Comments on: Protect Yourself From Identity Theft http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Thu, 24 May 2012 21:32:24 +0000 hourly 1 http://wordpress.org/?v= By: Eve Reid http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-443837 Eve Reid Tue, 25 May 2010 02:12:35 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-443837 Identity Theft is so rampant these days because it is quite easy to harvest information from someone else.~;- Identity Theft is so rampant these days because it is quite easy to harvest information from someone else.~;-

]]> By: Amy http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-102485 Amy Tue, 08 May 2007 19:59:08 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-102485 Sorry. The URL links went missing in the previous post... Consumer Union’s list of states that have enacted security freeze laws: http://www.consumersunion.org/campaigns/financialprivacynow/2006/09/freeze_identity_thieves_out_of_1.html Identity Theft: Tips for Consumers http://www.consumersunion.org/campaigns/financialprivacynow/2006/11/identity_theft_tips_for_consum.html Sorry. The URL links went missing in the previous post…

Consumer Union’s list of states that have enacted security freeze laws:
http://www.consumersunion.org/campaigns/financialprivacynow/2006/09/freeze_identity_thieves_out_of_1.html

Identity Theft: Tips for Consumers
http://www.consumersunion.org/campaigns/financialprivacynow/2006/11/identity_theft_tips_for_consum.html

]]> By: Amy http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-102483 Amy Tue, 08 May 2007 19:55:21 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-102483 Consider placing a security freeze on your consumer credit reporting files to make it harder for thieves and scammers to use your information to open new accounts, like new credit cards in your name. A security freeze is a powerful identity theft prevention tool for individuals. It enables consumers to take a step that will stop the opening of false new accounts which require a credit check unless the consumer has expressly authorized a potential creditor to check the consumer’s credit report or credit score. Without a credit report or credit score a business usually will not open a new account. As of today, 34 states and the District of Columbia have enacted security freeze laws. Check Consumer Union’s list to see if your state is one of them and on how to place a security freeze. For more additional ways to make it hard for a thief to take your identity, check out Consumers Union’s "Identity Theft: Tips for Consumers" for a list of actions to reduce your chances of becoming a future victim of ID theft. Amy www.financialprivacynow.org A Project of Consumers Union Consider placing a security freeze on your consumer credit reporting files to make it harder for thieves and scammers to use your information to open new accounts, like new credit cards in your name.

A security freeze is a powerful identity theft prevention tool for individuals. It enables consumers to take a step that will stop the opening of false new accounts which require a credit check unless the consumer has expressly authorized a potential creditor to check the consumer’s credit report or credit score. Without a credit report or credit score a business usually will not open a new account. As of today, 34 states and the District of Columbia have enacted security freeze laws. Check Consumer Union’s list to see if your state is one of them and on how to place a security freeze.

For more additional ways to make it hard for a thief to take your identity, check out Consumers Union’s “Identity Theft: Tips for Consumers” for a list of actions to reduce your chances of becoming a future victim of ID theft.

Amy
http://www.financialprivacynow.org
A Project of Consumers Union

]]> By: chad http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-88232 chad Sat, 17 Mar 2007 05:18:30 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-88232 This is very interesting I like this information. I think that your blog should be more wide spread. -Chad Check out my blog http://aintnobull.blogspot.com/ This is very interesting I like this information. I think that your blog should be more wide spread.

-Chad

Check out my blog

http://aintnobull.blogspot.com/

]]> By: Personal Finance and Investing Blog » Blog Archive » Weekly Blog Roundup, Birthday Edition http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-86651 Personal Finance and Investing Blog » Blog Archive » Weekly Blog Roundup, Birthday Edition Mon, 12 Mar 2007 00:44:53 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-86651 [...] AllFinancialMatters helps you protect yourself from identity theft. [...] [...] AllFinancialMatters helps you protect yourself from identity theft. [...]

]]> By: Jon http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-85149 Jon Wed, 07 Mar 2007 22:38:52 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-85149 There are alot of steps that people should take to help prevent their identity from being stolen but that still wont fully protect you. Since you give your Social Security number to alot of places they can sometimes be stolen. For example recently in Austin, Seton Hospital had a laptop stolen with almost 8,000 peoples personal information. http://www.statesman.com/search/content/news/stories/local/02/25/25seton.html Ive noticed alot of companies in the news for losing their employees or customers personal information. Some better solutions to all of this are credit monitoring which you can get from your credit card company or even insurance which alot of insurance companies are now offering. The company mentioned in the article about Seton is http://www.csidentity.com They seem to offer both of those and then some. Change personal habits and look into some sort of other protection. Identity theft is becoming a big business and victims are on the rise. There are alot of steps that people should take to help prevent their identity from being stolen but that still wont fully protect you. Since you give your Social Security number to alot of places they can sometimes be stolen. For example recently in Austin, Seton Hospital had a laptop stolen with almost 8,000 peoples personal information.
http://www.statesman.com/search/content/news/stories/local/02/25/25seton.html
Ive noticed alot of companies in the news for losing their employees or customers personal information. Some better solutions to all of this are credit monitoring which you can get from your credit card company or even insurance which alot of insurance companies are now offering. The company mentioned in the article about Seton is http://www.csidentity.com They seem to offer both of those and then some.
Change personal habits and look into some sort of other protection. Identity theft is becoming a big business and victims are on the rise.

]]> By: Kimberly http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-85028 Kimberly Wed, 07 Mar 2007 13:48:01 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-85028 "As useful as this is, the bank probably will never look at your signature" Actually, one time when my husband wrote a check to me with the "Memo" and signature locations reversed (his signature was on the check, but on the left instead of the right), my credit union called me instead of depositing it. They also make scans of all my checks online so that I can view a check as soon as it posts to my account. Perhaps credit unions are just more watchful than banks. “As useful as this is, the bank probably will never look at your signature”

Actually, one time when my husband wrote a check to me with the “Memo” and signature locations reversed (his signature was on the check, but on the left instead of the right), my credit union called me instead of depositing it. They also make scans of all my checks online so that I can view a check as soon as it posts to my account. Perhaps credit unions are just more watchful than banks.

]]> By: Johnny http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-84897 Johnny Wed, 07 Mar 2007 04:20:32 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-84897 I once looked it up, and the legal definition of "signature" was a(n) identifying mark. So if you owned a company, you could sign all of your employees checks with just a thumbprint as it is your identifying mark. Asking to see a photo ID which more than likely HAS a signature on it makes sense, and since YOU wrote "See ID" or "Check ID" it's identifying to you as it's YOUR handwriting. As an ex-cashier, I have never given anyone a problem nor had a problem due to this. Some stores don't even require a signature if the order is under a certain amount. I once looked it up, and the legal definition of “signature” was a(n) identifying mark. So if you owned a company, you could sign all of your employees checks with just a thumbprint as it is your identifying mark. Asking to see a photo ID which more than likely HAS a signature on it makes sense, and since YOU wrote “See ID” or “Check ID” it’s identifying to you as it’s YOUR handwriting. As an ex-cashier, I have never given anyone a problem nor had a problem due to this. Some stores don’t even require a signature if the order is under a certain amount.

]]> By: Scarfish http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-84879 Scarfish Wed, 07 Mar 2007 02:43:27 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-84879 I spoke with a Visa rep some years ago and she advised me that stores are not required to accept a card if it has "Ask For ID" or similar written on the back of it, and that if it IS accepted, Visa can fight any disputes because there are no matching signatures. I spoke with a Visa rep some years ago and she advised me that stores are not required to accept a card if it has “Ask For ID” or similar written on the back of it, and that if it IS accepted, Visa can fight any disputes because there are no matching signatures.

]]> By: Jennee http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/comment-page-1/#comment-84854 Jennee Wed, 07 Mar 2007 01:13:50 +0000 http://allfinancialmatters.com/2007/03/06/protect-yourself-from-identity-theft/#comment-84854 A good way to keep your credit card info secure while shopping online is to use the Bill Me Later option instead. I work for Bill Me Later and strongly recommend it to anyone concerned with the safety of online shopping. With Bill Me Later, you don't need to provide any credit card information to complete your transaction. Just click on "Bill Me Later", answer two simple questions for a quick credit check, and approval is within seconds. Then you get a bill in the mail a few weeks later. It really is a great way to shop safely online. Go to www.billmelater.com for more info and for a list of merchants in the network. A good way to keep your credit card info secure while shopping online is to use the Bill Me Later option instead. I work for Bill Me Later and strongly recommend it to anyone concerned with the safety of online shopping. With Bill Me Later, you don’t need to provide any credit card information to complete your transaction. Just click on “Bill Me Later”, answer two simple questions for a quick credit check, and approval is within seconds. Then you get a bill in the mail a few weeks later. It really is a great way to shop safely online. Go to http://www.billmelater.com for more info and for a list of merchants in the network.

]]>