Comments on: 5 Things I Wish I Knew When I Was 20 http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Thu, 24 May 2012 01:24:26 +0000 hourly 1 http://wordpress.org/?v= By: Mighty Bargain Hunter » Roundup for the week of 18 September 2006 http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27971 Mighty Bargain Hunter » Roundup for the week of 18 September 2006 Sun, 24 Sep 2006 06:45:57 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27971 [...] All Financial Matters shares five things he wish he knew when he was 20. [...] [...] All Financial Matters shares five things he wish he knew when he was 20. [...]

]]> By: Todd http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27688 Todd Fri, 22 Sep 2006 20:24:55 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27688 There are a lot of great comments here! I am 22 and need to follow some of them quite a bit more than I do now! I think I'm doing okay for the most part. Just need to save a bit more and study a bit more. There are a lot of great comments here! I am 22 and need to follow some of them quite a bit more than I do now!

I think I’m doing okay for the most part. Just need to save a bit more and study a bit more.

]]> By: The Finance Journey » Posts Of The Week http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27673 The Finance Journey » Posts Of The Week Fri, 22 Sep 2006 18:02:34 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27673 [...] JPL has a peice about 5 Things He Wishes He Knew When He Was 20. I’m sure all of us feel similar thoughs when we look back on the decisions we made at that time. Share This Post:These icons link to social bookmarking sites where readers can share and discover new web pages. [...] [...] JPL has a peice about 5 Things He Wishes He Knew When He Was 20. I’m sure all of us feel similar thoughs when we look back on the decisions we made at that time. Share This Post:These icons link to social bookmarking sites where readers can share and discover new web pages. [...]

]]> By: » Weekly Blog Round-Up on Consumerism Commentary: A Personal Finance Blog http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27493 » Weekly Blog Round-Up on Consumerism Commentary: A Personal Finance Blog Fri, 22 Sep 2006 02:47:16 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27493 [...] AllFinancialMatters has 5 things he wishes he knew when he was 20. [...] [...] AllFinancialMatters has 5 things he wishes he knew when he was 20. [...]

]]> By: Vicki http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27492 Vicki Fri, 22 Sep 2006 02:43:28 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27492 I'm currently 20, I believe I'm living 3 of the 5 advice above, debt free, I didn't spend alot of $ on clothing [thus I don't look like my age, I'm still wearing the clothes I had from HS]. I don't work much though I has my $ save from my school grant, should I invest the $ or wait until I graduated from college? And about life, how do I enjoy it? being single or should I go out and party? I’m currently 20, I believe I’m living 3 of the 5 advice above, debt free, I didn’t spend alot of $ on clothing [thus I don't look like my age, I'm still wearing the clothes I had from HS]. I don’t work much though I has my $ save from my school grant, should I invest the $ or wait until I graduated from college? And about life, how do I enjoy it? being single or should I go out and party?

]]> By: mbhunter http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27132 mbhunter Wed, 20 Sep 2006 04:07:50 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27132 The stay-out-of-credit-card-debt tip is priceless. It is really tough, especially with all of the credit card offers being shoved at you. The stay-out-of-credit-card-debt tip is priceless. It is really tough, especially with all of the credit card offers being shoved at you.

]]> By: Stacey http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27100 Stacey Wed, 20 Sep 2006 00:10:52 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27100 I rue that I didn't: 1) study abroad for a semester (having had lots of Spanish classes. That would have been a great chance for lots of Latin boyfriends :) 2) purchase fewer clothes when starting my career (but I needed suits and all the Big Eight accoutrements...) 3) live at home another year after grad, altho' the year I did live at home was almost unbearable. Hard to go back to having rules...but saving all that rent money would have been nice and would have enabled us to buy our home that much sooner 4) take the dorm's Resident Advisor position, but I had already signed an apt lease w/2 friends and didn't want to leave them hanging 5) get an MBA--always was told being a CPA was enough. Maybe then, but not now! I rue that I didn’t:
1) study abroad for a semester (having had lots of Spanish classes. That would have been a great chance for lots of Latin boyfriends :)
2) purchase fewer clothes when starting my career (but I needed suits and all the Big Eight accoutrements…)
3) live at home another year after grad, altho’ the year I did live at home was almost unbearable. Hard to go back to having rules…but saving all that rent money would have been nice and would have enabled us to buy our home that much sooner
4) take the dorm’s Resident Advisor position, but I had already signed an apt lease w/2 friends and didn’t want to leave them hanging
5) get an MBA–always was told being a CPA was enough. Maybe then, but not now!

]]> By: Michael http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27060 Michael Tue, 19 Sep 2006 18:09:50 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27060 Hindsight is 100% ... My five things I should have done: Taken the invitation from the coaches and been on the soccer and track teams in high school .... the only two sports (then and now) I had a snowballs chance of competing in. Get into my current career path earlier. My first career was based on a degree that with a high "employable" factor. Later I got into something I enjoy a lot more, and I make enough to have a nice life. If you do what you really like the money will follow, that's what they say .... Stopped smoking pot sooner, lol ... and that would have fixed a LOT of other things, lol .... Purchased a house and/or land as soon as possible .... In my 20s, had a long talk with my Uncle Ray about investng and financial planning; he came up from nothing and was (and is) the only millionaire in my family. Hindsight is 100% … My five things I should have done:

Taken the invitation from the coaches and been on the soccer and track teams in high school …. the only two sports (then and now) I had a snowballs chance of competing in.

Get into my current career path earlier. My first career was based on a degree that with a high “employable” factor. Later I got into something I enjoy a lot more, and I make enough to have a nice life. If you do what you really like the money will follow, that’s what they say ….

Stopped smoking pot sooner, lol … and that would have fixed a LOT of other things, lol ….

Purchased a house and/or land as soon as possible ….

In my 20s, had a long talk with my Uncle Ray about investng and financial planning; he came up from nothing and was (and is) the only millionaire in my family.

]]> By: More Bread http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27053 More Bread Tue, 19 Sep 2006 16:51:02 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27053 All of these are good advice. I would reiterate what JLP said for #5. Enjoy where you're at. Yes, you don't make a lot of money, can't do a lot of things, but on the other hand you do have a lot of free time (hopefully) and not a lot of responsibility. Start figuring out what you want and make sure you live it up. All of these are good advice. I would reiterate what JLP said for #5. Enjoy where you’re at. Yes, you don’t make a lot of money, can’t do a lot of things, but on the other hand you do have a lot of free time (hopefully) and not a lot of responsibility. Start figuring out what you want and make sure you live it up.

]]> By: Matt http://allfinancialmatters.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/comment-page-1/#comment-27038 Matt Tue, 19 Sep 2006 16:24:17 +0000 http://allthingsfinancialblog.com/2006/09/19/5-things-i-wish-i-knew-when-i-was-20/#comment-27038 use your early 20s to figure out what you want to do, most of the people that I know left school having studied something completely different from what they do. Most of them hate what they do. Learn, grow, figure yourself out. use your early 20s to figure out what you want to do, most of the people that I know left school having studied something completely different from what they do. Most of them hate what they do. Learn, grow, figure yourself out.

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