Comments on: Be Careful Where You Buy Your Life Insurance http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 20 Nov 2009 19:56:44 -0800 http://wordpress.org/?v=abc hourly 1 By: Denise http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-415081 Denise Thu, 16 Apr 2009 07:21:38 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-415081 You are absolutely correct in insisting that one should get everything in writing. There have been way too many instances where promises fail to be kept and the losses can be enormous. When choosing an insurance company and policy, always pay attention to which <a href="”" rel="nofollow">life insurance</a> provider you sign up with online. A good insurance provider website will be instrumental in finding you the best policy at the most affordable price. Look for sites accredited by the Better Business Bureau or recommended by financial giants like The Wall Street Journal or CNNMoney. Choose sites that only offer quotes from reputed insurance companies with ratings higher than A. Sites should not be affiliated to any company to avoid biased opinions and hard sell of particular products. Sites that offer professional support and client servicing through personal telephone calls are also preferable. Denise at AccuQuote You are absolutely correct in insisting that one should get everything in writing. There have been way too many instances where promises fail to be kept and the losses can be enormous. When choosing an insurance company and policy, always pay attention to which life insurance provider you sign up with online. A good insurance provider website will be instrumental in finding you the best policy at the most affordable price. Look for sites accredited by the Better Business Bureau or recommended by financial giants like The Wall Street Journal or CNNMoney. Choose sites that only offer quotes from reputed insurance companies with ratings higher than A. Sites should not be affiliated to any company to avoid biased opinions and hard sell of particular products. Sites that offer professional support and client servicing through personal telephone calls are also preferable.

Denise at AccuQuote

]]> By: Comment on Be Careful Where You Buy Your Life Insurance by Jerry http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-330309 Comment on Be Careful Where You Buy Your Life Insurance by Jerry Mon, 07 Jul 2008 11:59:23 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-330309 [...] Go to the author’s original blog: Comment on Be Careful Where You Buy Your Life Insurance by Jerry [...] [...] Go to the author’s original blog: Comment on Be Careful Where You Buy Your Life Insurance by Jerry [...]

]]> By: Jerry http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-330233 Jerry Mon, 07 Jul 2008 06:46:51 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-330233 Yes, we all have the image in mind of shady agent selling shady goods. Good advice about getting everything in writing and then getting a second opinion. It's good advice for just about anything as important as this. Life insurance is protection for your family so you want to be sure you've made the right choice. Jerry www.leads4insurance.com Yes, we all have the image in mind of shady agent selling shady goods. Good advice about getting everything in writing and then getting a second opinion. It’s good advice for just about anything as important as this. Life insurance is protection for your family so you want to be sure you’ve made the right choice.

Jerry
http://www.leads4insurance.com

]]> By: Term Life Online http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-241953 Term Life Online Tue, 26 Feb 2008 20:14:43 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-241953 That's right, you should be careful where you buy your life insurance. Also, make sure you use an online service to compare rates and plans before meeting with an agent. That way, you know what the lowest prices are, and which insurers have the best plans available. Term life insurance rates have continued to fall for more than 10 years now, so you may want to consider comparing term life quotes with whole life, depending on what your needs are for life insurance protection. That’s right, you should be careful where you buy your life insurance.

Also, make sure you use an online service to compare rates and plans before meeting with an agent. That way, you know what the lowest prices are, and which insurers have the best plans available.

Term life insurance rates have continued to fall for more than 10 years now, so you may want to consider comparing term life quotes with whole life, depending on what your needs are for life insurance protection.

]]> By: fivecentnickel.com http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-6456 fivecentnickel.com Sun, 04 Jun 2006 02:22:30 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-6456 <strong>Weekly Roundup - 06/02/06</strong> It’s weekly roundup time… I’m a bit late this week as we’re camped out in a hotel room awaiting the arrival of the moving van. They picked up our stuff on Thursday, and we got down here on Friday morning. Our stuff won’t a... Weekly Roundup – 06/02/06

It’s weekly roundup time… I’m a bit late this week as we’re camped out in a hotel room awaiting the arrival of the moving van. They picked up our stuff on Thursday, and we got down here on Friday morning. Our stuff won’t a…

]]> By: James http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-6444 James Sat, 03 Jun 2006 17:06:33 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-6444 While I'm not up on the legalities of this, it seems that companies which require their customers to sign away their right to recourse through the court system should be avoided. It means fundamentally that the company is more concerned about their bottom line than their customers. While I’m not up on the legalities of this, it seems that companies which require their customers to sign away their right to recourse through the court system should be avoided. It means fundamentally that the company is more concerned about their bottom line than their customers.

]]> By: Anonymous http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-6218 Anonymous Thu, 01 Jun 2006 14:28:49 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-6218 In the case of insurance policies, there is usually a clause in them that allows the insurer to amend the policy with notice. The notice is generally disguised as junkmail and worded in such a way as to hide the actual intent. In the case of insurance policies, there is usually a clause in them that allows the insurer to amend the policy with notice. The notice is generally disguised as junkmail and worded in such a way as to hide the actual intent.

]]> By: Vlad Stojanovski http://allfinancialmatters.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/comment-page-1/#comment-6216 Vlad Stojanovski Thu, 01 Jun 2006 13:49:51 +0000 http://allthingsfinancialblog.com/2006/05/31/be-careful-where-you-buy-your-life-insurance/#comment-6216 "My question is: how can an institution prevent someone from suing them?" I'm no lawyer, but if you buy their product, and sign to their rules, then they take your money and you get their policy, the contract is in full force. Unless there is a specific law against the practice. Now if there is deception involved ... that's another story. Then the contract can be voided. What the article says insurers are doing is outrageous, but so are many transactions at the car dealership ... I dunno, I guess it's easy to get pissed off reading stuff like that, but what shall we do? Caveat Emptor! “My question is: how can an institution prevent someone from suing them?”

I’m no lawyer, but if you buy their product, and sign to their rules, then they take your money and you get their policy, the contract is in full force. Unless there is a specific law against the practice. Now if there is deception involved … that’s another story. Then the contract can be voided.

What the article says insurers are doing is outrageous, but so are many transactions at the car dealership … I dunno, I guess it’s easy to get pissed off reading stuff like that, but what shall we do? Caveat Emptor!

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