2. Am I maximizing my earnings potential?
- No. There are plenty of oppty’s for me to make more money, but I’ve decided those would violate the healthy/happy objective. I do well enough.

3. Am I saving enough money for my old age?
- Yes, I think so, but difficult to plan for so many variables. I know I won’t starve, but not sure how much I’ll be able to live it up either.

4. If I die tomorrow, will my family have enough to take care of their needs?
- Yes, I’ve made sure of that via insurance.

5. If I am disabled tomorrow, will I have enough to support both my dependants and myself?
- Yes, thru savings and insurance.

6. Is my family financially and physically prepared to handle a natural or man-made disaster?
- Yes, I live in NYC. Unexpected disaster is a way of life here.

7. If I lose my job tomorrow, do I have enough liquid assets to support my family for several months?
- Yes, definately.

8. Do I have enough medical insurance coverage to handle a catastrophic health problem for a member of my family?
- Yes.

9. Is my investment portfolio sufficiently diversified?
- Yes, reviewed annually with fin’l advisor.

10. Is the asset allocation of my investment portfolio proper for my risk tolerance?
- Yes, reviewed annually with fin’l advisor.

11. Am I getting a sufficiently high return on my investments, compared to the level of risk I am accepting?
- Yes.

12. Am I spending too much of my income?
- No, I don’t think so. I saved over 50% of my income last year, I feel good about having a little fun this year.

13. Is there a way for me to reduce my spending?
- Well yes, but where’s the fun in that.

14. Can I handle my current level of debt?
- Yes.

15. Do I need to be carrying any debt?
- How do you define “need”. I think carrying some debt (i.e. mortgage) gives me greater financial flexibility.

16. Is there a way for me to reduce the level of interest I am paying on my debt?
- Only by paying it off.

17. How do I rate my financial well being and the way I manage my finances?
- On a scale of 1 to 10, with 10 being the best, I give myself a 9.

I am a regular reader of AllFinancialMatters. In fact, your blog is one of the things that inspired me to get on my own little soap box.

Much obliged.