Okay, now this is scary for bloggers, myself included. One of my readers sent me a link to an article in today’s Wall Street Journal. Personally, I don’t see how the blogger could be held responsible for comments made by an anonymous poster. With IP address trackability, it shouldn’t be that hard to find the commentor. I would think the company would go after the source. Anyway, it is an interesting case – one that I’m sure will have serious implications for bloggers everywhere.
Ever since I installed my business and fax line, I have been getting calls from supposedly non-profit credit foundations. They call all the time. Recently, I have been jotting down the phone numbers and calling them back and asking them to take me off their list. That has helped alleviate the problem some. However, today I got a call from CCC Centers and when I called them to get my name taken off their list, I was informed that as a non-profit they are exempt from the National Do-Not Call List. They at least have a way that you can leave your phone number and they will remove it from their system.
I have a problem with these credit foundations. Why? Because with as many of them as there are, they HAVE to be up to something. With so many reps calling day after day, they have to be making really good money doing this or they wouldn’t be doing it. My advice to those considering using such a service is to BE CAREFUL. Make sure you know what you are getting into. I’m sure in a lot of cases, you can do just as well on your own by contacting your creditors and asking them to help you work out a plan. Most likely, you do not need a credit foundation.
Most of my readers already know that I also publish Man on a Mission, which is a blog all about mission statements. The blog is not a huge traffic generator (it averages 60 hits per day or so). However, yesterday I noticed that it had more than 100 hits and almost all the hits came from searches. My theory is that school’s back in session and college students are doing research. Anyway, I am pleased that people are actually using the blog. I hope to get back to adding more mission statements to that blog once things settle down.
NOTE: If you are a blogger linked to AllThingsFinancial, please update your link and target it to my new URL (http://AllThingsFinancialBlog.com). Thanks!
The latest issue of Fortune has a cover story about NASCAR. According to the article (subscription required), NASCAR’s fan base has grown 24.6% from 1997 – 2004, while all the other major sports have lost fans. Call me crazy, but I don’t see what all the fuss is about. I think NASCAR is boring. My kids love it, my sister-in-law and her husband love it. I just can’t get into it.
What am I missing?
I want to thank everyone who stopped by to check out this week’s carnival. I thought it was a big success. Now it’s time to get your submissions over to SavvySaver so that she can start working on Week 12. AllThingsFinancial will host the Carnival again on January 9th, 2006, which seems like a long ways away but it will be here before we know it.
If you are a blogger and you haven’t already done so, please change your link to AllThingsFinancial so that it is pointed at this blog (http://allthingsfinancialblog.com). I was hoping to be able to fix my feeds with Bloglines so that people don’t have to unsubscribe and then re-subscribe. So far, I’m not having any luck.
Hi and welcome to the ALL NEW AllThingsFinancial for Week 11 of the Carnival of Personal Finance. It is hard to believe that we are already in Week 11 of the Carnival. AllThingsFinancial last hosted the Carnival on Week 3.
So, let’s get started with this week’s Carnival of Personal Finance:
Gas Prices and Cars
Gas prices are the topic of the week. With gas prices as high as they are, people are starting to talk about fuel efficiency. OL at Optimized Investing takes an in depth look at The Fuel Economy of the 2004 Honda Civic LX – Automatic.
Hybrids are also a hot topic these days. Ironman at Political Calculations goes a step further than I did when I looked at hybrids by allowing readers to use an interactive calculator in his post Comparing Standard and Hybrid Cars.
Sarah at Frugal Underground summarizes and links to several recent articles about gas prices in her post How to cut your fuel costs. Finally, Nickel at FiveCentNickel asks a simple question: How High do Gas Prices Have to go?
While we are on the topic of cars, Jim at Blueprint for Financial Prosperity recently turned 25 (Happy Birthday, Jim) and as a result he went car insurance shopping to see if he could get his rates reduced because of his new, more mature age. You can read about his experience in his post Car Insurance – Milestone at Age 25.
The Organized Life
Ever lost an important financial document? I know I have! Financial Fruition at the Financial Fruition blog looks at Important Financial Documents that we should all be able to find. It’s good advice.
The Disciplined Life
Goal-setting has everything to do with personal finance. If we don’t know how to set goals and prioritize our lives, it’s likely that we aren’t getting the most out of our finances. Steve Pavlina has written an excellent post about End Goals vs. Means Goals, which is a must read. If you have never read Steve’s stuff, you’re in for a treat.
There’s been lots of talk about the United States’ trade deficit. Jose at Money & Investing offers a simple way that we could help the country get out of debt with Stop Buying Trinkets. In another economic-related post, Ben at the HousingBubble asks Will Oil Prices Burst the Housing Bubble?
I have to admit that budgeting is not my favorite thing in the world. That’s why I’m glad that there are people like Jonathan at My Money Blog, who shares how he is Refining His Current Budgeting Process. The Mighty Bargain Hunter shows you how to Take Care of Your Teeth and Your Wallet. Frank at HelloDollar summarizes his Budgeting Series, which is a series of posts about personal budgeting.
One way to “save” money is to sell your old stuff online. Flexo offers advice on Selling Used Books and Other Items on Amazon. Amazon is quickly becoming serious competition for eBay.
Financial Planning Basics
Lots of talk these days about the impact that Baby Boomers are going to have on the economy once they begin retiring. H.G. at InsureBlog finishes up a two-part series called Life’s a Beach on the impact of aging. I read the article. He raises some questions that need answers.
One of my favorite blogs for investing-related insight is The Real Returns. Recently, RR focused in on Focus Funds. It’s a good read. While we are on the topic of investing, be sure and Searchlight Crusade’s post on Getting Rich Quick in Real Estate (no, it’s not what you think it is).
Ever heard of an individual 401(k)? Caitlin at Clutter2Cash writes about how she had a pleasant experience when Opening an Individual 401(k). I have a hunch that individual 401(k)s are the wave of the future.
Wise Use of Debt
One of the biggest purchases (and debts) most people will ever make is the purchase of a house. Dawn, the “Frugal Queen” at FrugalforLife offers some great Tips for Buying Your First Home. A second major expense for most people is a college education. Most college graduates have a mountain of debt upon graduation. They need to read Investy’s post on Consolidating Student Loans. While we are on the topic of debt, Free Money Finance has written a post called You Can Beat Debt that highlights an MSN Money article.
Wow! That’s a lot of stuff! I hope you folks enjoy this week’s carnival. If I left anyone out, I’m sorry. Next week’s carnvial will be hosted by new bride (as of Saturday), SavvySaver. Now would be a good time to start sending her your submissions.