I received my renewal notice for my car insurance. The renewal was for $2,207 for the year for two cars. I know that seems high but car insurance is fairly high in Texas (at least I think it is). Anyway, I called the insurance company and bumped up our deductible to $1,000 per vehicle and also dropped comprehensive coverage on our Civic. That got our annual bill down $1,718. When the new paperwork comes in I’ll do a side-by-side comparison.
I would shop around with different companies but we have both our homeowners and auto insurance with this company and they have a really good reputation. After all the problems people down here are having with Allstate after Hurricane Rita, I know we won’t be considering them.