Comments on: A Great Credit Website for College Students (and everyone else) http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Sat, 11 Feb 2012 20:32:19 +0000 hourly 1 http://wordpress.org/?v= By: HSBC credit card http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-438972 HSBC credit card Tue, 08 Sep 2009 04:38:11 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-438972 What you have shared with us is so true. I once believed that when I paid a 7 years old loan, it will boost my credit score and be deleted on my credit report. To my dismay it was not the case. No matter, I already transformed for the better and I can say that I am financially healthy. Not much but I am debt-free! I would also like to say that, today paying off debt and having a proper balance of spending and saving will really help alleviate the credit crunch. What you have shared with us is so true. I once believed that when I paid a 7 years old loan, it will boost my credit score and be deleted on my credit report. To my dismay it was not the case.
No matter, I already transformed for the better and I can say that I am financially healthy. Not much but I am debt-free!

I would also like to say that, today paying off debt and having a proper balance of spending and saving will really help alleviate the credit crunch.

]]> By: Larry http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-279682 Larry Fri, 11 Apr 2008 20:16:32 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-279682 Credit Solutions http://www.credittrained.com With the current credit crisis you need to take charge of your credit. Learn what you can do to understand the credit process and what you can do to track and repair problems that may appear on your credit report. Easy to understand and implement. Hidden secrets reveled. How the process works and what you can do. Credit Solutions

http://www.credittrained.com

With the current credit crisis you need to take charge of your credit. Learn what you can do to understand the credit process and what you can do to track and repair problems that may appear on your credit report. Easy to understand and implement. Hidden secrets reveled. How the process works and what you can do.

]]> By: Credit http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-106268 Credit Wed, 23 May 2007 07:37:39 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-106268 "Noah Says: March 6th, 2007 at 4:22 pm Having too many credit cards is not a bad thing. It can actually be quite good to have since you increase your available utilization which, in turn, increases your credit score." You are correct as having too many credit cards is not a bad thing, however, if you have outstanding balances on most of them, paying them off month to month and you have so many cards you can only cover the interest, you may not be doing so well with your credit score. “Noah Says:
March 6th, 2007 at 4:22 pm
Having too many credit cards is not a bad thing. It can actually be quite good to have since you increase your available utilization which, in turn, increases your credit score.”

You are correct as having too many credit cards is not a bad thing, however, if you have outstanding balances on most of them, paying them off month to month and you have so many cards you can only cover the interest, you may not be doing so well with your credit score.

]]> By: Paul http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-84849 Paul Wed, 07 Mar 2007 00:57:46 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-84849 I just bought a foreclosed property that had over a dozen liens on it. The owner did not have a middle initial, so there were dozens of liens placed on it with the same first and last name and differing middle initials. This persons credit was hurt by not having a middle initial, I can see where yours could be hurt by not using it when signing a document I just bought a foreclosed property that had over a dozen liens on it. The owner did not have a middle initial, so there were dozens of liens placed on it with the same first and last name and differing middle initials. This persons credit was hurt by not having a middle initial, I can see where yours could be hurt by not using it when signing a document

]]> By: Noah http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-84819 Noah Tue, 06 Mar 2007 22:22:51 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-84819 Having too many credit cards is not a bad thing. It can actually be quite good to have since you increase your available utilization which, in turn, increases your credit score. You can also use balance transfers to your advantage (research is key though!). Not only to make money on the side but from paying ANY interest on credit card use. My other question is: how does not checking your credit report or use of full name lower your score? That's new to me... Having too many credit cards is not a bad thing. It can actually be quite good to have since you increase your available utilization which, in turn, increases your credit score.

You can also use balance transfers to your advantage (research is key though!). Not only to make money on the side but from paying ANY interest on credit card use.

My other question is: how does not checking your credit report or use of full name lower your score? That’s new to me…

]]> By: Credit Card Repair http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/comment-page-1/#comment-84817 Credit Card Repair Tue, 06 Mar 2007 22:18:54 +0000 http://allfinancialmatters.com/2007/03/06/a-great-credit-website-for-college-students-and-everyone-else/#comment-84817 [...] Original post by JLP and software by Elliott Back [...] [...] Original post by JLP and software by Elliott Back [...]

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