<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: Think Happy Thoughts When the Market is Down!</title>
	<atom:link href="http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/feed/" rel="self" type="application/rss+xml" />
	<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
	<lastBuildDate>Fri, 20 Nov 2009 19:56:44 -0800</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: golbguru</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131991</link>
		<dc:creator>golbguru</dc:creator>
		<pubDate>Wed, 22 Aug 2007 08:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131991</guid>
		<description>Just recently, I posted about my happy thoughts when the market went down in literally those words: &quot;I am happy when the market goes down&quot;.

It helped to have healthy cash reserves at the right time. Although, I am not too confident of choosing individual company stocks, I picked a number of ETFs in the past few weeks - US and foreign ones.</description>
		<content:encoded><![CDATA[<p>Just recently, I posted about my happy thoughts when the market went down in literally those words: &#8220;I am happy when the market goes down&#8221;.</p>
<p>It helped to have healthy cash reserves at the right time. Although, I am not too confident of choosing individual company stocks, I picked a number of ETFs in the past few weeks &#8211; US and foreign ones.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Investment n Trading Advisor</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131951</link>
		<dc:creator>Investment n Trading Advisor</dc:creator>
		<pubDate>Wed, 22 Aug 2007 06:12:38 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131951</guid>
		<description>Well, 
I would say that the problem with this kind of value investing is that you may not be able to buy a fraction of shares. It&#039;s easy to say by making calculations in theory, somtimes practically it may not be possible.
For Mutual Funds, the units are alloted on fractional basis, but can we trust the mutual fund manager? They end up taking huge amounts of money as commission in the name of professional money management.

Best place to invest is ETF,
That&#039;s what one of the professors from Rotterdam School of Management has advised and proved in his blog. (Link to article available on the name). Not sure if there are some pitfalls to the ETF investments. Will other readers be kind enough to throw some light on ETF investments and tell whether the article really is worth considering?</description>
		<content:encoded><![CDATA[<p>Well,<br />
I would say that the problem with this kind of value investing is that you may not be able to buy a fraction of shares. It&#8217;s easy to say by making calculations in theory, somtimes practically it may not be possible.<br />
For Mutual Funds, the units are alloted on fractional basis, but can we trust the mutual fund manager? They end up taking huge amounts of money as commission in the name of professional money management.</p>
<p>Best place to invest is ETF,<br />
That&#8217;s what one of the professors from Rotterdam School of Management has advised and proved in his blog. (Link to article available on the name). Not sure if there are some pitfalls to the ETF investments. Will other readers be kind enough to throw some light on ETF investments and tell whether the article really is worth considering?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: mIKEY</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131757</link>
		<dc:creator>mIKEY</dc:creator>
		<pubDate>Tue, 21 Aug 2007 17:21:53 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131757</guid>
		<description>when dow hit 14,000 i took my funds out of mkt. i, too, am happy.  i now just dabble in gold/silver. Mikey Certified Networked Advisor (CNA)</description>
		<content:encoded><![CDATA[<p>when dow hit 14,000 i took my funds out of mkt. i, too, am happy.  i now just dabble in gold/silver. Mikey Certified Networked Advisor (CNA)</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: mbhunter</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131609</link>
		<dc:creator>mbhunter</dc:creator>
		<pubDate>Tue, 21 Aug 2007 05:22:49 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131609</guid>
		<description>I&#039;m thinking happy thoughts because I&#039;m mostly out of the market now. :)</description>
		<content:encoded><![CDATA[<p>I&#8217;m thinking happy thoughts because I&#8217;m mostly out of the market now. <img src='http://allfinancialmatters.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dave</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131570</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Tue, 21 Aug 2007 01:39:38 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131570</guid>
		<description>For Esmo: Unfortunately, no one rings a bell when the market reaches its bottom, giving the best time to buy. So just buy in when you have the money. Over 20 or 30 years, it won&#039;t matter much.</description>
		<content:encoded><![CDATA[<p>For Esmo: Unfortunately, no one rings a bell when the market reaches its bottom, giving the best time to buy. So just buy in when you have the money. Over 20 or 30 years, it won&#8217;t matter much.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: ABM</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131550</link>
		<dc:creator>ABM</dc:creator>
		<pubDate>Mon, 20 Aug 2007 23:58:59 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131550</guid>
		<description>I&#039;m 25 and have been investing in the stock every month for the last 7ish months.  I was THRILLED when a few of my stocks dropped double digits.  I doubled my holdings in one company I totally believe in and grabbed a chunk more of others.

I laugh at volatility. :)</description>
		<content:encoded><![CDATA[<p>I&#8217;m 25 and have been investing in the stock every month for the last 7ish months.  I was THRILLED when a few of my stocks dropped double digits.  I doubled my holdings in one company I totally believe in and grabbed a chunk more of others.</p>
<p>I laugh at volatility. <img src='http://allfinancialmatters.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Russell Bailyn</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131549</link>
		<dc:creator>Russell Bailyn</dc:creator>
		<pubDate>Mon, 20 Aug 2007 23:58:38 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131549</guid>
		<description>Hi JLP,

I haven&#039;t checked in for a while.  I hope all is well.  I like this post--it reminds me of a letter I sent to clients recently.  I explained to them that certain people are &quot;investors&quot; and others are &quot;traders.&quot;  If you&#039;re an investor, volatility shouldn&#039;t scare you away.  It should do as you said--present an opportunity to purchase more shares at a lower price, reducing your average cost per share.  I think the economy is strong and investors should stay the course!

Russell</description>
		<content:encoded><![CDATA[<p>Hi JLP,</p>
<p>I haven&#8217;t checked in for a while.  I hope all is well.  I like this post&#8211;it reminds me of a letter I sent to clients recently.  I explained to them that certain people are &#8220;investors&#8221; and others are &#8220;traders.&#8221;  If you&#8217;re an investor, volatility shouldn&#8217;t scare you away.  It should do as you said&#8211;present an opportunity to purchase more shares at a lower price, reducing your average cost per share.  I think the economy is strong and investors should stay the course!</p>
<p>Russell</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Esmo</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131539</link>
		<dc:creator>Esmo</dc:creator>
		<pubDate>Mon, 20 Aug 2007 22:47:37 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131539</guid>
		<description>I agree that you shouldn&#039;t move your money, and convert the paper losses to real losses.

However, I would wait a little bit to invest.  Recently, the market has been extremely volatile, and has swung from positive to negative in the space of one day.  While this may help hedge funds that thrive off volatility, as a long-term investor in the stock market, I suggest waiting for the market to stabilize a bit more before investing more of your money.  In the meantime, keep the money in a short CD or money market account - you can also look into banks for their good interest rates.</description>
		<content:encoded><![CDATA[<p>I agree that you shouldn&#8217;t move your money, and convert the paper losses to real losses.</p>
<p>However, I would wait a little bit to invest.  Recently, the market has been extremely volatile, and has swung from positive to negative in the space of one day.  While this may help hedge funds that thrive off volatility, as a long-term investor in the stock market, I suggest waiting for the market to stabilize a bit more before investing more of your money.  In the meantime, keep the money in a short CD or money market account &#8211; you can also look into banks for their good interest rates.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Meg</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131537</link>
		<dc:creator>Meg</dc:creator>
		<pubDate>Mon, 20 Aug 2007 22:33:32 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131537</guid>
		<description>Good point!  I have been very happy about the fact that the funds in my 401k have dropped in price--because I&#039;m still buying every two weeks (not selling!).  When you sell, your profit is the average sale price minus the average purchase price.  Here&#039;s to low purchase prices!  For all I care the market can stay down for the next decade--since I won&#039;t retire and start selling until around 2040.</description>
		<content:encoded><![CDATA[<p>Good point!  I have been very happy about the fact that the funds in my 401k have dropped in price&#8211;because I&#8217;m still buying every two weeks (not selling!).  When you sell, your profit is the average sale price minus the average purchase price.  Here&#8217;s to low purchase prices!  For all I care the market can stay down for the next decade&#8211;since I won&#8217;t retire and start selling until around 2040.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Mase</title>
		<link>http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/comment-page-1/#comment-131497</link>
		<dc:creator>Mase</dc:creator>
		<pubDate>Mon, 20 Aug 2007 18:42:21 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/08/20/think-happy-thoughts-when-the-market-is-down/#comment-131497</guid>
		<description>Selling now just locks in the &#039;paper&#039; loss.  I agree with you that those in their 20s and 30s should not change things at all.</description>
		<content:encoded><![CDATA[<p>Selling now just locks in the &#8216;paper&#8217; loss.  I agree with you that those in their 20s and 30s should not change things at all.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
