Comments on: The Impact of Expenses on Your Returns http://allfinancialmatters.com/2007/03/30/the-impact-of-expenses-on-your-returns/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Thu, 24 May 2012 22:27:00 +0000 hourly 1 http://wordpress.org/?v= By: MyOwnMillions http://allfinancialmatters.com/2007/03/30/the-impact-of-expenses-on-your-returns/comment-page-1/#comment-94076 MyOwnMillions Mon, 02 Apr 2007 17:16:46 +0000 http://allfinancialmatters.com/?p=1686#comment-94076 I think many people buy funds that have a higher expense ratio because of ignorance more than anything. It's not like companies would really spend money to educate people on this since they are in essence moving people to the Vanguard Index Funds if they do so. Hopefully blogs like ours or independent 3rd party websites can spread the word enough so one day everyone can benefit! <a href="http://blog.davidmillions.com" rel="nofollow">My Own Millions Blog</a> I think many people buy funds that have a higher expense ratio because of ignorance more than anything. It’s not like companies would really spend money to educate people on this since they are in essence moving people to the Vanguard Index Funds if they do so. Hopefully blogs like ours or independent 3rd party websites can spread the word enough so one day everyone can benefit!

My Own Millions Blog

]]> By: Monty Loree http://allfinancialmatters.com/2007/03/30/the-impact-of-expenses-on-your-returns/comment-page-1/#comment-93405 Monty Loree Sat, 31 Mar 2007 14:35:32 +0000 http://allfinancialmatters.com/?p=1686#comment-93405 Hey JLP: We've had kind of a serious situation going on over at my site: I am asking for some help from the personal finance bloggers to help spread the word. SEE: <a href="http://www.prweb.com/releases/2007/3/prweb514902.htm" rel="nofollow">Press Release</a> I sent out a press release to notify Canadians of a potential bogus demand letter scam. PROBLEM AS FOLLOWS: After a few postings on our forum about Deanna Natale and Natale Law Office in Feb-Mar 2007, there were hundreds of visits to our site from others who were presumably receiving the same letters. Main Thread: http://www.canadian-money-advisor.ca/threadview/457.html In the press release I've included some tips as to what people can do to determine if they've actually received a bogus demand letter. If you could write a small alert in your main area, it would be much appreciated. <a href="http://www.canadian-money-advisor.ca/press-release.html" rel="nofollow">http://www.canadian-money-advisor.ca</a> Hey JLP:

We’ve had kind of a serious situation going on over at my site: I am asking for some help from the personal finance bloggers to help spread the word.

SEE: Press Release

I sent out a press release to notify Canadians of a potential bogus demand letter scam.

PROBLEM AS FOLLOWS:
After a few postings on our forum about Deanna Natale and Natale Law Office in Feb-Mar 2007, there were hundreds of visits to our site from others who were presumably receiving the same letters.
Main Thread: http://www.canadian-money-advisor.ca/threadview/457.html

In the press release I’ve included some tips as to what people can do to determine if they’ve actually received a bogus demand letter.

If you could write a small alert in your main area, it would be much appreciated.
http://www.canadian-money-advisor.ca

]]> By: Shadox http://allfinancialmatters.com/2007/03/30/the-impact-of-expenses-on-your-returns/comment-page-1/#comment-93262 Shadox Sat, 31 Mar 2007 02:44:26 +0000 http://allfinancialmatters.com/?p=1686#comment-93262 So, in your case the cost difference is the result of the respective size of the accounts, however, in many cases people pay higher fees for for no good reason. For example, instead of investing in a Vanguard S&P Index fund with an expense ratio of 0.18%, they invest in a more expensive S&P index fund with an expense ratio of 0.6% or 0.8%. Over paying for the same investment vehicle means that people are needlessly cutting down their investment returns. Costs are often self inflicted. So, in your case the cost difference is the result of the respective size of the accounts, however, in many cases people pay higher fees for for no good reason. For example, instead of investing in a Vanguard S&P Index fund with an expense ratio of 0.18%, they invest in a more expensive S&P index fund with an expense ratio of 0.6% or 0.8%. Over paying for the same investment vehicle means that people are needlessly cutting down their investment returns. Costs are often self inflicted.

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