for movies and videogames. The estimated cost: roughly $750,000. “Our clients with kids going into the teenage years are thinking about this more and more,” he says. Mr. Pollack, of New York-based design-and-construction adviser Pollack + Partners, says he has also accommodated several requests for homework rooms equipped with security cameras, so parents can keep an eye on computer usage.
The article included several pictures of silliness. If you can access the article, you might check out the pictures. I’m sure they’ll make your day.