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	<title>Comments on: The Kroger 1-2-3 Rewards Master Card</title>
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	<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Jane Smith</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-444109</link>
		<dc:creator>Jane Smith</dc:creator>
		<pubDate>Wed, 23 Jun 2010 00:24:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-444109</guid>
		<description>Need to be updated. Thanks</description>
		<content:encoded><![CDATA[<p>Need to be updated. Thanks</p>
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		<title>By: becki</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-444043</link>
		<dc:creator>becki</dc:creator>
		<pubDate>Tue, 15 Jun 2010 00:12:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-444043</guid>
		<description>This month, I have still not received my checks mailed out , supposedly, on 5/23.  it&#039;s June 14th.  how long could it possibly take. not only have I not but two other people on two different accounts, have not. I don&#039;t even shop at kroger for most things any longer, since they are more expensive than our high end, small grocery store, but I do use them for things like yogurt and wild bird seed. when I called to find out about the checks, the woman just gave me attitude, nothing more.  

I have recommended at least 10 customers to them. I never will again</description>
		<content:encoded><![CDATA[<p>This month, I have still not received my checks mailed out , supposedly, on 5/23.  it&#8217;s June 14th.  how long could it possibly take. not only have I not but two other people on two different accounts, have not. I don&#8217;t even shop at kroger for most things any longer, since they are more expensive than our high end, small grocery store, but I do use them for things like yogurt and wild bird seed. when I called to find out about the checks, the woman just gave me attitude, nothing more.  </p>
<p>I have recommended at least 10 customers to them. I never will again</p>
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		<title>By: card master</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-443814</link>
		<dc:creator>card master</dc:creator>
		<pubDate>Sat, 22 May 2010 05:13:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-443814</guid>
		<description>There is nothing crredit card agreement states that the website or Kroger&#039;s. They are changing arbitrarly program.
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ruthallen</description>
		<content:encoded><![CDATA[<p>There is nothing crredit card agreement states that the website or Kroger&#8217;s. They are changing arbitrarly program.<br />
&#8212;&#8212;&#8212;-<br />
ruthallen</p>
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		<title>By: beth W.</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-383938</link>
		<dc:creator>beth W.</dc:creator>
		<pubDate>Sun, 30 Nov 2008 02:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-383938</guid>
		<description>Try paying your bill on line, I have been to the web address on the back of my bill &amp; can get any Co. I want except 123online, 1-2-3 Online, 1 2 3 Online, 1 2 3 ONLINE. Its not just master card who  is bogus, the web page is Kroger Personal financial</description>
		<content:encoded><![CDATA[<p>Try paying your bill on line, I have been to the web address on the back of my bill &amp; can get any Co. I want except 123online, 1-2-3 Online, 1 2 3 Online, 1 2 3 ONLINE. Its not just master card who  is bogus, the web page is Kroger Personal financial</p>
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		<title>By: Robert</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-340202</link>
		<dc:creator>Robert</dc:creator>
		<pubDate>Tue, 29 Jul 2008 22:27:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-340202</guid>
		<description>I have used the Kroger M/C for over a year for gas purchases after I have accumulated the 100 points needed using my Kroger 123 Rewards Card and paying cash for purchases. I have always received the 15 Cent discount using my Kroger M/C for the gas purchase. Now I am beign told that my grocery purchases must also be made using the M/C to get the additional 5 Cent discount over the 10 Cent discount offered by the Kroger 123 Rewards program. There is nothing in the crredit card agreement or on the Kroger website that states this. They are arbitrarly changing the program. Publix is begining to look good. I wouldn&#039;t change stores over the few cents in question but I damn sure will consider changing as a result of the rude customer service reps I have tried to discusss this with.</description>
		<content:encoded><![CDATA[<p>I have used the Kroger M/C for over a year for gas purchases after I have accumulated the 100 points needed using my Kroger 123 Rewards Card and paying cash for purchases. I have always received the 15 Cent discount using my Kroger M/C for the gas purchase. Now I am beign told that my grocery purchases must also be made using the M/C to get the additional 5 Cent discount over the 10 Cent discount offered by the Kroger 123 Rewards program. There is nothing in the crredit card agreement or on the Kroger website that states this. They are arbitrarly changing the program. Publix is begining to look good. I wouldn&#8217;t change stores over the few cents in question but I damn sure will consider changing as a result of the rude customer service reps I have tried to discusss this with.</p>
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		<title>By: angie</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-318159</link>
		<dc:creator>angie</dc:creator>
		<pubDate>Wed, 04 Jun 2008 16:07:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-318159</guid>
		<description>the citi card only offers the 5% for the first 6 months. 2% there after.. and 1% on non supermarket, drugstore or gas stations.</description>
		<content:encoded><![CDATA[<p>the citi card only offers the 5% for the first 6 months. 2% there after.. and 1% on non supermarket, drugstore or gas stations.</p>
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		<title>By: Doris A. Walker</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-314128</link>
		<dc:creator>Doris A. Walker</dc:creator>
		<pubDate>Sun, 25 May 2008 02:10:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-314128</guid>
		<description>How do I view my credit card on line?

Doris Walker</description>
		<content:encoded><![CDATA[<p>How do I view my credit card on line?</p>
<p>Doris Walker</p>
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		<title>By: L A McCall</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-119693</link>
		<dc:creator>L A McCall</dc:creator>
		<pubDate>Tue, 10 Jul 2007 19:50:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-119693</guid>
		<description>I got the card, but only use it for Kroger purchases and the 15 cent gas discount...  I have a BJ&#039;s Mastercard that sends me $20 rebate checks fairly often, and the Target Visa that gives me a 10% off shopping day each month if I spend about $1000 on it (anywhere--but more points if spent at Target)  All are paid in full each month.  Would the Citi Dividend Platinum still be something I should look at? Where can I find their site?

Thanks!</description>
		<content:encoded><![CDATA[<p>I got the card, but only use it for Kroger purchases and the 15 cent gas discount&#8230;  I have a BJ&#8217;s Mastercard that sends me $20 rebate checks fairly often, and the Target Visa that gives me a 10% off shopping day each month if I spend about $1000 on it (anywhere&#8211;but more points if spent at Target)  All are paid in full each month.  Would the Citi Dividend Platinum still be something I should look at? Where can I find their site?</p>
<p>Thanks!</p>
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		<title>By: paty dyer</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-115539</link>
		<dc:creator>paty dyer</dc:creator>
		<pubDate>Sat, 23 Jun 2007 21:15:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-115539</guid>
		<description>How do I make a payment on-line???????</description>
		<content:encoded><![CDATA[<p>How do I make a payment on-line???????</p>
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		<title>By: John</title>
		<link>http://allfinancialmatters.com/2006/01/11/the-kroger-1-2-3-rewards-master-card/comment-page-1/#comment-112160</link>
		<dc:creator>John</dc:creator>
		<pubDate>Mon, 11 Jun 2007 19:58:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.allthingsfinancialblog.com/?p=287#comment-112160</guid>
		<description>Read the fine print when you actually receive the card. Upon receiving my Kroger MasterCard almost all of the incentives listed in the brochure were changed. Instead of a $10 check for every 1000 points it was switched to a $5 check, even though the brochure says you will receive double points for gas you no longer receive any points, and even though the brochure promises you will receive 5 points for every dollar you spend on Kroger brand products that has been changed to 3 points. Everything about the Kroger master card is deceptive. Kroger should be ashamed of having their logo on a product containing so many lies.

As a side note to receive the full 5% cash back on the other cards mentioned above you have to charge a certain amount of money each year before you qualify for that reward level. On some cards you will not start to receive that 5% cash back until you have charged $6,000 in that year.</description>
		<content:encoded><![CDATA[<p>Read the fine print when you actually receive the card. Upon receiving my Kroger MasterCard almost all of the incentives listed in the brochure were changed. Instead of a $10 check for every 1000 points it was switched to a $5 check, even though the brochure says you will receive double points for gas you no longer receive any points, and even though the brochure promises you will receive 5 points for every dollar you spend on Kroger brand products that has been changed to 3 points. Everything about the Kroger master card is deceptive. Kroger should be ashamed of having their logo on a product containing so many lies.</p>
<p>As a side note to receive the full 5% cash back on the other cards mentioned above you have to charge a certain amount of money each year before you qualify for that reward level. On some cards you will not start to receive that 5% cash back until you have charged $6,000 in that year.</p>
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