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	<title>Comments on: Who&#8217;s Your Favorite/Least Favorite Financial &#8220;Guru?&#8221;</title>
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	<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Carlos Rosario</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-405543</link>
		<dc:creator>Carlos Rosario</dc:creator>
		<pubDate>Tue, 03 Mar 2009 03:43:36 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-405543</guid>
		<description>Dave Ireland Should be included.  This guy wrote an ebook called Invest In Your Debt that completely changed my life.  Didn&#039;t want to sell anything else.  He just shows you exactly how to live a more pragmatic life and become a millionaire in the same amount of time that it would have otherwise taken you to pay off a conventional mortgage.  He really knows what he&#039;s talking about, extremely passionate about his mission to eliminate debt on the planet Earth and just wants to help people.</description>
		<content:encoded><![CDATA[<p>Dave Ireland Should be included.  This guy wrote an ebook called Invest In Your Debt that completely changed my life.  Didn&#8217;t want to sell anything else.  He just shows you exactly how to live a more pragmatic life and become a millionaire in the same amount of time that it would have otherwise taken you to pay off a conventional mortgage.  He really knows what he&#8217;s talking about, extremely passionate about his mission to eliminate debt on the planet Earth and just wants to help people.</p>
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		<title>By: Mike Turner</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-399605</link>
		<dc:creator>Mike Turner</dc:creator>
		<pubDate>Wed, 28 Jan 2009 22:10:58 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-399605</guid>
		<description>I was in debt up to my ears. I finaly had enough and bought Dave Ramseys book. With a lot of hard work I was able to get debt free with in 3years.. You can to.

-Mike</description>
		<content:encoded><![CDATA[<p>I was in debt up to my ears. I finaly had enough and bought Dave Ramseys book. With a lot of hard work I was able to get debt free with in 3years.. You can to.</p>
<p>-Mike</p>
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		<title>By: gbf</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-394609</link>
		<dc:creator>gbf</dc:creator>
		<pubDate>Sun, 04 Jan 2009 05:22:17 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-394609</guid>
		<description>Ramsey does use the Bible in his presentation, but his main pitch (to pastors) is to run all your congretation through his Financial Peace program and it will increase contributions to your church budget. When Jesus chases the money changers from the church, Dave will be the first to go. Other than that, his financial teachings are weak and he tends to preach to the down and outters who do not understand that debt provides beneficial leverage.  Most reasonable people understand that unsecured loans are just plain stupid, but Dave condemns all debt--even secured debt like mortgages and that is stretching Bible teachings to his own advantage.</description>
		<content:encoded><![CDATA[<p>Ramsey does use the Bible in his presentation, but his main pitch (to pastors) is to run all your congretation through his Financial Peace program and it will increase contributions to your church budget. When Jesus chases the money changers from the church, Dave will be the first to go. Other than that, his financial teachings are weak and he tends to preach to the down and outters who do not understand that debt provides beneficial leverage.  Most reasonable people understand that unsecured loans are just plain stupid, but Dave condemns all debt&#8211;even secured debt like mortgages and that is stretching Bible teachings to his own advantage.</p>
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		<title>By: Dave_Fan</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-358625</link>
		<dc:creator>Dave_Fan</dc:creator>
		<pubDate>Tue, 09 Sep 2008 18:32:08 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-358625</guid>
		<description>For everyone who posts on this site, here&#039;s a news flash.  Dave&#039;s ideas aren&#039;t Dave&#039;s ideas.  Everything you hear him say comes straight from the bible.  He&#039;d be the first one to tell you that.  God is using him to help me and you understand His word.  Dave Ramsey went through his struggles so you and I wouldn&#039;t have to.  People who try to discredit him or call him a hypocrite should look again.  Let me ask you a question.  Would you seek auto repair advice from a guy who’s never worked on a car?  I know I wouldn’t.  The next time someone tells you bankruptcy is a good alternative, ask them when was the last time they filed.  I’ll bet it’s never.  The fact that Dave went through bankruptcy doesn’t make him a hypocrite.  It only makes him knowledgeable enough to give us good advice.

God bless you Dave!</description>
		<content:encoded><![CDATA[<p>For everyone who posts on this site, here&#8217;s a news flash.  Dave&#8217;s ideas aren&#8217;t Dave&#8217;s ideas.  Everything you hear him say comes straight from the bible.  He&#8217;d be the first one to tell you that.  God is using him to help me and you understand His word.  Dave Ramsey went through his struggles so you and I wouldn&#8217;t have to.  People who try to discredit him or call him a hypocrite should look again.  Let me ask you a question.  Would you seek auto repair advice from a guy who’s never worked on a car?  I know I wouldn’t.  The next time someone tells you bankruptcy is a good alternative, ask them when was the last time they filed.  I’ll bet it’s never.  The fact that Dave went through bankruptcy doesn’t make him a hypocrite.  It only makes him knowledgeable enough to give us good advice.</p>
<p>God bless you Dave!</p>
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		<title>By: inside scoop</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-169925</link>
		<dc:creator>inside scoop</dc:creator>
		<pubDate>Tue, 13 Nov 2007 13:25:22 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-169925</guid>
		<description>the Dave Ramsey show-- that&#039;s dirty Money-- beware of the fakes!</description>
		<content:encoded><![CDATA[<p>the Dave Ramsey show&#8211; that&#8217;s dirty Money&#8211; beware of the fakes!</p>
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		<title>By: Chris Thomas</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-101916</link>
		<dc:creator>Chris Thomas</dc:creator>
		<pubDate>Sat, 05 May 2007 21:35:27 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-101916</guid>
		<description>Tiny Hands, I&#039;m sorry to inform you of this, but you&#039;re the one who is wrong here.  It&#039;s not a debate and it&#039;s not a &quot;we&#039;ll have to agree to disagree&quot; situation.  You&#039;re just plain wrong, and yes, people can still be just plain wrong from time to time.  It doesn&#039;t mean we can&#039;t be friends and it doesn&#039;t mean I&#039;m ripping you personally.  It just means you&#039;re wrong on this particular issue. 

Has Dave refused to help people on-air before?  Sure!  Is it possible that you heard a call where she said &quot;I&#039;m a muslim/jew/hindu&quot; in the midst of a bunch of other &quot;I&#039;m not ready to make changes to my lifestyle&quot; type talk and in the middle Dave just got sick of the second part and dropped the call?  Absolutely, but the &quot;he refused to help her because she doesn&#039;t believe the way he does&quot; part is something your mind manufactured, quite possible because of your biased against Dave or his beliefs or both.  

Dave has never, ever, ever refused help to someone based solely on their religious beliefs.  Ever.  Didn&#039;t happen and I&#039;ll write a $1,000 check to the charity of your choice if you can prove otherwise.  Your comments are just ridiculous, BTW.  

And now for my votes.

My favorite:  I&#039;m a little biased, but I&#039;m going with Dave.  Shocker, I know.

Least favorite:  You know I can&#039;t go there... diplomacy baby!</description>
		<content:encoded><![CDATA[<p>Tiny Hands, I&#8217;m sorry to inform you of this, but you&#8217;re the one who is wrong here.  It&#8217;s not a debate and it&#8217;s not a &#8220;we&#8217;ll have to agree to disagree&#8221; situation.  You&#8217;re just plain wrong, and yes, people can still be just plain wrong from time to time.  It doesn&#8217;t mean we can&#8217;t be friends and it doesn&#8217;t mean I&#8217;m ripping you personally.  It just means you&#8217;re wrong on this particular issue. </p>
<p>Has Dave refused to help people on-air before?  Sure!  Is it possible that you heard a call where she said &#8220;I&#8217;m a muslim/jew/hindu&#8221; in the midst of a bunch of other &#8220;I&#8217;m not ready to make changes to my lifestyle&#8221; type talk and in the middle Dave just got sick of the second part and dropped the call?  Absolutely, but the &#8220;he refused to help her because she doesn&#8217;t believe the way he does&#8221; part is something your mind manufactured, quite possible because of your biased against Dave or his beliefs or both.  </p>
<p>Dave has never, ever, ever refused help to someone based solely on their religious beliefs.  Ever.  Didn&#8217;t happen and I&#8217;ll write a $1,000 check to the charity of your choice if you can prove otherwise.  Your comments are just ridiculous, BTW.  </p>
<p>And now for my votes.</p>
<p>My favorite:  I&#8217;m a little biased, but I&#8217;m going with Dave.  Shocker, I know.</p>
<p>Least favorite:  You know I can&#8217;t go there&#8230; diplomacy baby!</p>
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		<title>By: English Major</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-101669</link>
		<dc:creator>English Major</dc:creator>
		<pubDate>Fri, 04 May 2007 14:41:22 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-101669</guid>
		<description>My favorite is Dave Ramsey.  I posted about this pretty recently, how it&#039;s weird that he&#039;s basically my antithesis as a human, but I adore him.  I think he&#039;s incredibly insightful and great with focusing on the human and not just the financial problem.

I&#039;m also a big fan of Ben Stein.  He&#039;s reasonable, gentle-but-firm, and like Dave Ramsey, he&#039;s very focused on the way money management is a manifestation of other personal attributes--I think of this as the &quot;whole person&quot; theory of personal finance.

I hate, hate, hatehatehate Robert Kiyosaki.  I read his articles on Yahoo! Finance occasionally, and they make me want to punch things.  It&#039;s just...aaargh.  The greasy, smug delivery, the &quot;I know something yoooouuu don&#039;t know&quot; of the whole thing...yuck.  Not to mention how the advice is bad.  That too.</description>
		<content:encoded><![CDATA[<p>My favorite is Dave Ramsey.  I posted about this pretty recently, how it&#8217;s weird that he&#8217;s basically my antithesis as a human, but I adore him.  I think he&#8217;s incredibly insightful and great with focusing on the human and not just the financial problem.</p>
<p>I&#8217;m also a big fan of Ben Stein.  He&#8217;s reasonable, gentle-but-firm, and like Dave Ramsey, he&#8217;s very focused on the way money management is a manifestation of other personal attributes&#8211;I think of this as the &#8220;whole person&#8221; theory of personal finance.</p>
<p>I hate, hate, hatehatehate Robert Kiyosaki.  I read his articles on Yahoo! Finance occasionally, and they make me want to punch things.  It&#8217;s just&#8230;aaargh.  The greasy, smug delivery, the &#8220;I know something yoooouuu don&#8217;t know&#8221; of the whole thing&#8230;yuck.  Not to mention how the advice is bad.  That too.</p>
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		<title>By: Livingalmostlarge</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-101601</link>
		<dc:creator>Livingalmostlarge</dc:creator>
		<pubDate>Fri, 04 May 2007 04:45:22 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-101601</guid>
		<description>I like William Berstein the intelligent asset allocator, 4 pillars of investing.  I also am a Paul Merriman huge fan of his long term investing portfolios.

I dislike Robert Kiyosaki, feel he&#039;s a fraud.  

I like Dave Ramsey, but am against his religiousness in selling his product.  Other than that he&#039;s fine.  I don&#039;t like to be told that my husbnad is my master and I should defer to him, I sort of like to think we&#039;re married partners.  But he does have to sell his product.</description>
		<content:encoded><![CDATA[<p>I like William Berstein the intelligent asset allocator, 4 pillars of investing.  I also am a Paul Merriman huge fan of his long term investing portfolios.</p>
<p>I dislike Robert Kiyosaki, feel he&#8217;s a fraud.  </p>
<p>I like Dave Ramsey, but am against his religiousness in selling his product.  Other than that he&#8217;s fine.  I don&#8217;t like to be told that my husbnad is my master and I should defer to him, I sort of like to think we&#8217;re married partners.  But he does have to sell his product.</p>
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		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-101485</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Thu, 03 May 2007 17:00:16 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-101485</guid>
		<description>Tinyhands,

I didn&#039;t hear that particular program you are referring to.

We all know Dave is very outspoken.  Maybe he let his feelings get the best of him.  I don&#039;t know.</description>
		<content:encoded><![CDATA[<p>Tinyhands,</p>
<p>I didn&#8217;t hear that particular program you are referring to.</p>
<p>We all know Dave is very outspoken.  Maybe he let his feelings get the best of him.  I don&#8217;t know.</p>
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		<title>By: tinyhands</title>
		<link>http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/comment-page-1/#comment-101481</link>
		<dc:creator>tinyhands</dc:creator>
		<pubDate>Thu, 03 May 2007 16:47:07 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/05/01/whos-your-favoriteleast-favorite-financial-guru/#comment-101481</guid>
		<description>NCN- I &lt;i&gt;used&lt;/i&gt; to listen to Ramsey all the time, so yes, I know what I&#039;m talking about and he did NOT help anyone who gets on the phone. The day I turned him off he had just finished reducing a woman to TEARS because her beliefs conflicted with his. She just wanted help and &lt;b&gt;HE REFUSED AND INSULTED HER&lt;/b&gt;. I&#039;m sorry you missed that episode, because it was quite an eye-opener into what it takes to become a &quot;financial guru&quot; these days. I don&#039;t actually object to all of the &lt;i&gt;financial advice&lt;/i&gt; he dispenses. It&#039;s his personal philosophy I find offensive beyond measure.

And for the record, belief in Jesus doesn&#039;t make one person better than any other and I object to your assertion that it gives him any credibility. The term &quot;fundamentalist&quot; doesn&#039;t solely belong to Islam (I assume that&#039;s what you were referring to when you wrote about strapping bombs) and a &quot;terrorist&quot; is someone who uses the psychological aspect of fear as a weapon. Thus a &quot;fundamentalist terrorist&quot; is someone who, through strict adherence to basic (usually religious) principles, intolerance of other views, and opposition to secularism employs fear as a means to an end.

I don&#039;t want to debate this. I heard what I heard with my own ears, I have yet to read/hear an apology from him, and I have since exercised my right to turn off my radio. You&#039;ll have to agree to disagree.</description>
		<content:encoded><![CDATA[<p>NCN- I <i>used</i> to listen to Ramsey all the time, so yes, I know what I&#8217;m talking about and he did NOT help anyone who gets on the phone. The day I turned him off he had just finished reducing a woman to TEARS because her beliefs conflicted with his. She just wanted help and <b>HE REFUSED AND INSULTED HER</b>. I&#8217;m sorry you missed that episode, because it was quite an eye-opener into what it takes to become a &#8220;financial guru&#8221; these days. I don&#8217;t actually object to all of the <i>financial advice</i> he dispenses. It&#8217;s his personal philosophy I find offensive beyond measure.</p>
<p>And for the record, belief in Jesus doesn&#8217;t make one person better than any other and I object to your assertion that it gives him any credibility. The term &#8220;fundamentalist&#8221; doesn&#8217;t solely belong to Islam (I assume that&#8217;s what you were referring to when you wrote about strapping bombs) and a &#8220;terrorist&#8221; is someone who uses the psychological aspect of fear as a weapon. Thus a &#8220;fundamentalist terrorist&#8221; is someone who, through strict adherence to basic (usually religious) principles, intolerance of other views, and opposition to secularism employs fear as a means to an end.</p>
<p>I don&#8217;t want to debate this. I heard what I heard with my own ears, I have yet to read/hear an apology from him, and I have since exercised my right to turn off my radio. You&#8217;ll have to agree to disagree.</p>
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