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	<title>Comments on: Do You Know How To Work?</title>
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	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: The Cart Blog &#187; Blog Archive &#187; Weekend Break: Doggy Java, CDOs, Work</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-199462</link>
		<dc:creator>The Cart Blog &#187; Blog Archive &#187; Weekend Break: Doggy Java, CDOs, Work</dc:creator>
		<pubDate>Sat, 29 Dec 2007 15:32:29 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-199462</guid>
		<description>[...] I really enjoyed this post from AllFinancialMatters.com and the Ben Stein post that motivated it.  addthis_url = &#039;http%3A%2F%2Fthecartblog.com%2F2007%2F12%2F08%2Fweekend-break-doggy-java-cdos-work%2F&#039;; addthis_title = &#039;Weekend+Break%3A+Doggy+Java%2C+CDOs%2C+Work&#039;; addthis_pub = &#039;&#039;; [...]</description>
		<content:encoded><![CDATA[<p>[...] I really enjoyed this post from AllFinancialMatters.com and the Ben Stein post that motivated it.  addthis_url = &#8216;http%3A%2F%2Fthecartblog.com%2F2007%2F12%2F08%2Fweekend-break-doggy-java-cdos-work%2F&#8217;; addthis_title = &#8216;Weekend+Break%3A+Doggy+Java%2C+CDOs%2C+Work&#8217;; addthis_pub = &#8221;; [...]</p>
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		<title>By: Livingalmostlarge</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-180794</link>
		<dc:creator>Livingalmostlarge</dc:creator>
		<pubDate>Wed, 28 Nov 2007 20:49:44 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-180794</guid>
		<description>I&#039;m still in school and I&#039;m working.  I get paid to do research and it&#039;s peanuts for my work. I&#039;m paid nothing for my &quot;stipend&quot;.  Ever heard of cheap graduate student and post-doctoral labor?  Well this is it.  I don&#039;t think going to school is fun or easy.  

Also it sucks being a mom.  I have no kids, but a stay at home parent does it all.  Sure no pay, but geez a lou! It takes a lot of patience to sit and home and care for a kid.  I think it does involve &quot;work&quot;.

And Meg don&#039;t you have inherited money in the bank?  To the tune of $200k or something?  From college money?</description>
		<content:encoded><![CDATA[<p>I&#8217;m still in school and I&#8217;m working.  I get paid to do research and it&#8217;s peanuts for my work. I&#8217;m paid nothing for my &#8220;stipend&#8221;.  Ever heard of cheap graduate student and post-doctoral labor?  Well this is it.  I don&#8217;t think going to school is fun or easy.  </p>
<p>Also it sucks being a mom.  I have no kids, but a stay at home parent does it all.  Sure no pay, but geez a lou! It takes a lot of patience to sit and home and care for a kid.  I think it does involve &#8220;work&#8221;.</p>
<p>And Meg don&#8217;t you have inherited money in the bank?  To the tune of $200k or something?  From college money?</p>
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		<title>By: dimes</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179958</link>
		<dc:creator>dimes</dc:creator>
		<pubDate>Tue, 27 Nov 2007 22:39:31 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179958</guid>
		<description>I suppose you also miss the quandary of some of us who must volunteer because without experience in a field you have no hope of getting hired in the same field, which is a catch-22 that far too many people face.  Or, in lieu of experience you need an advanced degree, part of which often involves some sort of practicum which is probably, you guessed it, unpaid.  It&#039;s a big problem in the fields of counseling and social work, that in order to be qualified you must have experience, but no one will pay you to get that experience, as you are not qualified.  So you end up working for free, for a probationary period, anyway.</description>
		<content:encoded><![CDATA[<p>I suppose you also miss the quandary of some of us who must volunteer because without experience in a field you have no hope of getting hired in the same field, which is a catch-22 that far too many people face.  Or, in lieu of experience you need an advanced degree, part of which often involves some sort of practicum which is probably, you guessed it, unpaid.  It&#8217;s a big problem in the fields of counseling and social work, that in order to be qualified you must have experience, but no one will pay you to get that experience, as you are not qualified.  So you end up working for free, for a probationary period, anyway.</p>
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		<title>By: Miguel</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179681</link>
		<dc:creator>Miguel</dc:creator>
		<pubDate>Tue, 27 Nov 2007 15:15:26 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179681</guid>
		<description>I didn&#039;t much appreciate Ben&#039;s column, and since Meg&#039;s post is tied to what was already a flawed concept, its perhaps not reading as well as it could. 

That said, my take is that these days more people have the luxury of CHOICE, in contrast to previous generations where the norm may have been to basically accept whatever [hard] work was available and make the best of it. 

Chosing to start your own business or work for a family business is a choice. Becoming a SAHM is a choice. Retiring to a life of leisure is a choice for some. Many of us are fortunate to live in a world of many options. And if you have the option to maximize enjoyment and fullment (over hard and unfulfilling work), then of course, that is what most of us would do. 

Perhaps what Ben was so fussed about is that this generation of young adults seems to have more options that our generation - especially options that include study abroad, volunteer work, living off mommy and daddy while they find themselves, etc. I know its a gross generalization, but I don&#039;t know too many teens these days holding down after-school jobs. And summers are more likely to be spent in travel, sports camps, or &quot;internships&quot;, not working behind a counter at 7-Eleven. 

But, the problem with Ben&#039;s view, as well as my own, is we are very skewed by the population we&#039;re around - namely upper-middle and wealthy families. What might be true in affluent suburbs of LA or NYC, might not hold water in Oklahoma. So, again, I&#039;m not so sure all the generalizations really say much, accept to express our own very limited personal observations.</description>
		<content:encoded><![CDATA[<p>I didn&#8217;t much appreciate Ben&#8217;s column, and since Meg&#8217;s post is tied to what was already a flawed concept, its perhaps not reading as well as it could. </p>
<p>That said, my take is that these days more people have the luxury of CHOICE, in contrast to previous generations where the norm may have been to basically accept whatever [hard] work was available and make the best of it. </p>
<p>Chosing to start your own business or work for a family business is a choice. Becoming a SAHM is a choice. Retiring to a life of leisure is a choice for some. Many of us are fortunate to live in a world of many options. And if you have the option to maximize enjoyment and fullment (over hard and unfulfilling work), then of course, that is what most of us would do. </p>
<p>Perhaps what Ben was so fussed about is that this generation of young adults seems to have more options that our generation &#8211; especially options that include study abroad, volunteer work, living off mommy and daddy while they find themselves, etc. I know its a gross generalization, but I don&#8217;t know too many teens these days holding down after-school jobs. And summers are more likely to be spent in travel, sports camps, or &#8220;internships&#8221;, not working behind a counter at 7-Eleven. </p>
<p>But, the problem with Ben&#8217;s view, as well as my own, is we are very skewed by the population we&#8217;re around &#8211; namely upper-middle and wealthy families. What might be true in affluent suburbs of LA or NYC, might not hold water in Oklahoma. So, again, I&#8217;m not so sure all the generalizations really say much, accept to express our own very limited personal observations.</p>
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		<title>By: Don</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179650</link>
		<dc:creator>Don</dc:creator>
		<pubDate>Tue, 27 Nov 2007 13:45:02 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179650</guid>
		<description>Plenty of hard-working people become drug addicts.  I&#039;m sure Rush Limbaugh works very hard.  He&#039;s obnoxious, yes, but I&#039;m sure he works hard at it.  Hard-working people are no exception from temptation and addiction.</description>
		<content:encoded><![CDATA[<p>Plenty of hard-working people become drug addicts.  I&#8217;m sure Rush Limbaugh works very hard.  He&#8217;s obnoxious, yes, but I&#8217;m sure he works hard at it.  Hard-working people are no exception from temptation and addiction.</p>
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		<title>By: db</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179490</link>
		<dc:creator>db</dc:creator>
		<pubDate>Tue, 27 Nov 2007 08:51:30 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179490</guid>
		<description>Oh -- and one other thing -- other generations before you have had booming economies as well. It is not like you are the first generation to ever grow up with an excess of wealth.</description>
		<content:encoded><![CDATA[<p>Oh &#8212; and one other thing &#8212; other generations before you have had booming economies as well. It is not like you are the first generation to ever grow up with an excess of wealth.</p>
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		<title>By: db</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179489</link>
		<dc:creator>db</dc:creator>
		<pubDate>Tue, 27 Nov 2007 08:49:25 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179489</guid>
		<description>Hah -- what I&#039;d really like to see is that this latest generation get over having to try to explain what their generation is all about -- why they are privileged or disadvantaged like no other before it.

Oh, just get over yourselves and get on with the business of growing up. Every generation before you went through this same sort of self-justification before you. You really aren&#039;t that different.</description>
		<content:encoded><![CDATA[<p>Hah &#8212; what I&#8217;d really like to see is that this latest generation get over having to try to explain what their generation is all about &#8212; why they are privileged or disadvantaged like no other before it.</p>
<p>Oh, just get over yourselves and get on with the business of growing up. Every generation before you went through this same sort of self-justification before you. You really aren&#8217;t that different.</p>
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		<title>By: gruntworker</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179418</link>
		<dc:creator>gruntworker</dc:creator>
		<pubDate>Tue, 27 Nov 2007 07:09:54 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179418</guid>
		<description>Ben points out that people who develop the habit of hard work don’t become bums, criminals, or drug addicts, and they don’t wind up in middle age with suicidal self-loathing.
---------------------------------------------------

I partially disagree with this.  I started out working hard at ten, shoveling driveways and sidewalks to make money.  At twelve I had my first paper route.  I&#039;ve delivered pizzas and was very good at it, and worked hard at it.  I&#039;ve also had jobs I hated intensely; fortunately these generally had very flexible schedules so I could work two or four hours at a time, take an extended break, and return to work some more.

I&#039;ve put in a lot of hard work over many years, and seeing what little I have had to show for it has led at times (not currently) to suicidal self-loathing.  Why would Ben - or anyone else - expect a dead-end hard worker to be exempt from suicidal self-loathing?

Having had jobs I liked (pizzas) and jobs I&#039;ve detested, I can say it&#039;s a lot easier to work hard when you don&#039;t hate your job.  So I suspect a lot of &quot;slackers&quot; are people who don&#039;t know (or can&#039;t get) what they want to do, and are stuck putting in time at jobs they hate.</description>
		<content:encoded><![CDATA[<p>Ben points out that people who develop the habit of hard work don’t become bums, criminals, or drug addicts, and they don’t wind up in middle age with suicidal self-loathing.<br />
&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p>I partially disagree with this.  I started out working hard at ten, shoveling driveways and sidewalks to make money.  At twelve I had my first paper route.  I&#8217;ve delivered pizzas and was very good at it, and worked hard at it.  I&#8217;ve also had jobs I hated intensely; fortunately these generally had very flexible schedules so I could work two or four hours at a time, take an extended break, and return to work some more.</p>
<p>I&#8217;ve put in a lot of hard work over many years, and seeing what little I have had to show for it has led at times (not currently) to suicidal self-loathing.  Why would Ben &#8211; or anyone else &#8211; expect a dead-end hard worker to be exempt from suicidal self-loathing?</p>
<p>Having had jobs I liked (pizzas) and jobs I&#8217;ve detested, I can say it&#8217;s a lot easier to work hard when you don&#8217;t hate your job.  So I suspect a lot of &#8220;slackers&#8221; are people who don&#8217;t know (or can&#8217;t get) what they want to do, and are stuck putting in time at jobs they hate.</p>
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		<title>By: Stacey</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179321</link>
		<dc:creator>Stacey</dc:creator>
		<pubDate>Tue, 27 Nov 2007 04:08:46 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179321</guid>
		<description>Carpenters&#039; adage: Measure twice and cut once.

Perhaps there should be a financial bloggers&#039; adage as well: &quot;don&#039;t generalize about people&quot; or perhaps &quot;sleep on a blog before posting it.&quot; Most folks know that there are dozens of reasons parents &quot;stay home&quot; to raise their children.  Fortunately, laziness is not one of them.</description>
		<content:encoded><![CDATA[<p>Carpenters&#8217; adage: Measure twice and cut once.</p>
<p>Perhaps there should be a financial bloggers&#8217; adage as well: &#8220;don&#8217;t generalize about people&#8221; or perhaps &#8220;sleep on a blog before posting it.&#8221; Most folks know that there are dozens of reasons parents &#8220;stay home&#8221; to raise their children.  Fortunately, laziness is not one of them.</p>
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		<title>By: Meg</title>
		<link>http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/comment-page-1/#comment-179302</link>
		<dc:creator>Meg</dc:creator>
		<pubDate>Tue, 27 Nov 2007 03:50:12 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2007/11/26/do-you-know-how-to-work/#comment-179302</guid>
		<description>Adam - Thank you.  I was not as clear or specific as I should have been, in hindsight, and you picked up on exactly what I was trying to say.  The world has changed.  And mostly for the better in my opinion!  

Thank God (literally) that I don&#039;t have to &quot;work hard&quot; like my grandparents and parents did--they all grew up in poverty, working hard to get every dime they ever accumulated and for every luxury they ever indulged.  And they succeeded so that &lt;strong&gt;as hard as I might work-whether as a SAHM, entrepreneur, volunteer, or 9-5er--I&#039;m not going to go hungry if I miss work for a week.  And as great as that is, I also feel like that part of my parents&#039; characters that were shaped by that hard, necessary work will never develop the same way in me.&lt;/strong&gt;  

That&#039;s all I was trying to say; I certainly wasn&#039;t as clear and specific as I should have been, and I apologize for any offense.  And I appreciate those of you who read the whole post (and the linked article) and attempted to understand my muddled insights.

By the way, as far as a solution: of course there is none.  We have been simultaneously blessed and cursed by our booming economy, just as our ancestors were blessed and cursed by their struggling one.</description>
		<content:encoded><![CDATA[<p>Adam &#8211; Thank you.  I was not as clear or specific as I should have been, in hindsight, and you picked up on exactly what I was trying to say.  The world has changed.  And mostly for the better in my opinion!  </p>
<p>Thank God (literally) that I don&#8217;t have to &#8220;work hard&#8221; like my grandparents and parents did&#8211;they all grew up in poverty, working hard to get every dime they ever accumulated and for every luxury they ever indulged.  And they succeeded so that <strong>as hard as I might work-whether as a SAHM, entrepreneur, volunteer, or 9-5er&#8211;I&#8217;m not going to go hungry if I miss work for a week.  And as great as that is, I also feel like that part of my parents&#8217; characters that were shaped by that hard, necessary work will never develop the same way in me.</strong>  </p>
<p>That&#8217;s all I was trying to say; I certainly wasn&#8217;t as clear and specific as I should have been, and I apologize for any offense.  And I appreciate those of you who read the whole post (and the linked article) and attempted to understand my muddled insights.</p>
<p>By the way, as far as a solution: of course there is none.  We have been simultaneously blessed and cursed by our booming economy, just as our ancestors were blessed and cursed by their struggling one.</p>
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