Comments on: Intro to JLP’s Retirement Calculator and Instructions http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 20 Nov 2009 19:56:44 -0800 http://wordpress.org/?v=abc hourly 1 By: Early Retirement Extreme http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-342977 Early Retirement Extreme Mon, 04 Aug 2008 21:00:46 +0000 http://allthingsfinancialblog.com/?p=862#comment-342977 According to this (too) I have already landed. I tend to favor an income generating portfolio rather than liquidation of a total return portfolio. I wish firecalc had an option like that. Anyways one option to add would be the possibility of adding sporadic income during one's retirement years. A few hundred here and a few hundred there can make quite a difference depending on how tight the budget is. According to this (too) I have already landed. I tend to favor an income generating portfolio rather than liquidation of a total return portfolio. I wish firecalc had an option like that.

Anyways one option to add would be the possibility of adding sporadic income during one’s retirement years. A few hundred here and a few hundred there can make quite a difference depending on how tight the budget is.

]]> By: Keith Graham http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-125942 Keith Graham Fri, 03 Aug 2007 12:35:13 +0000 http://allthingsfinancialblog.com/?p=862#comment-125942 James, Try the Excel function XIRR. Just be sure the ending balance is a negative number. I use it and works great for me. Keith James,

Try the Excel function XIRR. Just be sure the ending balance is a negative number. I use it and works great for me.

Keith

]]> By: James http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-9532 James Sat, 24 Jun 2006 17:49:52 +0000 http://allthingsfinancialblog.com/?p=862#comment-9532 Hi, I'm in search of a rate of return calculator and it seems you may be able to offer some help. There used to be one on CNN-Money that allowed you to input a starting balance, a list of additional payments during the period, with dates, and an ending balance. The calculator then generated the rate of return you've earned. This was great for my accounts that didn't spit out that info on the statements, but now it's gone! Replaced by some simple home rate-of-return page. http://cgi.money.cnn.com/tools/returnrate/returnrate.jsp I'm surprised I can't find anything like it to determine returns. Although there are an endless supply of forcasting models. P.S. In Canada, the government itself runs my favorite retirement planning calculator. It includes old age security, CPP, pensions, RRSP and other income options to spit out retirement income options. https://srv260.hrdc-drhc.gc.ca/English-App/INT_01.asp Thanks. Hi, I’m in search of a rate of return calculator and it seems you may be able to offer some help. There used to be one on CNN-Money that allowed you to input a starting balance, a list of additional payments during the period, with dates, and an ending balance. The calculator then generated the rate of return you’ve earned. This was great for my accounts that didn’t spit out that info on the statements, but now it’s gone! Replaced by some simple home rate-of-return page.

http://cgi.money.cnn.com/tools/returnrate/returnrate.jsp

I’m surprised I can’t find anything like it to determine returns. Although there are an endless supply of forcasting models.

P.S. In Canada, the government itself runs my favorite retirement planning calculator. It includes old age security, CPP, pensions, RRSP and other income options to spit out retirement income options.

https://srv260.hrdc-drhc.gc.ca/English-App/INT_01.asp

Thanks.

]]> By: Kim L. http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-8824 Kim L. Wed, 21 Jun 2006 18:41:17 +0000 http://allthingsfinancialblog.com/?p=862#comment-8824 Wow, according to your calculations, I'm not in such bad shape! I thought I was way behind. Thanks for that! Wow, according to your calculations, I’m not in such bad shape! I thought I was way behind. Thanks for that!

]]> By: Jesse http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-8749 Jesse Wed, 21 Jun 2006 05:58:07 +0000 http://allthingsfinancialblog.com/?p=862#comment-8749 Is the expected ROA the expected real return, or does it not take inflation into account? Is the expected ROA the expected real return, or does it not take inflation into account?

]]> By: JLP http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-8686 JLP Tue, 20 Jun 2006 19:14:35 +0000 http://allthingsfinancialblog.com/?p=862#comment-8686 Pad, I thought about putting that in but decided against it since the output tells you how much you need to add on a lump sum, annual, and monthly basis, which you can compare against what you are currently contributing. Pad,

I thought about putting that in but decided against it since the output tells you how much you need to add on a lump sum, annual, and monthly basis, which you can compare against what you are currently contributing.

]]> By: Pad http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-8683 Pad Tue, 20 Jun 2006 19:10:58 +0000 http://allthingsfinancialblog.com/?p=862#comment-8683 Hey JLP, The calc is great, except that there is no facility to put yearly contributions that I do.. 8k for roth and maxed 401k. thanks Hey JLP,
The calc is great, except that there is no facility to put yearly contributions that I do.. 8k for roth and maxed 401k.
thanks

]]> By: Vlad http://allfinancialmatters.com/2006/06/20/intro-to-jlps-retirement-calculator-and-instructions/comment-page-1/#comment-8682 Vlad Tue, 20 Jun 2006 19:04:10 +0000 http://allthingsfinancialblog.com/?p=862#comment-8682 Wow, I'm on a real good track! (Provided your out-of-the-box assumptions for inflation and return bear out...) Wow, I’m on a real good track! (Provided your out-of-the-box assumptions for inflation and return bear out…)

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