Comments on: Another Look at the Roth 401(k) http://allfinancialmatters.com/2006/09/07/another-look-at-the-roth-401k/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 20 Nov 2009 19:56:44 -0800 http://wordpress.org/?v=abc hourly 1 By: Mighty Bargain Hunter » Roundup for week of 4 September 2006 http://allfinancialmatters.com/2006/09/07/another-look-at-the-roth-401k/comment-page-1/#comment-24569 Mighty Bargain Hunter » Roundup for week of 4 September 2006 Sat, 09 Sep 2006 17:42:42 +0000 http://allthingsfinancialblog.com/2006/09/07/another-look-at-the-roth-401k/#comment-24569 [...] All Financial Matters with a link to info about the Roth 401(k). [...] [...] All Financial Matters with a link to info about the Roth 401(k). [...]

]]> By: Foobarista http://allfinancialmatters.com/2006/09/07/another-look-at-the-roth-401k/comment-page-1/#comment-24377 Foobarista Fri, 08 Sep 2006 19:35:10 +0000 http://allthingsfinancialblog.com/2006/09/07/another-look-at-the-roth-401k/#comment-24377 I really like the Roth, and am lobbying our HR types to get the Roth option added to our 401K. That said, deciding whether to go Roth or not is trickier than the article suggests, particularly if you're close to the $150K magic sliding cutoff for Roth IRA funding. Last year, I used the (normal) 401K to get under the Roth limit, and we funded both of our Roth IRAs. This year, we'll be well above the cutoff, and if a Roth had been available, I probably would use it. Roth 401Ks are especially good for the self-employed, particularly if they make a high income and want to maximize their retirement set-aside. I really like the Roth, and am lobbying our HR types to get the Roth option added to our 401K. That said, deciding whether to go Roth or not is trickier than the article suggests, particularly if you’re close to the $150K magic sliding cutoff for Roth IRA funding. Last year, I used the (normal) 401K to get under the Roth limit, and we funded both of our Roth IRAs. This year, we’ll be well above the cutoff, and if a Roth had been available, I probably would use it.

Roth 401Ks are especially good for the self-employed, particularly if they make a high income and want to maximize their retirement set-aside.

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