Comments on: The “Risk” With Fixed Immediate Annuities http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Sat, 11 Feb 2012 20:32:19 +0000 hourly 1 http://wordpress.org/?v= By: 3d displays http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-414936 3d displays Wed, 15 Apr 2009 10:34:08 +0000 http://allthingsfinancialblog.com/?p=866#comment-414936 Magnetic is the industry-leader in auto-stereoscopic 3D LCD displays, 3D content creation, 3D digital signage solutions and 3D software. See 3D without the glasses with Magnetic’s Enabl3d 3D displays. Magnetic is the industry-leader in auto-stereoscopic 3D LCD displays, 3D content creation, 3D digital signage solutions and 3D software. See 3D without the glasses with Magnetic’s Enabl3d 3D displays.

]]> By: Fixed Annuities http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-410832 Fixed Annuities Thu, 26 Mar 2009 11:27:05 +0000 http://allthingsfinancialblog.com/?p=866#comment-410832 Your post was very informative for me. I'm a freelance writer, writing on different texts and articles for my clients. I also run my own blog to promote my services Your post was very informative for me. I’m a freelance writer, writing on different texts and articles for my clients. I also run my own blog to promote my services

]]> By: Fixed Annuity http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-410781 Fixed Annuity Thu, 26 Mar 2009 06:40:01 +0000 http://allthingsfinancialblog.com/?p=866#comment-410781 Hi! Interesting post. I was searching around for posts on this subject for my blog. Thanks for your interesting post. Hi! Interesting post. I was searching around for posts on this subject for my blog. Thanks for your interesting post.

]]> By: Kelly Lampke http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-181486 Kelly Lampke Thu, 29 Nov 2007 14:58:09 +0000 http://allthingsfinancialblog.com/?p=866#comment-181486 I am in the same boat. I want to sell mine too and I know I will lose a lot but does anyone have suggestions on how to go about this? Fixed Immediate Annuity is the name of mine. Thank you, Kelly I am in the same boat. I want to sell mine too and I know I will lose a lot but does anyone have suggestions on how to go about this? Fixed Immediate Annuity is the name of mine.

Thank you,

Kelly

]]> By: MARY LAUGHTER http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-144992 MARY LAUGHTER Fri, 28 Sep 2007 17:29:02 +0000 http://allthingsfinancialblog.com/?p=866#comment-144992 I RECEIVED A SETTLEMENT FROM A CAR ACCIDENT AND MY LAWYER CONVINCED ME TO PUT SOME OF IT IN TO A ANNUITY. I DIDN'T WANT A FIXED IMMEDIATE ANNUITY AND I ASKED HIM IF I COULD EVER GET THIS MONEY OUT AND HE SAID YES , BUT I WOULD HAVE TO PAY A PENALTY. I CALLED METLIFE THE OTHER DAY AND THEY SAID THAT I COULD NOT GET MY MONEY. THE ONLY MONEY I CAN GET IS WHAT I GET PAYED EACH MONTH NOW. I WANT MY MONEY OUT OF THIS COMPANY AND I WANT TO KNOW HOW I CAN DO IT. I WAS INCORRECTLY INFORMED ON THIS, AND I DONT WANT TO SELL IT TO ONE OF THESE COMPANYS THAT WOULD KEEP ALL MY MONEY AND I GET NOTHING. I NEED SOME HELP PLEASE. I LOOK FORWARD TO HEARING BACK ON THIS. THANK YOU SINCERELY, MARY I RECEIVED A SETTLEMENT FROM A CAR ACCIDENT AND MY LAWYER CONVINCED ME TO PUT SOME OF IT IN TO A ANNUITY. I DIDN’T WANT A FIXED IMMEDIATE ANNUITY AND I ASKED HIM IF I COULD EVER GET THIS MONEY OUT AND HE SAID YES , BUT I WOULD HAVE TO PAY A PENALTY. I CALLED METLIFE THE OTHER DAY AND THEY SAID THAT I COULD NOT GET MY MONEY. THE ONLY MONEY I CAN GET IS WHAT I GET PAYED EACH MONTH NOW. I WANT MY MONEY OUT OF THIS COMPANY AND I WANT TO KNOW HOW I CAN DO IT. I WAS INCORRECTLY INFORMED ON THIS, AND I DONT WANT TO SELL IT TO ONE OF THESE COMPANYS THAT WOULD KEEP ALL MY MONEY AND I GET NOTHING. I NEED SOME HELP PLEASE. I LOOK FORWARD TO HEARING BACK ON THIS. THANK YOU

SINCERELY,
MARY

]]> By: kevin http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-23909 kevin Tue, 05 Sep 2006 15:21:08 +0000 http://allthingsfinancialblog.com/?p=866#comment-23909 the reader should also be looking into the next generation of for life living benefits offered on a variable annuity. you get the same for life paycheck for both husb and wife without annuitizing. once they both pass away, whatever is left as the death bene goes to the benficiary. if they dont need income right away they can defer taking wd's and get growth on their investment. also the money would be in the market, so if the market performs well they can lock in gains each year to keep pace with inflation. they should definitely give them a look, each company varies, so ask your financial planner which ones they use. if they don't, ask your FP to ask his back office for what companies they prefer. the reader should also be looking into the next generation of for life living benefits offered on a variable annuity. you get the same for life paycheck for both husb and wife without annuitizing. once they both pass away, whatever is left as the death bene goes to the benficiary. if they dont need income right away they can defer taking wd’s and get growth on their investment. also the money would be in the market, so if the market performs well they can lock in gains each year to keep pace with inflation.

they should definitely give them a look, each company varies, so ask your financial planner which ones they use. if they don’t, ask your FP to ask his back office for what companies they prefer.

]]> By: Mighty Bargain Hunter » Carnival of Personal Finance #54 http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-10649 Mighty Bargain Hunter » Carnival of Personal Finance #54 Fri, 30 Jun 2006 15:41:35 +0000 http://allthingsfinancialblog.com/?p=866#comment-10649 [...] Fixed immediate annuities and their risk, clarified by AllFinancialMatters. [...] [...] Fixed immediate annuities and their risk, clarified by AllFinancialMatters. [...]

]]> By: » Around The World » Consumerism Commentary: A Blog About Personal Finance http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-9364 » Around The World » Consumerism Commentary: A Blog About Personal Finance Fri, 23 Jun 2006 20:49:11 +0000 http://allthingsfinancialblog.com/?p=866#comment-9364 [...] JLP from AllFinancialMatters evaluates fixed immediate annuities. [...] [...] JLP from AllFinancialMatters evaluates fixed immediate annuities. [...]

]]> By: Nancy http://allfinancialmatters.com/2006/06/22/the-risk-with-fixed-immediate-annuities/comment-page-1/#comment-9088 Nancy Fri, 23 Jun 2006 00:47:17 +0000 http://allthingsfinancialblog.com/?p=866#comment-9088 JLP Thanks for the IRR calculation. I read the same article and and been trying to understand the IRR. Looks like you're very familiar with Excel and some of it's tools. Really helpful for annuity calculations. Despite some of the return calculations..I think immediate annuities may be valuable for investors who are not covered by pensions (probably about 80% of us now) and who really have longevity in their families. Thanks for the information! Nancy www.retirementthink.com JLP
Thanks for the IRR calculation. I read the same article and and been trying to understand the IRR. Looks like you’re very familiar with Excel and some of it’s tools. Really helpful for annuity calculations. Despite some of the return calculations..I think immediate annuities may be valuable for investors who are not covered by pensions (probably about 80% of us now) and who really have longevity in their families.
Thanks for the information!
Nancy http://www.retirementthink.com

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