Comments on: The Kroger 1-2-3 Rewards Master Card

By: beth W.

beth W. — Sun, 30 Nov 2008 02:36:19 +0000

Try paying your bill on line, I have been to the web address on the back of my bill & can get any Co. I want except 123online, 1-2-3 Online, 1 2 3 Online, 1 2 3 ONLINE. Its not just master card who is bogus, the web page is Kroger Personal financial

By: Robert

Robert — Tue, 29 Jul 2008 22:27:03 +0000

I have used the Kroger M/C for over a year for gas purchases after I have accumulated the 100 points needed using my Kroger 123 Rewards Card and paying cash for purchases. I have always received the 15 Cent discount using my Kroger M/C for the gas purchase. Now I am beign told that my grocery purchases must also be made using the M/C to get the additional 5 Cent discount over the 10 Cent discount offered by the Kroger 123 Rewards program. There is nothing in the crredit card agreement or on the Kroger website that states this. They are arbitrarly changing the program. Publix is begining to look good. I wouldn’t change stores over the few cents in question but I damn sure will consider changing as a result of the rude customer service reps I have tried to discusss this with.

By: angie

angie — Wed, 04 Jun 2008 16:07:50 +0000

the citi card only offers the 5% for the first 6 months. 2% there after.. and 1% on non supermarket, drugstore or gas stations.

By: Doris A. Walker

Doris A. Walker — Sun, 25 May 2008 02:10:53 +0000

How do I view my credit card on line?

Doris Walker

By: L A McCall

L A McCall — Tue, 10 Jul 2007 19:50:25 +0000

I got the card, but only use it for Kroger purchases and the 15 cent gas discount… I have a BJ’s Mastercard that sends me $20 rebate checks fairly often, and the Target Visa that gives me a 10% off shopping day each month if I spend about $1000 on it (anywhere–but more points if spent at Target) All are paid in full each month. Would the Citi Dividend Platinum still be something I should look at? Where can I find their site?

Thanks!

By: paty dyer

paty dyer — Sat, 23 Jun 2007 21:15:22 +0000

How do I make a payment on-line???????

By: John

John — Mon, 11 Jun 2007 19:58:43 +0000

Read the fine print when you actually receive the card. Upon receiving my Kroger MasterCard almost all of the incentives listed in the brochure were changed. Instead of a $10 check for every 1000 points it was switched to a $5 check, even though the brochure says you will receive double points for gas you no longer receive any points, and even though the brochure promises you will receive 5 points for every dollar you spend on Kroger brand products that has been changed to 3 points. Everything about the Kroger master card is deceptive. Kroger should be ashamed of having their logo on a product containing so many lies.

As a side note to receive the full 5% cash back on the other cards mentioned above you have to charge a certain amount of money each year before you qualify for that reward level. On some cards you will not start to receive that 5% cash back until you have charged $6,000 in that year.

By: Albert Connette

Albert Connette — Sat, 20 Jan 2007 04:01:57 +0000

As an exclusive Kroger shopper I was attracted by the incentive of the points to apply for a card. Unfortunately I was taken in by the repeated promises in the brochure to save lots of money by transferring a balance for a 12 month 0% rate.

My first surprise was finding a $50 charge on my bill. My second surprise was finding that I was being charged 12.99% interest on all purchases because I was carrying a balance (even though I intended to pay off all purchases monthly). My third surprise was that my payments to cover purchases were applied to the transferred balance. The net result was that in 3 months I was paying 12.99% interest on the amount I had transferred to take advantage of the 0% offer.

Read the fine print! The offer is deceptive. While I tend to view the credit card offers I receive with great skepticism… I must have been more gullible in this case because of a trusting relationship with a grocery chain I have shopped with for 16 years.

By: Chuck Harrington

Chuck Harrington — Mon, 14 Aug 2006 11:05:55 +0000

So, our total points per month would be 3,035, which would earn us 3 $10 gift certificates (the points are worth $.01 each) for use at Kroger. Of course, those gift certificates would go against next month’s spending since the points are based on the amount charged, so you would receive less* points the following month.

* I cannot resist editing. It should not be less points. It should be fewer points. It refers to number, not quantity.

By: Dagast2

Dagast2 — Tue, 28 Feb 2006 13:17:08 +0000

The Cincinatti division also offers .15$ each gallon of gas for an entire fillup for every 100$
you spend at kroger. So at 650$ spent at Kroger per month thats 6 fillups at .15$ off each gallon.
Average car gas tank at 15 gallons, thats 2.25$ per fillup at 6 fillups a month, abut 13.50$.
Added onto the other rewards it gets sweeter.