Comments on: Your Mortgage May Not Be As Expensive As You Think It Is http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Sat, 11 Feb 2012 20:32:19 +0000 hourly 1 http://wordpress.org/?v= By: What Made Me Think on the Interwebs this week http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-445808 What Made Me Think on the Interwebs this week Fri, 24 Sep 2010 19:35:41 +0000 http://allfinancialmatters.com/?p=1985#comment-445808 [...] Your Mortgage May Not Be As Expensive As You Think It Is - Made me feel a lot better about the decision to buy our house.  And about not paying more than we do on the mortgage each month.  Also made me love inflation, but I don’t think that part will last. Of course, then NPR told me that economists are worried about deflation, which would have the opposite effect on my mortgage, right? (@ all financial matters) [...] [...] Your Mortgage May Not Be As Expensive As You Think It Is - Made me feel a lot better about the decision to buy our house.  And about not paying more than we do on the mortgage each month.  Also made me love inflation, but I don’t think that part will last. Of course, then NPR told me that economists are worried about deflation, which would have the opposite effect on my mortgage, right? (@ all financial matters) [...]

]]> By: nevermind » Better to Buy… http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-148315 nevermind » Better to Buy… Sat, 06 Oct 2007 14:17:28 +0000 http://allfinancialmatters.com/?p=1985#comment-148315 [...] Excellent point on taking on a mortgage that I hadn’t thought on before.  Factoring in inflation and your mortgage payment. [...] [...] Excellent point on taking on a mortgage that I hadn’t thought on before.  Factoring in inflation and your mortgage payment. [...]

]]> By: bala http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-134187 bala Wed, 29 Aug 2007 16:04:44 +0000 http://allfinancialmatters.com/?p=1985#comment-134187 Thanks for the detailed analysis. Where can I access the spreadsheet? Thanks for the detailed analysis. Where can I access the spreadsheet?

]]> By: Dave http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-134036 Dave Wed, 29 Aug 2007 04:34:23 +0000 http://allfinancialmatters.com/?p=1985#comment-134036 The point you are making, JLP, is that one should _never_ sum a payment stream without first discounting all payments to their present value. The fact that a mortgage's payments sum to $455,089 is totally irrelevant. The point you are making, JLP, is that one should _never_ sum a payment stream without first discounting all payments to their present value. The fact that a mortgage’s payments sum to $455,089 is totally irrelevant.

]]> By: pam http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133939 pam Tue, 28 Aug 2007 23:19:06 +0000 http://allfinancialmatters.com/?p=1985#comment-133939 Nice job! I feel so much better about the 28.5 years remaining on my mortgage! :) Nice job! I feel so much better about the 28.5 years remaining on my mortgage! :)

]]> By: JLP http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133895 JLP Tue, 28 Aug 2007 20:23:20 +0000 http://allfinancialmatters.com/?p=1985#comment-133895 Blaine, BEFORE you do that, please read through all the posts I have put together on mortgages. Blaine,

BEFORE you do that, please read through all the posts I have put together on mortgages.

]]> By: Blaine Moore http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133893 Blaine Moore Tue, 28 Aug 2007 20:21:15 +0000 http://allfinancialmatters.com/?p=1985#comment-133893 I hadn't thought of it that way, but it still doesn't change the fact that I am going to try to pay the mortgage off early and then not have a monthly payment at all. I hadn’t thought of it that way, but it still doesn’t change the fact that I am going to try to pay the mortgage off early and then not have a monthly payment at all.

]]> By: JLP http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133856 JLP Tue, 28 Aug 2007 17:50:54 +0000 http://allfinancialmatters.com/?p=1985#comment-133856 Miguel said: <em>So, if I understand correctly, sounds like “geometric mean” in this context is the same as “compound annual growth rate”.</em> Yes, that's correct. Miguel said:

So, if I understand correctly, sounds like “geometric mean” in this context is the same as “compound annual growth rate”.

Yes, that’s correct.

]]> By: Miguel http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133855 Miguel Tue, 28 Aug 2007 17:48:19 +0000 http://allfinancialmatters.com/?p=1985#comment-133855 Excellent... thanks. So, if I understand correctly, sounds like "geometric mean" in this context is the same as "compound annual growth rate". Excellent… thanks.

So, if I understand correctly, sounds like “geometric mean” in this context is the same as “compound annual growth rate”.

]]> By: JLP http://allfinancialmatters.com/2007/08/27/your-mortgage-may-not-be-as-expensive-as-you-think-it-is/comment-page-1/#comment-133840 JLP Tue, 28 Aug 2007 16:37:59 +0000 http://allfinancialmatters.com/?p=1985#comment-133840 Miguel, Sure, read this post: <a href="http://allfinancialmatters.com/2006/06/06/average-vs-geometric-average/"><strong>Average vs. Geometric Average</strong></a> Miguel,

Sure, read this post:

Average vs. Geometric Average

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