Comments on: Honest Credit Repair

By: Jennifer white

Jennifer white — Thu, 06 Aug 2009 22:54:10 +0000

this company really helped me go debt free. With no upfront fee, and they helped me chose which program was better for me, debt consolidation or debt settlement.

By: jennifer white

jennifer white — Thu, 06 Aug 2009 22:51:10 +0000

if you are in trouble with debt, you must get rid of it because it will hunt you for the rest of your days. this company really helped me, Best Debt Relief Company

By: John

John — Wed, 03 Dec 2008 12:54:52 +0000

Always make sure to check if the agency is a member of the National Association of Credit Services Organizations.

By: Credit Repair calls for help!

Credit Repair calls for help! — Wed, 03 Dec 2008 05:39:59 +0000

Everyone sometimes need credit repair like me. You know what? It greatly helps me because I’ve spent the majority of my adult life trying to keep up with the Joneses. As an American, there is an undeniable pressure to live the “American Dream”. I just think it’s ironic that the American Dream has become almost identical for everyone—big houses, fancy cars, a white picket fence, and expensive things. It’s pretty evident that all of these luxuries and material goods aren’t making Americans happy. Instead of happiness, I feel guilt and stress when I make purchases at the store. I feel guilty for buying something I know I don’t really need, and I feel stress because I know my credit card bill is going to be huge. I, like many Americans, need to reevaluate what really makes us happy. Focusing on material goods isn’t making me happy. All these things that I have are just weighing me down emotionally and financially. The simple things in life make me happy—like spending time with my kids, getting outdoors, and talking with my husband. The best part is none of those things cost money. So why then are Americans so consumed with spending money on worthless things? Americans are addicted to shopping and spending to impress each other. I’m sure my designer clothing impresses a few people, but if they knew how much credit card debt it took to dress like this, they wouldn’t find it as impressive. Keeping up with the Joneses is overrated, and I’ve paid a heavy price to try to live the “American Dream”. I’m going to start living my own dream—the real American dream. I’m going to start managing my money, saving my money, and paying off my debts. My credit score is also extremely low, so I’m going to get credit repair help. With less debt and credit repair I can focus on the things in my life that truly make me happy—my family. Click to read more on Credit Repair.

By: Krissy

Krissy — Wed, 01 Oct 2008 20:05:50 +0000

I work for a very unique credit score enhancement service. 99.9% of my customers come from the mortgage professionals themselves. I would be happy to give anyone a free consultation to see if you are a good fit for our program. Our goal is to first get you qaulified for a loan, then enhance the score as much as possibe. We also educate our customers as well. Call me 727-512-4968

By: Steve B

Steve B — Sat, 13 Sep 2008 22:58:02 +0000

I have heard of lots of folks wanting to do DIY credit repair. You can do it, it takes much longer and here is why. Say you have a court case. You go into fight for yourself without having an attorney on hand to fight for you, the judge listens to what you have to say in concern as to why he should not throw the book (law ) at you. Where as, if you had an attorney in the court room fighting for you, he knows the laws, the loop holes, and knows what the judge will take seriously and what he will take and blow off. It is the same way with the credit bureaus. You can contact them, argue with them till you are blue in the face, and maybe just maybe, they will listen to you and erase your bad credit items. This is all done maybe after fighting with them for over a year or more. Sure you may think it is saving you money by the DIY method, but it isn’t. It actually costs you more in the long run and here is how. Auto loan an extra $128 per month. (based on a $22k auto loan). Mortgage Loan an extra $5,328 per year (based on a $175 home mortgage repaid over 30 years) Credit Card an extra $133 per month (based on a credit card balance of $8k) Auto Insurance an extra $140 per year. (these are used for illustration purposes only and may not accurately reflect what you are currently paying).

It costs you much more to do this by yourself than if you just hire the experts to help you.

Oh, I almost forgot!!! I am offering a $50 prepaid visa gift card for all who sign up by Wed. 9/17/08 give me a call and we will help you out. 1-800-270-7198 Ext. 715

By: Steve B

Steve B — Sat, 13 Sep 2008 22:40:35 +0000

A lot of folks do not realize that paying on your old debts just adds to your trouble. I work for a company that erases the bad credit forever, and they get the average member an increase in their credit score of 127 points in just 6 months. But, we don’t just do credit repair. We offer over 20 different benefits for our clients. Plus, we have been in business since May 1990 and have not had a single Better Business Bureau complaint filed against us ever. And that is with over 45,000 clients that we have helped. I just wish more folks would come to us instead of trying to figure things out on their own. If you have questions, feel free to contact me 1-800-270-7198 ext. 715

By: Ann Marbles

Ann Marbles — Wed, 29 Aug 2007 19:15:07 +0000

Here’s a article on illegal credit repair scams, emails that promise instant relief and what you can do to protect yourself from these scammers:

illegal credit repair scams like negonline.com

Don’t get taken by credit repair scams.

Ann Marbles

By: equipmentleasing

equipmentleasing — Thu, 09 Aug 2007 07:59:22 +0000

It’s really not easy getting out of a “bad-credit” situation.. I have been there myself… It sure takes a while, but I also recommend getting some help from the expert… it might help a lot.

By: Michael Kielsky

Michael Kielsky — Fri, 27 Jul 2007 19:32:31 +0000

Do it yourself, free info: http://mix6.com/credit/

Includes detailed explanations, sample letters, summary of the applicable laws, dealing with debt collectors, and more.