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	<title>Comments on: We&#8217;re Remodeling Our Kitchen: I&#8217;m SCARED!</title>
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	<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: fivecentnickel.com</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-88967</link>
		<dc:creator>fivecentnickel.com</dc:creator>
		<pubDate>Mon, 19 Mar 2007 02:04:51 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-88967</guid>
		<description>&lt;strong&gt;Weekly Roundup - 03/16/07&lt;/strong&gt;

Here&#8217;s a quick look at some of the articles that caught my eye over the past week&#8230; 

JLP is remodeling his kitchen. See here for a followup.
Flexo got busted for driving like a maniac.
Jim has an interesting post about fixed mortgage paymen...</description>
		<content:encoded><![CDATA[<p><strong>Weekly Roundup &#8211; 03/16/07</strong></p>
<p>Here&#8217;s a quick look at some of the articles that caught my eye over the past week&#8230; </p>
<p>JLP is remodeling his kitchen. See here for a followup.<br />
Flexo got busted for driving like a maniac.<br />
Jim has an interesting post about fixed mortgage paymen&#8230;</p>
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		<title>By: Charles</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-88057</link>
		<dc:creator>Charles</dc:creator>
		<pubDate>Fri, 16 Mar 2007 15:47:55 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-88057</guid>
		<description>Well, part of my desire to do DIY projects such as this is my enjoyment of the process. Sure, I may get extremely frustrated at times during the project, but when I complete it, it feels really good! I also do have enough experience to be able to know when I can do something and when I have to call in a professional.</description>
		<content:encoded><![CDATA[<p>Well, part of my desire to do DIY projects such as this is my enjoyment of the process. Sure, I may get extremely frustrated at times during the project, but when I complete it, it feels really good! I also do have enough experience to be able to know when I can do something and when I have to call in a professional.</p>
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		<title>By: Miguel</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-88026</link>
		<dc:creator>Miguel</dc:creator>
		<pubDate>Fri, 16 Mar 2007 14:34:44 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-88026</guid>
		<description>If you&#039;re going to DIY, then clearly you don&#039;t need the contractor advice I posted yesterday. I&#039;m always impressed when people DIY, especially on projects like a bath or kitchen. But, even though I have most of the skills, I hire contractors because:

1) The fact is, no matter how skilled you are, that there is a big learning curve to any complex project (like a kitchen reno). I don&#039;t install cabinets and counters everyday, so I would be reinventing the wheel along the way.

2) The accident risks are not worth it. If I were injured, the cost in terms of lost income potential could be huge (disability insurance would not fully replace income). 

3) I don&#039;t have the excess time or energy. My career is intensive and requires a great deal of focus. Evenings and weekends are important time for R&amp;R and family. I find that DIY projects tend to become exhausting and drag on far longer than anticipated. Again, a big project would distract focus from from the bread-winning activities that pay the bills and put money in retirement savings.

My theory is that unless you happen to be one of those very fortunate people with lots of time on their hands, and an income that does not depend on your productivity, then its best to hire professionals for big home improvement projects and stick to doing whatever it is you do best to earn a living.</description>
		<content:encoded><![CDATA[<p>If you&#8217;re going to DIY, then clearly you don&#8217;t need the contractor advice I posted yesterday. I&#8217;m always impressed when people DIY, especially on projects like a bath or kitchen. But, even though I have most of the skills, I hire contractors because:</p>
<p>1) The fact is, no matter how skilled you are, that there is a big learning curve to any complex project (like a kitchen reno). I don&#8217;t install cabinets and counters everyday, so I would be reinventing the wheel along the way.</p>
<p>2) The accident risks are not worth it. If I were injured, the cost in terms of lost income potential could be huge (disability insurance would not fully replace income). </p>
<p>3) I don&#8217;t have the excess time or energy. My career is intensive and requires a great deal of focus. Evenings and weekends are important time for R&amp;R and family. I find that DIY projects tend to become exhausting and drag on far longer than anticipated. Again, a big project would distract focus from from the bread-winning activities that pay the bills and put money in retirement savings.</p>
<p>My theory is that unless you happen to be one of those very fortunate people with lots of time on their hands, and an income that does not depend on your productivity, then its best to hire professionals for big home improvement projects and stick to doing whatever it is you do best to earn a living.</p>
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		<title>By: Charles</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-88019</link>
		<dc:creator>Charles</dc:creator>
		<pubDate>Fri, 16 Mar 2007 14:15:15 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-88019</guid>
		<description>Are there any other places to look at? IKEA is great if you have one near you. Obviously checking out every Home Improvement place is necessary, too. As far as DIY - it depends on what sort of skills you have and just what needs to be done in the kitchen. (Of course, if you have family or friends who are willing to help, that always is a plus.)

My wife and I plan to redo the kitchen as well. Most of the carpentry/installation of the cabinets, countertops, etc. we can do on our own. We&#039;ll finally install a dishwasher! We may look into adding some circuitry and replacing a gas stove/range with an electric one. Some of that probably will require professionals. We also plan to lay the floor ourselves. 

The moral of this tale (such as it is): get a detailed plan on what you want/need to do first - then plan for how it will be done.</description>
		<content:encoded><![CDATA[<p>Are there any other places to look at? IKEA is great if you have one near you. Obviously checking out every Home Improvement place is necessary, too. As far as DIY &#8211; it depends on what sort of skills you have and just what needs to be done in the kitchen. (Of course, if you have family or friends who are willing to help, that always is a plus.)</p>
<p>My wife and I plan to redo the kitchen as well. Most of the carpentry/installation of the cabinets, countertops, etc. we can do on our own. We&#8217;ll finally install a dishwasher! We may look into adding some circuitry and replacing a gas stove/range with an electric one. Some of that probably will require professionals. We also plan to lay the floor ourselves. </p>
<p>The moral of this tale (such as it is): get a detailed plan on what you want/need to do first &#8211; then plan for how it will be done.</p>
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		<title>By: Roy</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87968</link>
		<dc:creator>Roy</dc:creator>
		<pubDate>Fri, 16 Mar 2007 08:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87968</guid>
		<description>I&#039;ve done my second kitchen for myself and installed cabinets for a neighbor. 

Do it yourself if you can....you&#039;ll save a ton of money on labor. Try not to move the sink, stove, and dishwasher locations, then you can leave the plumbing, 220V, and ductwork as is, unless it needs repair.

I like laminate counter tops. With vacuum formed edges, they can look nice and even the custom ordered ones are cheaper then granite or Corian. 

Cabinets, if you go with stock sizes, you could get them right from the store off the shelf for a decent price. Trade off is that they will be a lower grade. Custom cabinets are nice but tend to be pricey.

My kitchen floors are sheet vinyl just because they are the greatest in spills. Also decent in price. Tile is pretty popular but if you drop a glass on em&#039;, it&#039;s done for. Also, if the grout isn&#039;t sealed, it stains. Forever. Seen wood floors in kitchens, just don&#039;t recommend it, they get water damaged after awhile.  

Hope this helps.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve done my second kitchen for myself and installed cabinets for a neighbor. </p>
<p>Do it yourself if you can&#8230;.you&#8217;ll save a ton of money on labor. Try not to move the sink, stove, and dishwasher locations, then you can leave the plumbing, 220V, and ductwork as is, unless it needs repair.</p>
<p>I like laminate counter tops. With vacuum formed edges, they can look nice and even the custom ordered ones are cheaper then granite or Corian. </p>
<p>Cabinets, if you go with stock sizes, you could get them right from the store off the shelf for a decent price. Trade off is that they will be a lower grade. Custom cabinets are nice but tend to be pricey.</p>
<p>My kitchen floors are sheet vinyl just because they are the greatest in spills. Also decent in price. Tile is pretty popular but if you drop a glass on em&#8217;, it&#8217;s done for. Also, if the grout isn&#8217;t sealed, it stains. Forever. Seen wood floors in kitchens, just don&#8217;t recommend it, they get water damaged after awhile.  </p>
<p>Hope this helps.</p>
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		<title>By: bluntmoney</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87900</link>
		<dc:creator>bluntmoney</dc:creator>
		<pubDate>Fri, 16 Mar 2007 03:35:41 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87900</guid>
		<description>Well, I&#039;m excited for you, I love projects like that. Looking forward to the pictures :)</description>
		<content:encoded><![CDATA[<p>Well, I&#8217;m excited for you, I love projects like that. Looking forward to the pictures <img src='http://allfinancialmatters.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: indio</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87858</link>
		<dc:creator>indio</dc:creator>
		<pubDate>Fri, 16 Mar 2007 00:15:07 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87858</guid>
		<description>I bought a lot of Home Depot 10% and 20% discount coupons on ebay to pay for the renovation I did. They can be used at Expo store too.</description>
		<content:encoded><![CDATA[<p>I bought a lot of Home Depot 10% and 20% discount coupons on ebay to pay for the renovation I did. They can be used at Expo store too.</p>
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		<title>By: Jerry</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87857</link>
		<dc:creator>Jerry</dc:creator>
		<pubDate>Fri, 16 Mar 2007 00:14:20 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87857</guid>
		<description>DIY?  It isn&#039;t to bad but time consuming if you opt to handle it all.  I&#039;m finishing up a bathroom I ripped down to the studs.</description>
		<content:encoded><![CDATA[<p>DIY?  It isn&#8217;t to bad but time consuming if you opt to handle it all.  I&#8217;m finishing up a bathroom I ripped down to the studs.</p>
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		<title>By: Adam</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87828</link>
		<dc:creator>Adam</dc:creator>
		<pubDate>Thu, 15 Mar 2007 21:17:55 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87828</guid>
		<description>If you have any questions about quality or something, just drop me an email. My family owns a custom cabinet company and I&#039;ve been around this stuff my whole life.</description>
		<content:encoded><![CDATA[<p>If you have any questions about quality or something, just drop me an email. My family owns a custom cabinet company and I&#8217;ve been around this stuff my whole life.</p>
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		<title>By: paul</title>
		<link>http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/comment-page-1/#comment-87807</link>
		<dc:creator>paul</dc:creator>
		<pubDate>Thu, 15 Mar 2007 19:21:43 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/03/15/were-remodeling-our-kitchen-im-scared/#comment-87807</guid>
		<description>Don&#039;t know if HD has these, but Lowes offers a project card. Get 6 months interest free for any materials or work they do for this project. I use it for houses I flip</description>
		<content:encoded><![CDATA[<p>Don&#8217;t know if HD has these, but Lowes offers a project card. Get 6 months interest free for any materials or work they do for this project. I use it for houses I flip</p>
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