Comments on: S&P 500 Rolling Period Total Real Returns http://allfinancialmatters.com/2007/06/12/sp-500-rolling-period-total-real-returns/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Sat, 21 Nov 2009 13:00:57 -0800 http://wordpress.org/?v=abc hourly 1 By: Brian http://allfinancialmatters.com/2007/06/12/sp-500-rolling-period-total-real-returns/comment-page-1/#comment-435356 Brian Wed, 19 Aug 2009 19:39:25 +0000 http://allfinancialmatters.com/?p=1831#comment-435356 Repeated studies have been done by neutral parties (mainly academics) and they consistently show that, after deduction for fees, active management almost never beats indexing over time. So your concern should be with low cost investing and proper asset allocation (generally getting more conservative as you get older). As for VG vs Fido - if you are indexing anyway, move to VG and save on Fido's fees. Vanguard has tools to help with your asset allocation and they are free on the web. Repeated studies have been done by neutral parties (mainly academics) and they consistently show that, after deduction for fees, active management almost never beats indexing over time. So your concern should be with low cost investing and proper asset allocation (generally getting more conservative as you get older). As for VG vs Fido – if you are indexing anyway, move to VG and save on Fido’s fees. Vanguard has tools to help with your asset allocation and they are free on the web.

]]> By: Top 10 Investing Rules of Thumb | ETF Database http://allfinancialmatters.com/2007/06/12/sp-500-rolling-period-total-real-returns/comment-page-1/#comment-418463 Top 10 Investing Rules of Thumb | ETF Database Mon, 04 May 2009 03:31:29 +0000 http://allfinancialmatters.com/?p=1831#comment-418463 [...] is the S&P 500 (you can “buy” the S&P with an ETF such as SPY or RSP). Indeed, rolling returns from the S&P 500 show an historically high level on an average basis. However, the nature of the stock market is to [...] [...] is the S&P 500 (you can “buy” the S&P with an ETF such as SPY or RSP). Indeed, rolling returns from the S&P 500 show an historically high level on an average basis. However, the nature of the stock market is to [...]

]]> By: Bert http://allfinancialmatters.com/2007/06/12/sp-500-rolling-period-total-real-returns/comment-page-1/#comment-132953 Bert Sat, 25 Aug 2007 15:39:45 +0000 http://allfinancialmatters.com/?p=1831#comment-132953 How long do you have to live if you want to see real growth with a buy and hold mentality? The false perception is that investing long term is safe. The reality is that taking control of your own accounts "after proper education" results in much better returns. Sadly most people are unwilling to make the effort necessay to enjoy a solid financial future. They would rather give up control so that they have someone else to blame. How long do you have to live if you want to see real growth with a buy and hold mentality? The false perception is that investing long term is safe. The reality is that taking control of your own accounts “after proper education” results in much better returns. Sadly most people are unwilling to make the effort necessay to enjoy a solid financial future. They would rather give up control so that they have someone else to blame.

]]> By: Chris http://allfinancialmatters.com/2007/06/12/sp-500-rolling-period-total-real-returns/comment-page-1/#comment-119427 Chris Mon, 09 Jul 2007 14:48:45 +0000 http://allfinancialmatters.com/?p=1831#comment-119427 Seeking opinions on Fidelity vs. Vanguard. In my rollover IRA at Fidelity I currently own a mix of Vanguard index funds. Any advantage to moving the account to Vanguard? I plan to invest this money primarily in index funds. Thank you! cj Seeking opinions on Fidelity vs. Vanguard. In my rollover IRA at Fidelity I currently own a mix of Vanguard index funds.

Any advantage to moving the account to Vanguard? I plan to invest this money primarily in index funds.

Thank you!

cj

]]>