Comments on: Question of the Day – Experience http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Sat, 11 Feb 2012 20:32:19 +0000 hourly 1 http://wordpress.org/?v= By: Matt http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46555 Matt Fri, 17 Nov 2006 20:11:17 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46555 I would have not taken on any debt; I was lucky enough not to have school debt and I started working during the bubble. Without the debt I would have been able to buy a condo and maybe even a cottage without too much effort. Just not having any debt would have saved years where I didn't do much more than pay for interest. I would have not taken on any debt; I was lucky enough not to have school debt and I started working during the bubble. Without the debt I would have been able to buy a condo and maybe even a cottage without too much effort. Just not having any debt would have saved years where I didn’t do much more than pay for interest.

]]> By: finance girl http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46397 finance girl Fri, 17 Nov 2006 02:58:15 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46397 I wish I would have been less self-absorbed in myself and my little self-induced dramas and not taken some people for granted. I wish I would have been less self-absorbed in myself and my little self-induced dramas and not taken some people for granted.

]]> By: Foobarista http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46382 Foobarista Fri, 17 Nov 2006 01:17:38 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46382 22 is a bit too young. If you extend it up to, say, 28, I'd wish I was a bit less pig-headed with an ex-boss over whether to join his startup or not. At the time, I had "CEO disease" and really wanted my own company, but was definitely not ready yet. His startup ended up getting bought and my share would have been worth about $3M. So, I guess it would be to have toned down the 'tude a bit and learned about the world a bit faster. It took a fair bit of seasoning to get past it... 22 is a bit too young. If you extend it up to, say, 28, I’d wish I was a bit less pig-headed with an ex-boss over whether to join his startup or not. At the time, I had “CEO disease” and really wanted my own company, but was definitely not ready yet.

His startup ended up getting bought and my share would have been worth about $3M.

So, I guess it would be to have toned down the ‘tude a bit and learned about the world a bit faster. It took a fair bit of seasoning to get past it…

]]> By: WearyTraveler http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46378 WearyTraveler Fri, 17 Nov 2006 01:07:01 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46378 hmmm... everyone wishes they could change / knew better about money and debt. Sure, I wish I'd started saving sooner. But as an active duty Marine, "saving" meant finding a good deal on food. I wish that I realized that life is so damned short and that we should get to know those close to us. While I'm not downplaying investing, I'm saying that I should have invested more time in family and friends. Just my 2 cents... hmmm… everyone wishes they could change / knew better about money and debt. Sure, I wish I’d started saving sooner. But as an active duty Marine, “saving” meant finding a good deal on food.
I wish that I realized that life is so damned short and that we should get to know those close to us. While I’m not downplaying investing, I’m saying that I should have invested more time in family and friends.
Just my 2 cents…

]]> By: Single Ma http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46368 Single Ma Fri, 17 Nov 2006 00:15:07 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46368 So sorry to hear your Babygirl isn't feeling well. :-( If I knew then what I know now, I would have only accepted the amount in student loans that I actually *needed*. Not a penny less, not a penny more. So sorry to hear your Babygirl isn’t feeling well. :-(

If I knew then what I know now, I would have only accepted the amount in student loans that I actually *needed*. Not a penny less, not a penny more.

]]> By: Dimes http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46359 Dimes Thu, 16 Nov 2006 23:29:27 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46359 I wish I'd have done something with the loan surplus instead of letting it languish in my no-interest checking account (for three years, GEEZ!). I also wish I'd understood all the bureaucratic hoops one has to jump through in order to get certification for many types of jobs, maybe not HOW to jump those hoops, but at least that they existed. I wish I’d have done something with the loan surplus instead of letting it languish in my no-interest checking account (for three years, GEEZ!).
I also wish I’d understood all the bureaucratic hoops one has to jump through in order to get certification for many types of jobs, maybe not HOW to jump those hoops, but at least that they existed.

]]> By: efipo.com http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46358 efipo.com Thu, 16 Nov 2006 23:28:50 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46358 Well I'm only 23, but I would have to say... I wish i didn't spend so much money in the transition of me working, to not working, to working again. Got me in too much debt. Well I’m only 23, but I would have to say… I wish i didn’t spend so much money in the transition of me working, to not working, to working again. Got me in too much debt.

]]> By: Denise http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46352 Denise Thu, 16 Nov 2006 22:26:38 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46352 I wish I had known to explore the salaries of my different career options. I made my decision to major in journalism rather randomly or too simply, I guess. I was good at writing, so I'll major in journalism. Thing is, I was good at other stuff that would have paid better from day one. I've since transitioned into something more lucrative, but wish I had known that my chosen field paid so badly and that I would have chosen differently because of it. Of course, at that stage in the game, my youthful naivete and liberal mindset may still have chosen journalism. I also wish that win I finally did hit it big with salary in the .com boom that I had known it wouldn't last forever and that I should be socking it away instead of living the high life. The basic lesson of keeping cost of living level regardless of wages is a great one -- a fat raise should not mean a fat increase in spending. I wish I had known to explore the salaries of my different career options. I made my decision to major in journalism rather randomly or too simply, I guess. I was good at writing, so I’ll major in journalism. Thing is, I was good at other stuff that would have paid better from day one. I’ve since transitioned into something more lucrative, but wish I had known that my chosen field paid so badly and that I would have chosen differently because of it. Of course, at that stage in the game, my youthful naivete and liberal mindset may still have chosen journalism.

I also wish that win I finally did hit it big with salary in the .com boom that I had known it wouldn’t last forever and that I should be socking it away instead of living the high life. The basic lesson of keeping cost of living level regardless of wages is a great one — a fat raise should not mean a fat increase in spending.

]]> By: sf mom http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46349 sf mom Thu, 16 Nov 2006 21:30:06 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46349 I wish I would have learned how to be more frugal and live within my means. While I didn't do a horrible job, I would be much better off if I would have learned how to save money 5-7 years sooner than I did instead of spending my money on everything! Literally, I had money for the first time in my life, so I spent it on whatever I wanted, books, clothes, vacations, stuff! I wish I would have learned how to be more frugal and live within my means. While I didn’t do a horrible job, I would be much better off if I would have learned how to save money 5-7 years sooner than I did instead of spending my money on everything! Literally, I had money for the first time in my life, so I spent it on whatever I wanted, books, clothes, vacations, stuff!

]]> By: CJ http://allfinancialmatters.com/2006/11/16/question-of-the-day-experience/comment-page-1/#comment-46340 CJ Thu, 16 Nov 2006 20:37:37 +0000 http://allthingsfinancialblog.com/2006/11/16/question-of-the-day-experience/#comment-46340 I wish I knew that I would actually find learning about investing and personal finance interesting, instead of spending all that time trying to get into sportscasting and sports journalism. It's much more beneficial knowing how to invest than knowing who won the NL MVP in 1979 (Willie Stargell and Keith Hernandez). I wish I knew that I would actually find learning about investing and personal finance interesting, instead of spending all that time trying to get into sportscasting and sports journalism. It’s much more beneficial knowing how to invest than knowing who won the NL MVP in 1979 (Willie Stargell and Keith Hernandez).

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