Comments on: Fidelity’s Year-to-Date Change Feature

By: Stephanie

Stephanie — Sun, 09 Aug 2009 00:18:59 +0000

Mine is with usaa, I’m not sure if they use a different method to calculate the return rate or if mine is just really good but it says my ytd rate of return is 45.6%!

By: V-man

V-man — Sat, 18 Oct 2008 07:43:49 +0000

Down…Negative 38%……I changed my contributions from 7% to 6%……if it rate of return keeps decreasing, so will my contributions, hehe

By: FunK

FunK — Sat, 12 Jan 2008 14:10:12 +0000

Yeah, I have fidelity too and that is a nice feature although it SUCKS looking at it so far this year. I guess we just hope for the best going forward eh?

I’m relatively new to this too but this downswing is enough to make me puke. Red Red everywhere..

By: Sam

Sam — Mon, 07 May 2007 01:06:46 +0000

I currently have a Rollover 401k with Fidelity and I can not find the year-to-date tab anywhere within my account options. Do you have any tips on how to find this tab?

By: John

John — Sun, 06 May 2007 16:47:16 +0000

Duane: did you sign up for online statements? I think you only see the personal rate of return if you get online statements.

Mine is at 7.6% which isn’t bad considering I don’t really know what I’m doing!

By: Duane

Duane — Sat, 05 May 2007 13:36:04 +0000

I have a 403(b) through Fidelity and curiously they don’t offer that view. I can’t see any reason for this since the plan is equivalent to a 401(k) except it is directed to the public sector.

By: Henry Phish

Henry Phish — Sat, 05 May 2007 13:15:32 +0000

The Fidelity numbers are based on change in market from the beginning balance. So contributions made during the year only effect the rate of return if they generate returns.

My current rate is 9.4%. Not bad at all.

FID MID CAP STOCK are responsible for a bit of that.
YTD Return (05/04/2007) 13.59%
Not a recommendation, just a stat.

By: plonkee

plonkee — Sat, 05 May 2007 10:54:02 +0000

I check mine every couple of months. I don’t record what it was between times so I don’t get tempted to sell, I only record year to year, more so I can see the overall picture of my finances and compare performance of different funds tracking the same index.

By: CK

CK — Sat, 05 May 2007 04:52:29 +0000

We also have Fidelity for our 401k. The one thing Fidelity has never been able to answer is if that change includes the $ contributed to your 401k (either by you or by matching $) or the change in market value (this is the number we want – how are our investments doing). The fact that we could not verify this pushed us back to using Vanguard’s ROI (which requires actual $ to be entered by hand, but seems to give more accurate results based on the investment funds ROI).

By: db

db — Sat, 05 May 2007 02:04:30 +0000

I check out my 401(k) daily. I have had to learn the discipline not to tinker with it!!! And it was really hard. However, now that I’ve been able to keep my mitts off it for a substantial amount of time I’m also starting to see some positive growth whereas when I was a heavy tinkerer I was basically treading in place.

I do wish the rate of the return was so clear-cut on mine though.