Comments on: JLP’s Question of the Day – Financial Goals http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Thu, 24 May 2012 17:31:52 +0000 hourly 1 http://wordpress.org/?v= By: Tim http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-79440 Tim Thu, 22 Feb 2007 23:47:33 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-79440 my short term goal ( my short term goal (

]]> By: HC http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-79338 HC Thu, 22 Feb 2007 16:28:15 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-79338 My big goal is to get myself into a house. My student loan debt is cheap (nothing above 6% interest, and the vast majority of it is under 3%), so I'm only interested in paying any of that off early if it helps me qualify for a better mortgage. I'm building up my emergency fund, but that's also to help me prepare for being a homeowner. (As for other common goals: My retirement savings percentage is solid, my car was purchased outright, and I have no outstanding credit card debt. So I don't spend time on those.) My big goal is to get myself into a house. My student loan debt is cheap (nothing above 6% interest, and the vast majority of it is under 3%), so I’m only interested in paying any of that off early if it helps me qualify for a better mortgage. I’m building up my emergency fund, but that’s also to help me prepare for being a homeowner.

(As for other common goals: My retirement savings percentage is solid, my car was purchased outright, and I have no outstanding credit card debt. So I don’t spend time on those.)

]]> By: Kim L http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-79041 Kim L Wed, 21 Feb 2007 20:59:18 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-79041 Right now it's to build up a little bit more in our emergency fund since we just got out of cc and HELOC debt. Right now it’s to build up a little bit more in our emergency fund since we just got out of cc and HELOC debt.

]]> By: Matt http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-79007 Matt Wed, 21 Feb 2007 18:44:25 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-79007 Planning and paying for my wedding. Planning and paying for my wedding.

]]> By: edenz http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-79004 edenz Wed, 21 Feb 2007 18:41:06 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-79004 Our most immediate goal is to pay off the car and boiler - which will happen in May!! Then the student loans. Long term - be debt free (including the house) within 15 years (while funding our retirement of course ~15% of salary). After that - have enough in investments, retirement, and savings to not need to work full time ~ hopefully by the time I'm 45. Our most immediate goal is to pay off the car and boiler – which will happen in May!! Then the student loans. Long term – be debt free (including the house) within 15 years (while funding our retirement of course ~15% of salary). After that – have enough in investments, retirement, and savings to not need to work full time ~ hopefully by the time I’m 45.

]]> By: Clever Dude http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-78991 Clever Dude Wed, 21 Feb 2007 18:08:43 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-78991 Getting out of debt. This mediates risk from potential job losses or other emergencies, and frees us up to be more flexible and mobile in our careers and lives. Getting out of debt. This mediates risk from potential job losses or other emergencies, and frees us up to be more flexible and mobile in our careers and lives.

]]> By: Denise http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-78959 Denise Wed, 21 Feb 2007 16:02:14 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-78959 Retirement savings is always in the front of my mind. But the longer-term goal is to not have to work. I'm an independent contractor, which allows a lot of freedom, but also a lot of insecurity. I'd like for that insecurity to be eliminated by a feeling of financial freedom. I hate not taking a vacation because I fear lack of continuity will cost me a contract renewal. Want to be able to consciously take a few months off if I want to. Oh, of course, without compromising my Retirement goals. Retirement savings is always in the front of my mind. But the longer-term goal is to not have to work. I’m an independent contractor, which allows a lot of freedom, but also a lot of insecurity. I’d like for that insecurity to be eliminated by a feeling of financial freedom. I hate not taking a vacation because I fear lack of continuity will cost me a contract renewal. Want to be able to consciously take a few months off if I want to. Oh, of course, without compromising my Retirement goals.

]]> By: Jesse http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-78943 Jesse Wed, 21 Feb 2007 14:57:44 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-78943 Put a whopping down payment on our first house. Put a whopping down payment on our first house.

]]> By: Angela http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-78920 Angela Wed, 21 Feb 2007 13:34:52 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-78920 To complete on my house and then decorate it nicely. To travel on the trans-siberian express. To complete on my house and then decorate it nicely.

To travel on the trans-siberian express.

]]> By: 3dmaker http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/comment-page-1/#comment-78751 3dmaker Wed, 21 Feb 2007 05:24:15 +0000 http://allfinancialmatters.com/2007/02/20/jlps-question-of-the-day-financial-goals/#comment-78751 I'm 32. Recently married. Live in Los Angeles, CA. My goal is to someway, somehow be able to afford a house. Not a condo, or a townhouse, but a little house in a nice neighborhood. I’m 32. Recently married. Live in Los Angeles, CA. My goal is to someway, somehow be able to afford a house. Not a condo, or a townhouse, but a little house in a nice neighborhood.

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