Comments on: God Bless My Insurance Agent!

By: Plastic Holder

Plastic Holder — Wed, 17 Nov 2010 01:37:25 +0000

there are insurance agencies that are scam too so make sure that you deal with legit insurance agencies ,”.

By: Jerry

Jerry — Fri, 04 Apr 2008 21:30:35 +0000

That’s quite a savings. I may have to look into Traveler’s insurance. We changed plans last year and had our premium reduced a little but not a lot. It wasn’t that great and the insurance agent last year of course leads to me believe that the savings will be much greater but it wasn’t in the end.

Jerry
http://www.leads4insurance.com

By: WearyTraveler

WearyTraveler — Mon, 23 Jul 2007 13:59:56 +0000

I went to the superquotes page. I filled out all the information that they asked for, then, rather than give me a quote online, they “offered” to mail it to me. I didn’t get to see a quote online. What a crock.
I made the same mistake with life insurance a while back. I went online for the handy dandy online quote, and they were calling me about 10 minutes after I hit enter. It took ma a long time to get off their “let’s keep contacting him” list.
All I wanted was a quote, not a long term relationship.
I will NEVER do business with that type of organization.

By: JLP

JLP — Sun, 22 Jul 2007 04:56:51 +0000

Broke,

Nah, I wasn’t getting ripped off. For one, I live in Texas, which has higher insurance rates.

By: Joe

Joe — Sat, 21 Jul 2007 17:45:20 +0000

I would check that rate…I know mine went down after I hooked-up with an agent through http://www.superquotes.us…lots of agents were contacting me and I saved about 40%.

By: broknowrchlatr

broknowrchlatr — Sat, 21 Jul 2007 14:05:13 +0000

There are a couple factors here.

1) I think you may have just gotten ripped off before. My home is insured for $210k and my rate with a $1500 deductible jsut went up slightly to $850 a month.

2) A lot of companies jsut started adjusting rates by your credit rating. So, if yours went down, your company was probably one of them. My Insurance company was already taking the credit rating into account.

By: JLP

JLP — Sat, 21 Jul 2007 03:35:47 +0000

Yu,

I think it is great customer service!

By: Brad F

Brad F — Sat, 21 Jul 2007 03:07:51 +0000

Almost all the personal lines carriers have rolled out some sort of credit based rating plan in the past few years.

Let’s say you are in “old” plan and your carrier develops a “new” Plan. One would think they would automatically offer you the new plan.

Unfortunately, moving a book of business from one rating plan to another can be expensive to manage and a regulatory nightmare (lots of notices with lots of deadlines). For that reason, they often leave people under the old rating plan.

For anyone with a company more then 5 years, I recommend getting a quote from a carrier like Geico or Progressive. If you like your current carrier and the new quote is better, take the new quote back to them. When you go to them with the new quote, they may be able to move you to the “new” plan if it benefits you.

By: yu now who

yu now who — Sat, 21 Jul 2007 02:30:12 +0000

I was not personally aware the employee was working on this. She took the initiative on her own. She is also a new employee and did not know our relationship, if you think the savings was because of the family relationship. She works in an office 250 miles away from mine.