Comments on: I Got Nothin’! http://allfinancialmatters.com/2006/10/19/i-got-nothin/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Thu, 24 May 2012 12:43:16 +0000 hourly 1 http://wordpress.org/?v= By: sam http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-35349 sam Mon, 23 Oct 2006 21:32:13 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-35349 I always enjoy it when you link to personal finance articles in magazines and newspapers. You don't have to think up all your blog entries yourself. I always enjoy it when you link to personal finance articles in magazines and newspapers. You don’t have to think up all your blog entries yourself.

]]> By: J.D. @ Get Rich Slowly http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34334 J.D. @ Get Rich Slowly Fri, 20 Oct 2006 17:39:38 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34334 JLP - When my well runs dry, I prime it by reading. I go to four sources: * First, I check submissions from readers. This often yields an entry. * Second, I check personal finance books. * Third, I have a bunch of "best tips ever" type articles bookmarked. I browse them to see if something strikes my fancy. * Fourth, and most effectively, I just pick up some other book or magazine completely unrelated to personal finance. More often than not, something will trigger an idea, and before long I'll be happily typing away again. JLP – When my well runs dry, I prime it by reading. I go to four sources:

* First, I check submissions from readers. This often yields an entry.
* Second, I check personal finance books.
* Third, I have a bunch of “best tips ever” type articles bookmarked. I browse them to see if something strikes my fancy.
* Fourth, and most effectively, I just pick up some other book or magazine completely unrelated to personal finance. More often than not, something will trigger an idea, and before long I’ll be happily typing away again.

]]> By: ciwood http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34314 ciwood Fri, 20 Oct 2006 15:19:59 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34314 Most of us that read your site are actively involved in our financial future. How about some discussions/experiences about getting our significant other to care? I am 57 and my wife is 53 and she shows no interest in learning about financial things. I realize that I could pay 2% for a bank trust officer and several thousand a year for a CPA to hold her hand when I am gone but I wish there was another way. Most of us that read your site are actively involved in our financial future. How about some discussions/experiences about getting our significant other to care? I am 57 and my wife is 53 and she shows no interest in learning about financial things. I realize that I could pay 2% for a bank trust officer and several thousand a year for a CPA to hold her hand when I am gone but I wish there was another way.

]]> By: jim http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34198 jim Fri, 20 Oct 2006 02:52:03 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34198 Have a couple beers and just start typing. :) Have a couple beers and just start typing. :)

]]> By: Kimber http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34169 Kimber Fri, 20 Oct 2006 00:07:00 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34169 -Biggest financial mistake -Financial moves you wished you had made -If there was anyone in the finance/business world you could meet, who would it be and why? -How your investing style has changed over the years -How do you stay up to date with financial changes? Your financial education routine -Relationships and money All the fun, fluffy stuff -Biggest financial mistake
-Financial moves you wished you had made
-If there was anyone in the finance/business world you could meet, who would it be and why?
-How your investing style has changed over the years
-How do you stay up to date with financial changes? Your financial education routine
-Relationships and money
All the fun, fluffy stuff

]]> By: jtc http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34113 jtc Thu, 19 Oct 2006 20:22:32 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34113 Here is my situation/problem. I would love to have some advice about which direction you and your readers would recommed. I am almost 26 and just finished paying off my credit cards. I have saved up a 6 months worth of expenses in cash saved in an HSBC account. I am getting the maximum match from my company's 401k in some agressive funds. My next step is to set up a Roth IRA. I am planning on maxing it out this year before January 1 and just buying a couple of index funds or ETFs to make a diversified portfolio with a beta of about 1.5 to 2. Here is where I run into problems: What is the best way to do this? I have checked out a couple options from fidelity to e-trade. I would like to know what you and your readers think about options regarding brokers if I intend to be a slow and steady dollar-cost averager for the rest of my life and just want to keep fees to a minimum. great site! thanks, --jeff Here is my situation/problem. I would love to have some advice about which direction you and your readers would recommed.

I am almost 26 and just finished paying off my credit cards. I have saved up a 6 months worth of expenses in cash saved in an HSBC account. I am getting the maximum match from my company’s 401k in some agressive funds.

My next step is to set up a Roth IRA. I am planning on maxing it out this year before January 1 and just buying a couple of index funds or ETFs to make a diversified portfolio with a beta of about 1.5 to 2.

Here is where I run into problems: What is the best way to do this? I have checked out a couple options from fidelity to e-trade.

I would like to know what you and your readers think about options regarding brokers if I intend to be a slow and steady dollar-cost averager for the rest of my life and just want to keep fees to a minimum.

great site!

thanks,

–jeff

]]> By: JLP http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34060 JLP Thu, 19 Oct 2006 16:37:20 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34060 Ace, LOL! I forgot all about that! Ace,

LOL! I forgot all about that!

]]> By: ace http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34059 ace Thu, 19 Oct 2006 16:29:20 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34059 are we going to finish the 24 days to better finances? are we going to finish the 24 days to better finances?

]]> By: TAMI http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34039 TAMI Thu, 19 Oct 2006 16:09:08 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34039 I was wondering what you think about how someone should go about doing home improvement projects on their homes from a finance point of view. My husband and I have an 8 month emergency fund, we both have our retirement accts fully funded and are also paying an extra amount each month to prepay our mortgage so that it is paid off before either of us retire. We have a home that is very liveable, but we have several ideas to make the home more pleasing to live in if you get my drift (like theres this really nice hot tub we both want!) I know that most landscaping and building projects (decks and such) raise your homes value so you do get a return on your money but I guess what I'm questioning is, If you have a major project to do and you only have so much extra a month to spend as you wish...is it financially worth taking the money out of your home equity account or more feasible to use low interest credit cards or just save the money each month until you have enough saved up to do the project for cash? There's alot of things we would like to do with the house but after all the hard work of going debt free besides our mortgage I feel funny about going back into debt for home improvement, yet some of the projects would take a year or more to save for. I was wondering what you think about how someone should go about doing home improvement projects on their homes from a finance point of view. My husband and I have an 8 month emergency fund, we both have our retirement accts fully funded and are also paying an extra amount each month to prepay our mortgage so that it is paid off before either of us retire. We have a home that is very liveable, but we have several ideas to make the home more pleasing to live in if you get my drift (like theres this really nice hot tub we both want!) I know that most landscaping and building projects (decks and such) raise your homes value so you do get a return on your money but I guess what I’m questioning is, If you have a major project to do and you only have so much extra a month to spend as you wish…is it financially worth taking the money out of your home equity account or more feasible to use low interest credit cards or just save the money each month until you have enough saved up to do the project for cash? There’s alot of things we would like to do with the house but after all the hard work of going debt free besides our mortgage I feel funny about going back into debt for home improvement, yet some of the projects would take a year or more to save for.

]]> By: ccrook http://allfinancialmatters.com/2006/10/19/i-got-nothin/comment-page-1/#comment-34038 ccrook Thu, 19 Oct 2006 16:08:27 +0000 http://allthingsfinancialblog.com/2006/10/19/i-got-nothin/#comment-34038 How about something on the value of internships towards future job opportunities / pay. Maybe compare paid vs. unpaid, different industries and depth of work. I'm currently looking for some advice on internships (Im a sophomore in college currently) How about something on the value of internships towards future job opportunities / pay. Maybe compare paid vs. unpaid, different industries and depth of work. I’m currently looking for some advice on internships (Im a sophomore in college currently)

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