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	<title>Comments on: Interesting Retirement Planning Article</title>
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	<link>http://allfinancialmatters.com/2006/06/22/interesting-retirement-planning-article/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Kira</title>
		<link>http://allfinancialmatters.com/2006/06/22/interesting-retirement-planning-article/comment-page-1/#comment-8971</link>
		<dc:creator>Kira</dc:creator>
		<pubDate>Thu, 22 Jun 2006 13:18:46 +0000</pubDate>
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		<description>he could get an annuity with a guaranteed period.. I think that for this situation you should probably not think about what the kids are getting so much, as what the couple needs to live on.</description>
		<content:encoded><![CDATA[<p>he could get an annuity with a guaranteed period.. I think that for this situation you should probably not think about what the kids are getting so much, as what the couple needs to live on.</p>
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		<title>By: the Prince of Thrift</title>
		<link>http://allfinancialmatters.com/2006/06/22/interesting-retirement-planning-article/comment-page-1/#comment-8942</link>
		<dc:creator>the Prince of Thrift</dc:creator>
		<pubDate>Thu, 22 Jun 2006 09:10:57 +0000</pubDate>
		<guid isPermaLink="false">http://allthingsfinancialblog.com/2006/06/22/interesting-retirement-planning-article/#comment-8942</guid>
		<description>Actually I think they make sense.
- if he were to die and his wife soon after, their kids would get nothing if he took the monthly annuity.   Sure he could end up getting more then the lump some, but average life span it is unlikely and the company would get to keep all the money.   However, if he took the lump some combined with his 401-k and invested wise;y, the money would grow larger and anything left could be inherited by the kids after both mom and dad died.</description>
		<content:encoded><![CDATA[<p>Actually I think they make sense.<br />
- if he were to die and his wife soon after, their kids would get nothing if he took the monthly annuity.   Sure he could end up getting more then the lump some, but average life span it is unlikely and the company would get to keep all the money.   However, if he took the lump some combined with his 401-k and invested wise;y, the money would grow larger and anything left could be inherited by the kids after both mom and dad died.</p>
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