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Archive for October, 2007

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Millionaires Focus on Freedom

Monday, October 29th, 2007

Financial planners and “experts” love to look at people as individuals in a vaccuum. “Get educated!” “Save money!” “Start a business!” they preach, as though everyone is perfectly capable of doing such things but are somehow simply choosing not to.

When Should You Dump a Bad Money Manager?

Friday, October 26th, 2007

Check out the latest “The Mole” column in Money, in which the Mole answers a question about dumping a horrible money manager. The question: After three years of negative returns, I need to find a new money manager. What should I ask and is there anything I can rely on that ranks the quality and […]

Is Personal Finance Really 80% Behavior and 20% Head Knowledge?

Friday, October 26th, 2007

Dave Ramsey is notorious for saying that personal finance is 80% behavior and 20% head knowledge. It’s a neat little soundbite but does it make any sense? I wonder how he came up with it? I was thinking it was 70% behavior and 30% head knowledge. Or, maybe it’s 40% behavior and 60% head knowledge? […]

Genie Charges Customers to Ship Faulty Parts

Thursday, October 25th, 2007

This just cracks me up. I recently purchased new garage doors and two Genie garage door openers from Home Depot. I spent $185 per opener, which I thought was expensive. These openers came with remote keypads for easy access from outside. It’s a cool feature and one of the reasons I bought these particular openers. […]

The Democrats Tax Plan

Thursday, October 25th, 2007

Well, the Democrats have come up with their tax plan. Overall, it’s not too bad (I like the idea of making lawyers and accountants pay into Social Security) but there’s an area that bugzs me. According to this article I found on Bloomberg, the plan calls for a surtax of 4%+ on “wealthy” families. Their […]

A Good Post by Ramit at IWillTeachYoutobeRich

Wednesday, October 24th, 2007

Most of the time, Ramit and I see eye-to-eye. This post, An Annoying Email I Got, is no exception. The email Ramit received: This is nothing personal against you, because every personal finance author I’ve read says the same thing, but your advice is not for real people like me. The “spend less, save more” […]

Kitchen Remodel Update – ALMOST Finished!

Wednesday, October 24th, 2007

It’s getting close. Unfortunately our range won’t be in until November 4th! Here’s some fresh pictures I took this afternoon: What do you think?

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