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	<title>Comments on: Section 8 Housing &#8211; Good for Landlords?</title>
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	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Clay</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-454837</link>
		<dc:creator>Clay</dc:creator>
		<pubDate>Thu, 06 Jan 2011 22:22:41 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-454837</guid>
		<description>Lily&#039;s &quot;economic argument.&quot; The question about subsidizing rent is mostly a political argument not economic. Your argument that it causes a housing shortage goes completely unaddressed. 

If anything Sec. 8 places more money into the rentable housing industry, which would support the rationale for building, developing, and rehabbing more rental properties. In the long term it can help increase housing supply. Yes, Sec. 8 might make it harder for some non-sec 8 tenants to find housing in a locale temporarily, but there might not be as much housing supply in general without sec. 8 either.

For example, without sec 8, whether he accepts it or not, there might not have been enough total renters on the market for the blog writer to become a landlord without the increase in demand from local section 8 usage.

Also, your anecdotal evidence is based on one situation. I think whether or not it is a sec 8 or non-sec 8 tenant the trick is to screen them and collect enough evidence for any reason you reject a potential tenant, but not others. I&#039;ve personally seen bad tenants (non-sec 8) kept in an apartment building from legal threat from the local ACLU. I normally respect them at the national level, but they make some really bad decisions on the local level.</description>
		<content:encoded><![CDATA[<p>Lily&#8217;s &#8220;economic argument.&#8221; The question about subsidizing rent is mostly a political argument not economic. Your argument that it causes a housing shortage goes completely unaddressed. </p>
<p>If anything Sec. 8 places more money into the rentable housing industry, which would support the rationale for building, developing, and rehabbing more rental properties. In the long term it can help increase housing supply. Yes, Sec. 8 might make it harder for some non-sec 8 tenants to find housing in a locale temporarily, but there might not be as much housing supply in general without sec. 8 either.</p>
<p>For example, without sec 8, whether he accepts it or not, there might not have been enough total renters on the market for the blog writer to become a landlord without the increase in demand from local section 8 usage.</p>
<p>Also, your anecdotal evidence is based on one situation. I think whether or not it is a sec 8 or non-sec 8 tenant the trick is to screen them and collect enough evidence for any reason you reject a potential tenant, but not others. I&#8217;ve personally seen bad tenants (non-sec <img src='http://allfinancialmatters.com/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' /> kept in an apartment building from legal threat from the local ACLU. I normally respect them at the national level, but they make some really bad decisions on the local level.</p>
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		<title>By: Rick</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-444900</link>
		<dc:creator>Rick</dc:creator>
		<pubDate>Mon, 16 Aug 2010 21:06:43 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-444900</guid>
		<description>A lot of great comments here.

I would just like to address the point made Meg who said, &quot;Accepting Section 8 tenants would be to take a role in [promoting government assistance programs], and it’s something I just won’t do.&quot;

While I agree with some of your points, I feel one amazing difference with the Section8 program is that it&#039;s the only assistance program I know of in the entire country where WE get to decide who benefits from it.   Landlords pick their own tenants in Section8.  You get to decide if someone is a system abuser and you can decide not to rent to them.  Or you can decide to rent to the hard-working single mother who&#039;s just trying to make a better life for her kids by getting them out of the bad neighborhood she would otherwise afford.   If all Section8 landlords kept this in mind (which they don&#039;t) the program would be better.  But by having people who could be potentially great screeners NOT participate in the program, it also loses something.</description>
		<content:encoded><![CDATA[<p>A lot of great comments here.</p>
<p>I would just like to address the point made Meg who said, &#8220;Accepting Section 8 tenants would be to take a role in [promoting government assistance programs], and it’s something I just won’t do.&#8221;</p>
<p>While I agree with some of your points, I feel one amazing difference with the Section8 program is that it&#8217;s the only assistance program I know of in the entire country where WE get to decide who benefits from it.   Landlords pick their own tenants in Section8.  You get to decide if someone is a system abuser and you can decide not to rent to them.  Or you can decide to rent to the hard-working single mother who&#8217;s just trying to make a better life for her kids by getting them out of the bad neighborhood she would otherwise afford.   If all Section8 landlords kept this in mind (which they don&#8217;t) the program would be better.  But by having people who could be potentially great screeners NOT participate in the program, it also loses something.</p>
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		<title>By: Rachel</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-443800</link>
		<dc:creator>Rachel</dc:creator>
		<pubDate>Thu, 20 May 2010 20:30:58 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-443800</guid>
		<description>WOW. so much for taking responsibility!  Section 8 Tenants are like all the other &quot;groups&quot; whether you group by color, job type, nationality, whether you hang your toilet paper against the wall or not.. meaning that there are good and bad in all groups. If the section 8 renter across the street from you is a horror, chances are the  landlord lives offsite and couldn&#039;t care less. Obviously that landlord is in it for the money and the screening process is non existent for them. If the Landlord cared about the property and the neighborhood, proper screening would ensure that the &#039;undesirables&#039; do not move in. By the way the WHITE HOMEOWNER next door is the one that has the loud parties, the rude and noisey teenagers and apparently a drug problem based on how many times a van comes over while hubby or wife run out and hands over cash... the SALVADORIAN section 8 renter next door works, goes to night school and has polite children . So the landlord next door did a great job of screening his tenant..I have no one to blame for letting the homeowner next door into our neighborhood, though I have a feeling that there will soon be a drug bust..oh and by the way I am a white German woman. Stop generalizing and categorizing based on color, housing etc. There is good and bad in every group and to the Section 8 employee in Virginia... shame on you for being as bigotted as the others!</description>
		<content:encoded><![CDATA[<p>WOW. so much for taking responsibility!  Section 8 Tenants are like all the other &#8220;groups&#8221; whether you group by color, job type, nationality, whether you hang your toilet paper against the wall or not.. meaning that there are good and bad in all groups. If the section 8 renter across the street from you is a horror, chances are the  landlord lives offsite and couldn&#8217;t care less. Obviously that landlord is in it for the money and the screening process is non existent for them. If the Landlord cared about the property and the neighborhood, proper screening would ensure that the &#8216;undesirables&#8217; do not move in. By the way the WHITE HOMEOWNER next door is the one that has the loud parties, the rude and noisey teenagers and apparently a drug problem based on how many times a van comes over while hubby or wife run out and hands over cash&#8230; the SALVADORIAN section 8 renter next door works, goes to night school and has polite children . So the landlord next door did a great job of screening his tenant..I have no one to blame for letting the homeowner next door into our neighborhood, though I have a feeling that there will soon be a drug bust..oh and by the way I am a white German woman. Stop generalizing and categorizing based on color, housing etc. There is good and bad in every group and to the Section 8 employee in Virginia&#8230; shame on you for being as bigotted as the others!</p>
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		<title>By: Shawn</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-443726</link>
		<dc:creator>Shawn</dc:creator>
		<pubDate>Fri, 14 May 2010 22:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-443726</guid>
		<description>Very interesting point of views. I am currently a section 8 tenant, and consider myself one of the &quot;good&quot; ones. I applied to help cover cost while attending school (tuition increased 3x&#039;s during my freshman year). I am also a single mother, as well as being a full-time student and working part-time. I have no family around, so it&#039;s just my 3 yr old son and I. If it wasn&#039;t for being on section 8 I and my son would be homeless. I wouldn&#039;t have had the means to continue my education along with caring for a young child. It&#039;s hard being a section 8 recipient because some individuals will judge you strictly on that fact alone. I have lived in my apartment almost 6 yrs, 3 of which with a section 8 voucher. I have no violations, bills paid on time, and I generally keep to myself. I respect the property as if it were my own, so I, of course dislike being lumped in with all the stereotypical assumptions about section 8 tenants.

It&#039;s a good, helpful program. However, there are those that abuse it and make it even more difficult for tenants like myself who just needed a helping hand in working toward making a better life for their family. I honestly feel embarrassed and less than, having read some of the comments posted here. It all depends on the person, not so much the economic level they reside on. We aren&#039;t all ghetto, wild, loud, unappreciative, lazy bums looking for a handout. There are those of us who indeed just needed a hand gaining solid, stable footing.</description>
		<content:encoded><![CDATA[<p>Very interesting point of views. I am currently a section 8 tenant, and consider myself one of the &#8220;good&#8221; ones. I applied to help cover cost while attending school (tuition increased 3x&#8217;s during my freshman year). I am also a single mother, as well as being a full-time student and working part-time. I have no family around, so it&#8217;s just my 3 yr old son and I. If it wasn&#8217;t for being on section 8 I and my son would be homeless. I wouldn&#8217;t have had the means to continue my education along with caring for a young child. It&#8217;s hard being a section 8 recipient because some individuals will judge you strictly on that fact alone. I have lived in my apartment almost 6 yrs, 3 of which with a section 8 voucher. I have no violations, bills paid on time, and I generally keep to myself. I respect the property as if it were my own, so I, of course dislike being lumped in with all the stereotypical assumptions about section 8 tenants.</p>
<p>It&#8217;s a good, helpful program. However, there are those that abuse it and make it even more difficult for tenants like myself who just needed a helping hand in working toward making a better life for their family. I honestly feel embarrassed and less than, having read some of the comments posted here. It all depends on the person, not so much the economic level they reside on. We aren&#8217;t all ghetto, wild, loud, unappreciative, lazy bums looking for a handout. There are those of us who indeed just needed a hand gaining solid, stable footing.</p>
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		<title>By: reggie grimmett</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-441798</link>
		<dc:creator>reggie grimmett</dc:creator>
		<pubDate>Sun, 24 Jan 2010 17:38:53 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-441798</guid>
		<description>Ninety percent of the calls i have gotten the last seven years for section 8 tennants has been abuse. Example,If a tennant wants to rent a beach front property for more money than sec.8 will allow they will tell you this; I pay my landlord 200.00 dollars extra each month that hud dont know about and i can also pay you the difference.  After they move in, most of the time, it is a female, many times doing financially well with tips from waitressing or dancing,then the live-in working boyfriend shows up. Of course he doesnt live there he just stays all night every night to help her out while visiting his kids. This is the ultimate setup if you are lookin to build wealth illegally and no punishment enforced. Government at its finest. However, the rich evil landlord can be blamed for taking advantage of these poor helpless down &amp; out people just trying to get by and didnt know what they were doing. BEWARE...A country is doomed when it learns to vote itself benefits</description>
		<content:encoded><![CDATA[<p>Ninety percent of the calls i have gotten the last seven years for section 8 tennants has been abuse. Example,If a tennant wants to rent a beach front property for more money than sec.8 will allow they will tell you this; I pay my landlord 200.00 dollars extra each month that hud dont know about and i can also pay you the difference.  After they move in, most of the time, it is a female, many times doing financially well with tips from waitressing or dancing,then the live-in working boyfriend shows up. Of course he doesnt live there he just stays all night every night to help her out while visiting his kids. This is the ultimate setup if you are lookin to build wealth illegally and no punishment enforced. Government at its finest. However, the rich evil landlord can be blamed for taking advantage of these poor helpless down &amp; out people just trying to get by and didnt know what they were doing. BEWARE&#8230;A country is doomed when it learns to vote itself benefits</p>
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		<title>By: reggie grimmett</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-441797</link>
		<dc:creator>reggie grimmett</dc:creator>
		<pubDate>Sun, 24 Jan 2010 16:49:21 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-441797</guid>
		<description>You rent to a hud tennant, you get the home perfect for move in,passes inspection, after one year you recieve another inspection that will generally fail due to all the damage the tennant has caused, then you get a letter,failed inspection. Landlord must repair broken bedroom doors, holes in walls,cabinet doors off cabinets Ect. I only have three hud tennants now,almost done, after they move, then i am going to be hud free from then on. Never again will i contribute to such ignorance as this. Beggars trading places with successes. I will never again become the beggar in exchange for money again.</description>
		<content:encoded><![CDATA[<p>You rent to a hud tennant, you get the home perfect for move in,passes inspection, after one year you recieve another inspection that will generally fail due to all the damage the tennant has caused, then you get a letter,failed inspection. Landlord must repair broken bedroom doors, holes in walls,cabinet doors off cabinets Ect. I only have three hud tennants now,almost done, after they move, then i am going to be hud free from then on. Never again will i contribute to such ignorance as this. Beggars trading places with successes. I will never again become the beggar in exchange for money again.</p>
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		<title>By: Ben</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-441214</link>
		<dc:creator>Ben</dc:creator>
		<pubDate>Sat, 19 Dec 2009 04:01:07 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-441214</guid>
		<description>I have a great section 8 tenant.. older woman with a daughter &amp; her kids. You just have to screen them like any other tenant. 

It was a real pain to work through the program, but well worth it as this is getting someone in a property that was very difficult to get rented.

In our case, the gov&#039;t pays all but $1 of the monthly rent.</description>
		<content:encoded><![CDATA[<p>I have a great section 8 tenant.. older woman with a daughter &amp; her kids. You just have to screen them like any other tenant. </p>
<p>It was a real pain to work through the program, but well worth it as this is getting someone in a property that was very difficult to get rented.</p>
<p>In our case, the gov&#8217;t pays all but $1 of the monthly rent.</p>
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		<title>By: Tex</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-439444</link>
		<dc:creator>Tex</dc:creator>
		<pubDate>Thu, 24 Sep 2009 01:00:56 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-439444</guid>
		<description>Other than the close-mindedness of some, this has been a really good discussion and will help my decision whether to accept sec. 8 vouchers or not.</description>
		<content:encoded><![CDATA[<p>Other than the close-mindedness of some, this has been a really good discussion and will help my decision whether to accept sec. 8 vouchers or not.</p>
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		<title>By: Sierra Marzette</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-436450</link>
		<dc:creator>Sierra Marzette</dc:creator>
		<pubDate>Tue, 25 Aug 2009 23:49:33 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-436450</guid>
		<description>People are very ignorant when it comes to section 8. Its not for people with bad credit or no credit, its a voucher that helps assist people who can&#039;t afford to pay the full amount of rent.  For person who work and on section 8, the tenent must pay 30 percent of their income.  And its a shame that people think that section 8 is means your a nothing and a nobody.  But thats America for you.</description>
		<content:encoded><![CDATA[<p>People are very ignorant when it comes to section 8. Its not for people with bad credit or no credit, its a voucher that helps assist people who can&#8217;t afford to pay the full amount of rent.  For person who work and on section 8, the tenent must pay 30 percent of their income.  And its a shame that people think that section 8 is means your a nothing and a nobody.  But thats America for you.</p>
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		<title>By: BlueThunder</title>
		<link>http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/comment-page-2/#comment-433760</link>
		<dc:creator>BlueThunder</dc:creator>
		<pubDate>Sat, 08 Aug 2009 00:04:52 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/12/section-8-housing-good-for-landlords/#comment-433760</guid>
		<description>Yes section 8 is great for greedy,selfish,money hungry landlords who can care less about the house they are renting as well as the community around it.WHY?Because they themselves do not live there,nor would they ever tolerate these people living near them.Its truly disgusting.All these people care about is the guarenteed rent-they can care less about the noisy,violent,leechy losers that they allow to move into your area.Yes there are VERY FEW good ones-but chances are you will get the crappy one that will turn your block inside out.Maybe some of these landlords can buy and live in some of the houses right next to their rental.Just my 2 cents</description>
		<content:encoded><![CDATA[<p>Yes section 8 is great for greedy,selfish,money hungry landlords who can care less about the house they are renting as well as the community around it.WHY?Because they themselves do not live there,nor would they ever tolerate these people living near them.Its truly disgusting.All these people care about is the guarenteed rent-they can care less about the noisy,violent,leechy losers that they allow to move into your area.Yes there are VERY FEW good ones-but chances are you will get the crappy one that will turn your block inside out.Maybe some of these landlords can buy and live in some of the houses right next to their rental.Just my 2 cents</p>
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