Comments on: Websites to Help You Get a Better Deal on a Car http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 20 Nov 2009 19:56:44 -0800 http://wordpress.org/?v=abc hourly 1 By: JEFF http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-44908 JEFF Sun, 12 Nov 2006 15:59:15 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-44908 Edmunds and KBB are my 2 favorites...been doing alot of research recently, since I am leasing a new SUV in the next few months....Either the Nissan Pathfinder or the new Mazda CX9(out in January) are the 2 contenders....(have 3 kids, so 3rd row is needed)... One thing I noticed is that although these sites arm you with valuable info about invoice price and MSRP, incentives et al, the pricing you will get from a dealer is really a factor of how "hot" the vehicle is....I suspect that demand wont be such that the public will be fighting to get the new CX9. Nevertheless, I have a feeling that my local dealer wont sell it to me in January for $1000 over invoice(my idea of a very fair deal) because it's "new"... This is the problem the public has been facing with the new Toyota FJ Cruiser....This vehicle is a steal in the fully loaded 25k price range, but because of demand, local dealers have been getting cut and marking it up $5000 over MSRP....shameful, and those who are buying at that price are suckers.... Edmunds and KBB are my 2 favorites…been doing alot of research recently, since I am leasing a new SUV in the next few months….Either the Nissan Pathfinder or the new Mazda CX9(out in January) are the 2 contenders….(have 3 kids, so 3rd row is needed)…

One thing I noticed is that although these sites arm you with valuable info about invoice price and MSRP, incentives et al, the pricing you will get from a dealer is really a factor of how “hot” the vehicle is….I suspect that demand wont be such that the public will be fighting to get the new CX9. Nevertheless, I have a feeling that my local dealer wont sell it to me in January for $1000 over invoice(my idea of a very fair deal) because it’s “new”…

This is the problem the public has been facing with the new Toyota FJ Cruiser….This vehicle is a steal in the fully loaded 25k price range, but because of demand, local dealers have been getting cut and marking it up $5000 over MSRP….shameful, and those who are buying at that price are suckers….

]]> By: Geoff http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35945 Geoff Wed, 25 Oct 2006 12:49:13 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35945 Another thing to consider is to look on places like CarsDirect.com which shows what the manufacturers are offering the consumer. It would be a waste to get a car loan from a bank at 5-6% when you can get it for 0% from the dealer, which my parents did recently. Another thing to consider is to look on places like CarsDirect.com which shows what the manufacturers are offering the consumer. It would be a waste to get a car loan from a bank at 5-6% when you can get it for 0% from the dealer, which my parents did recently.

]]> By: Businesshackers… profitable ideas for business and life… » Blog Archive » Buy a car… some good advices… http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35865 Businesshackers… profitable ideas for business and life… » Blog Archive » Buy a car… some good advices… Wed, 25 Oct 2006 07:24:40 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35865 [...] Allthingsfinancialblog, one of the best blogs about personal finance tells us how to buy a car so as to sav e money and take the best possible decision… [...] [...] Allthingsfinancialblog, one of the best blogs about personal finance tells us how to buy a car so as to sav e money and take the best possible decision… [...]

]]> By: Foobarista http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35816 Foobarista Wed, 25 Oct 2006 04:07:04 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35816 An odd story: a friend of mine who is a loan broker had a leased car from her biz that was at the end of its lease, so she wanted to buy it using a loan through her business. The dealership said the loan would be X%. She calculated the rate in her head and it was $100/month lower than the monthly rate the salesguy quoted her. The guy started lecturing her on amortization tables and such, so she whipped out her calculator and calculated it out, and her "in head" calculation was off by about $2/mon. Then, the guy got mad and started yelling at her - even after she mentioned she'd been a loan broker for 15 years and knew a few things about loans... An odd story: a friend of mine who is a loan broker had a leased car from her biz that was at the end of its lease, so she wanted to buy it using a loan through her business. The dealership said the loan would be X%. She calculated the rate in her head and it was $100/month lower than the monthly rate the salesguy quoted her. The guy started lecturing her on amortization tables and such, so she whipped out her calculator and calculated it out, and her “in head” calculation was off by about $2/mon.

Then, the guy got mad and started yelling at her – even after she mentioned she’d been a loan broker for 15 years and knew a few things about loans…

]]> By: prlinkbiz http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35795 prlinkbiz Wed, 25 Oct 2006 02:48:43 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35795 It's not really that difficult. Dealerships don't their money on the actualy car- the F&I guy makes it for them by financing your purchase and tacking on all the fun extras. You want a good deal? Shop the prices, or find a car broker to do it for you, adn have your own financing (or cash) in place BEFORE you go in to buy. Then you cannot over pay adn you know what your terms are from the get go. You'll piss off the F&I guy, but if you have to finance a car, that's the way to go. Personally I would not finance anything that will depreciate in value, that's why I pay cash for my vehicles. It’s not really that difficult. Dealerships don’t their money on the actualy car- the F&I guy makes it for them by financing your purchase and tacking on all the fun extras. You want a good deal? Shop the prices, or find a car broker to do it for you, adn have your own financing (or cash) in place BEFORE you go in to buy. Then you cannot over pay adn you know what your terms are from the get go. You’ll piss off the F&I guy, but if you have to finance a car, that’s the way to go. Personally I would not finance anything that will depreciate in value, that’s why I pay cash for my vehicles.

]]> By: Harm http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35778 Harm Wed, 25 Oct 2006 01:46:45 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35778 The AAA site doesn't work.... keeps asking your zip code, then asks for a report on the problem and doesn't let you enter it. Par for the course for AAA.... The AAA site doesn’t work….
keeps asking your zip code, then
asks for a report on the problem
and doesn’t let you enter it. Par for
the course for AAA….

]]> By: TFB http://allfinancialmatters.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/comment-page-1/#comment-35701 TFB Tue, 24 Oct 2006 21:28:43 +0000 http://allthingsfinancialblog.com/2006/10/24/websites-to-help-you-get-a-better-deal-on-a-car/#comment-35701 Great post. Be sure to check out the "Prices paid ..." forum on Edmunds.com. People report there how much they paid for their car so you can see what is a good deal and which dealership is offering them. Great post. Be sure to check out the “Prices paid …” forum on Edmunds.com. People report there how much they paid for their car so you can see what is a good deal and which dealership is offering them.

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