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	<title>Comments on: How Much Is Christmas Going to Cost You?</title>
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	<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: QH</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-59936</link>
		<dc:creator>QH</dc:creator>
		<pubDate>Wed, 03 Jan 2007 00:10:37 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-59936</guid>
		<description>I have recently had a chance of using a Personal Finance Software package by Australian business Parcus Group - Personal Finance Associate. 
The product is very good. For the AU$29 it costs, you get budgeting, financial planning templates as well as advanced features that typically cost loads more as separate software packages such as investment real estate calculations (mainly based on rental cash-flow analysis) as well as some value based shares valuations (based on Warren Buffet&#039;s stock valuation methodology)
Their website is http://www.parcusgroup.com 
For anyone interested in their own wealth creation this product is definitely worth looking at.</description>
		<content:encoded><![CDATA[<p>I have recently had a chance of using a Personal Finance Software package by Australian business Parcus Group &#8211; Personal Finance Associate.<br />
The product is very good. For the AU$29 it costs, you get budgeting, financial planning templates as well as advanced features that typically cost loads more as separate software packages such as investment real estate calculations (mainly based on rental cash-flow analysis) as well as some value based shares valuations (based on Warren Buffet&#8217;s stock valuation methodology)<br />
Their website is <a href="http://www.parcusgroup.com" rel="nofollow">http://www.parcusgroup.com</a><br />
For anyone interested in their own wealth creation this product is definitely worth looking at.</p>
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		<title>By: Mighty Bargain Hunter &#187; Roundup for week of 17 December 2006</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-56781</link>
		<dc:creator>Mighty Bargain Hunter &#187; Roundup for week of 17 December 2006</dc:creator>
		<pubDate>Sun, 24 Dec 2006 07:04:43 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-56781</guid>
		<description>[...] All Financial Matters calculates how much charging Christmas costs. [...]</description>
		<content:encoded><![CDATA[<p>[...] All Financial Matters calculates how much charging Christmas costs. [...]</p>
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		<title>By: Free Money Finance</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-56354</link>
		<dc:creator>Free Money Finance</dc:creator>
		<pubDate>Fri, 22 Dec 2006 11:22:08 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-56354</guid>
		<description>&lt;strong&gt;Star Money Articles for the Week of Dec. 18&lt;/strong&gt;

Here are interesting posts and news this week from the MoneyBlogNetwork members and beyond: MightyBargainHunter notes that occasionally good eBay sellers go bad. Five Cent Nickel lists his most talked about topics of 2006. Blueprint for Financial Prosp...</description>
		<content:encoded><![CDATA[<p><strong>Star Money Articles for the Week of Dec. 18</strong></p>
<p>Here are interesting posts and news this week from the MoneyBlogNetwork members and beyond: MightyBargainHunter notes that occasionally good eBay sellers go bad. Five Cent Nickel lists his most talked about topics of 2006. Blueprint for Financial Prosp&#8230;</p>
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		<title>By: Anonymous</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-56315</link>
		<dc:creator>Anonymous</dc:creator>
		<pubDate>Fri, 22 Dec 2006 03:40:04 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-56315</guid>
		<description>The only stuff we&#039;re getting for Christmas that we haven&#039;t paid for yet is about $100 in gifts that weren&#039;t available until a couple of weeks ago, so we weren&#039;t billed before that.  And the food.</description>
		<content:encoded><![CDATA[<p>The only stuff we&#8217;re getting for Christmas that we haven&#8217;t paid for yet is about $100 in gifts that weren&#8217;t available until a couple of weeks ago, so we weren&#8217;t billed before that.  And the food.</p>
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		<title>By: Rob</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-55766</link>
		<dc:creator>Rob</dc:creator>
		<pubDate>Thu, 21 Dec 2006 01:12:38 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-55766</guid>
		<description>My approach is to return all the crappy gifts people get me that I don&#039;t want and use the cash and credits for the next round of gifts I buy.  It&#039;s the gift circle of life.</description>
		<content:encoded><![CDATA[<p>My approach is to return all the crappy gifts people get me that I don&#8217;t want and use the cash and credits for the next round of gifts I buy.  It&#8217;s the gift circle of life.</p>
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		<title>By: Trixie Belden</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-55746</link>
		<dc:creator>Trixie Belden</dc:creator>
		<pubDate>Wed, 20 Dec 2006 22:46:10 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-55746</guid>
		<description>I paid for the gifts with a credit card, but I&#039;m planning on paying it off entirely.  I&#039;m a grad student and I am paying for the gifts I bought with the proceeds of selling my books (purchased used) back to the book store.  I considered selling them on Amazon.com or Half.com, but I wanted to money now and it saves me trips to the post office.</description>
		<content:encoded><![CDATA[<p>I paid for the gifts with a credit card, but I&#8217;m planning on paying it off entirely.  I&#8217;m a grad student and I am paying for the gifts I bought with the proceeds of selling my books (purchased used) back to the book store.  I considered selling them on Amazon.com or Half.com, but I wanted to money now and it saves me trips to the post office.</p>
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		<title>By: MoneyFwd</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-55734</link>
		<dc:creator>MoneyFwd</dc:creator>
		<pubDate>Wed, 20 Dec 2006 21:13:21 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-55734</guid>
		<description>I used credit and cash, but it was budgetted and planned for ahead of time.  We used about half of my extra paycheck this month (it&#039;s my 3 paycheck month) for gifts.</description>
		<content:encoded><![CDATA[<p>I used credit and cash, but it was budgetted and planned for ahead of time.  We used about half of my extra paycheck this month (it&#8217;s my 3 paycheck month) for gifts.</p>
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		<title>By: Alissa</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-55731</link>
		<dc:creator>Alissa</dc:creator>
		<pubDate>Wed, 20 Dec 2006 20:47:27 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-55731</guid>
		<description>What am I doing that works?  Not buying gifts!  Seriously, in this day and age, many people just buy for themselves what they already want, making it extremely difficult to buy anyone anything.  For the people that I really do want to give gifts to, they&#039;ll get them when I make them (and yes, I will make handmade gifts especially designed for each person).  Why do I have to wait for a religious holiday celebrating the birth of someone I don&#039;t believe in to give my loved ones gifts?  Baahumbug!</description>
		<content:encoded><![CDATA[<p>What am I doing that works?  Not buying gifts!  Seriously, in this day and age, many people just buy for themselves what they already want, making it extremely difficult to buy anyone anything.  For the people that I really do want to give gifts to, they&#8217;ll get them when I make them (and yes, I will make handmade gifts especially designed for each person).  Why do I have to wait for a religious holiday celebrating the birth of someone I don&#8217;t believe in to give my loved ones gifts?  Baahumbug!</p>
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		<title>By: Kim L</title>
		<link>http://allfinancialmatters.com/2006/12/20/how-much-is-christmas-going-to-cost-you/comment-page-1/#comment-55650</link>
		<dc:creator>Kim L</dc:creator>
		<pubDate>Wed, 20 Dec 2006 19:13:24 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=1443#comment-55650</guid>
		<description>Cash baby!  This will be our first Christmas ever that we haven&#039;t used credit cards.  Well, we used them but only for leverage and rewards - we have the cash to pay it.  I&#039;m really proud of us.  It was only possible though because of saving throughout the year.  We ended up with close to $800 saved and the rest we were able to cover with non-saved money.  It&#039;s such a great feeling!</description>
		<content:encoded><![CDATA[<p>Cash baby!  This will be our first Christmas ever that we haven&#8217;t used credit cards.  Well, we used them but only for leverage and rewards &#8211; we have the cash to pay it.  I&#8217;m really proud of us.  It was only possible though because of saving throughout the year.  We ended up with close to $800 saved and the rest we were able to cover with non-saved money.  It&#8217;s such a great feeling!</p>
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