<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Comments on: An Interesting Piece on Target</title>
	<atom:link href="http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/feed/" rel="self" type="application/rss+xml" />
	<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
	<lastBuildDate>Fri, 20 Nov 2009 19:56:44 -0800</lastBuildDate>
	<generator>http://wordpress.org/?v=abc</generator>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
		<item>
		<title>By: bc</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-406180</link>
		<dc:creator>bc</dc:creator>
		<pubDate>Fri, 06 Mar 2009 16:15:46 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-406180</guid>
		<description>The horribly low payscale is true and while 99% of the jobs CAN be done by most anyone, I hold my degree in Fashion Design cum laude and have not had one single interview in 4 years since graduation and over 350 resumes and cover letters mailed out.  I graduated from one of the world&#039;s top private fashion design colleges (FIDM LA).  So while I work at a job that pays near &quot;slave wages&quot; and the job COULD be done by most anyone, This economy is forcing highly educated people to do such work.  One of the girls I work with just earned her Bachelors degree and she is in the same boat I am, &quot;No Jobs for Anyone -- Educated or NOT&quot;.</description>
		<content:encoded><![CDATA[<p>The horribly low payscale is true and while 99% of the jobs CAN be done by most anyone, I hold my degree in Fashion Design cum laude and have not had one single interview in 4 years since graduation and over 350 resumes and cover letters mailed out.  I graduated from one of the world&#8217;s top private fashion design colleges (FIDM LA).  So while I work at a job that pays near &#8220;slave wages&#8221; and the job COULD be done by most anyone, This economy is forcing highly educated people to do such work.  One of the girls I work with just earned her Bachelors degree and she is in the same boat I am, &#8220;No Jobs for Anyone &#8212; Educated or NOT&#8221;.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: bc</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-406177</link>
		<dc:creator>bc</dc:creator>
		<pubDate>Fri, 06 Mar 2009 16:14:29 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-406177</guid>
		<description>The horribly low payscale is true and while 99% of the jobs CAN be done by most anyone, I hold my degree in Fashion Design cum laude and have not had one single interview in 4 years since graduation of one of the world&#039;s top private fashion design colleges.  So while I work at a job that pays near &quot;slave wages&quot; and the job COULD be done by most anyone, This economy is forcing highly educated people to do such work.  One of the girls I work with just earned her Bachelors degree and she is in the same boat I am, &quot;No Jobs for Anyone -- Educated or NOT&quot;.</description>
		<content:encoded><![CDATA[<p>The horribly low payscale is true and while 99% of the jobs CAN be done by most anyone, I hold my degree in Fashion Design cum laude and have not had one single interview in 4 years since graduation of one of the world&#8217;s top private fashion design colleges.  So while I work at a job that pays near &#8220;slave wages&#8221; and the job COULD be done by most anyone, This economy is forcing highly educated people to do such work.  One of the girls I work with just earned her Bachelors degree and she is in the same boat I am, &#8220;No Jobs for Anyone &#8212; Educated or NOT&#8221;.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: DofNH</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-263022</link>
		<dc:creator>DofNH</dc:creator>
		<pubDate>Mon, 31 Mar 2008 15:10:24 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-263022</guid>
		<description>Ummm. I don&#039;t think any retail store pays a &quot;living wage&quot;. I&#039;ve worked at a lot of retail stores over the years and they all pretty much start you at close to minimum and then you work up from there. 

If you want to make somewhere close to a &quot;living wage&quot; you need to be in management. 

If you don&#039;t think you get paid enough to do your job, I agree retail is hard work, you need to move up or move on to something else. 

I actually own a retail store of my own now and if I had to pay every employee $12 or more an hour I would be out of business.</description>
		<content:encoded><![CDATA[<p>Ummm. I don&#8217;t think any retail store pays a &#8220;living wage&#8221;. I&#8217;ve worked at a lot of retail stores over the years and they all pretty much start you at close to minimum and then you work up from there. </p>
<p>If you want to make somewhere close to a &#8220;living wage&#8221; you need to be in management. </p>
<p>If you don&#8217;t think you get paid enough to do your job, I agree retail is hard work, you need to move up or move on to something else. </p>
<p>I actually own a retail store of my own now and if I had to pay every employee $12 or more an hour I would be out of business.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-260950</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Sat, 29 Mar 2008 04:28:22 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-260950</guid>
		<description>Dina,

Thanks for wording your comment in a way that I wish I could have worded mine!

I agree with you 100%!</description>
		<content:encoded><![CDATA[<p>Dina,</p>
<p>Thanks for wording your comment in a way that I wish I could have worded mine!</p>
<p>I agree with you 100%!</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Dina</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-260529</link>
		<dc:creator>Dina</dc:creator>
		<pubDate>Fri, 28 Mar 2008 18:15:49 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-260529</guid>
		<description>Jennifer,

We all know how frustrating it is to work in retail.  That&#039;s why we left when we developed enough skills to work for a different employer.  The point isn&#039;t that retail is a hard job, the point is that just about anyone can do it.  Skilled jobs pay more, as they should.  I work in an office now, and get paid worlds more than I ever did at Levi&#039;s.  However, when I wanted a flexible schedule, lax dress code, and the employee discount, I chose to work at Levi&#039;s.  You can choose to work elsewhere-the amount you are paid shouldn&#039;t correspond to how frustrating the job is, but rather how hard it will be be to find someone else to replace you.

And for the record, the hardest job I ever had was with McDonald&#039;s.  I&#039;m an executive now.</description>
		<content:encoded><![CDATA[<p>Jennifer,</p>
<p>We all know how frustrating it is to work in retail.  That&#8217;s why we left when we developed enough skills to work for a different employer.  The point isn&#8217;t that retail is a hard job, the point is that just about anyone can do it.  Skilled jobs pay more, as they should.  I work in an office now, and get paid worlds more than I ever did at Levi&#8217;s.  However, when I wanted a flexible schedule, lax dress code, and the employee discount, I chose to work at Levi&#8217;s.  You can choose to work elsewhere-the amount you are paid shouldn&#8217;t correspond to how frustrating the job is, but rather how hard it will be be to find someone else to replace you.</p>
<p>And for the record, the hardest job I ever had was with McDonald&#8217;s.  I&#8217;m an executive now.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-260424</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Fri, 28 Mar 2008 15:19:21 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-260424</guid>
		<description>Jennifer,

If your job sucks, then CHANGE JOBS!  Nobody is holding a gun to your head and making you stay in a job that pays a low wage.

It&#039;s economics, plain and simple.  Why can&#039;t you figure that out?</description>
		<content:encoded><![CDATA[<p>Jennifer,</p>
<p>If your job sucks, then CHANGE JOBS!  Nobody is holding a gun to your head and making you stay in a job that pays a low wage.</p>
<p>It&#8217;s economics, plain and simple.  Why can&#8217;t you figure that out?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Jennifer</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-260418</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Fri, 28 Mar 2008 15:09:17 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-260418</guid>
		<description>&quot;I don’t think most people understand the retail environment. Most of the jobs in retail are pretty much menial jobs that LOTS of people can do. Those kinds of jobs should pay minimum wage. Since a retail store has lots of part-time, low-wage employees, with smaller numbers of managers, it shouldn’t be a big surprise that their average pay is on the low end of the scale.&quot;

But seriously, go to hell.  I work retail, and I have to say I have a much harder job than most of my office-bound friends.  It&#039;s not easy to go to work every day and work with the general public, smiling all day even when you don&#039;t want to, and pleasing people who always want more for less, like a ten cent raise in the cost of bleach is worse than me not getting paid a fair wage.  Why the hell not pay me a fair wage?  Ask yourself a serious question: why do you deserve bleach that is ten cents cheaper?</description>
		<content:encoded><![CDATA[<p>&#8220;I don’t think most people understand the retail environment. Most of the jobs in retail are pretty much menial jobs that LOTS of people can do. Those kinds of jobs should pay minimum wage. Since a retail store has lots of part-time, low-wage employees, with smaller numbers of managers, it shouldn’t be a big surprise that their average pay is on the low end of the scale.&#8221;</p>
<p>But seriously, go to hell.  I work retail, and I have to say I have a much harder job than most of my office-bound friends.  It&#8217;s not easy to go to work every day and work with the general public, smiling all day even when you don&#8217;t want to, and pleasing people who always want more for less, like a ten cent raise in the cost of bleach is worse than me not getting paid a fair wage.  Why the hell not pay me a fair wage?  Ask yourself a serious question: why do you deserve bleach that is ten cents cheaper?</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: Lord</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-259733</link>
		<dc:creator>Lord</dc:creator>
		<pubDate>Thu, 27 Mar 2008 05:26:11 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-259733</guid>
		<description>Target is reasonable on groceries but they don&#039;t beat sales prices.  Comparable items are comparably priced at Target and Walmart, but Target carries higher priced lines.  Sometimes design is worth it, sometimes not.  They are usually nicer, but it never hurts to compare.</description>
		<content:encoded><![CDATA[<p>Target is reasonable on groceries but they don&#8217;t beat sales prices.  Comparable items are comparably priced at Target and Walmart, but Target carries higher priced lines.  Sometimes design is worth it, sometimes not.  They are usually nicer, but it never hurts to compare.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-259542</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Wed, 26 Mar 2008 20:14:00 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-259542</guid>
		<description>Larry,

Fair enough but why must you leave a comment to tell me that you don&#039;t like my blog?

David B,

The author of the Target article doesn&#039;t give their point of view one way or the other.  They just tell us what the advocate thinks that both Target and Wal-Mart needs to pay their employees more.</description>
		<content:encoded><![CDATA[<p>Larry,</p>
<p>Fair enough but why must you leave a comment to tell me that you don&#8217;t like my blog?</p>
<p>David B,</p>
<p>The author of the Target article doesn&#8217;t give their point of view one way or the other.  They just tell us what the advocate thinks that both Target and Wal-Mart needs to pay their employees more.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: David B</title>
		<link>http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/comment-page-1/#comment-259535</link>
		<dc:creator>David B</dc:creator>
		<pubDate>Wed, 26 Mar 2008 19:45:25 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/03/24/an-interesting-piece-on-target/#comment-259535</guid>
		<description>So does the author of the article think that all jobs should pay a &quot;living wage&quot;? That would be ridiculous. Every high school kid working as a cashier does not have the skills to contribute enough to justify that kind level of pay. Nor is Target obligated in any way to determine its pay scales according to somebody&#039;s idea of a &quot;living wage&quot;. 

Target&#039;s only obligation is to continue to please its customers so that it stays in business. I will concede that in order to please its customers, it needs to have good employees, but the pay for &quot;good&quot; employees is determined by market forces, not what a group of biased extortionists think is &quot;fair&quot;. Basically, Target pays what it needs to in order to attract the type of employees they need, and those employees are fine with it, otherwise they would go and find work elsewhere. Target and Wal-mart do not participate in slave trading (contrary to what some would have you believe), all of their employees choose to work their voluntary. It is a voluntary interaction in which both parties benefit.

This is the main problem I have with unions. They seem to be of the mentality that their employer exists for the sole purpose of providing them with a job. That could not be farther from the truth. Their employer exists to provide a product or service for their customers. Their employees either contribute to that end or they don&#039;t. It is an individual&#039;s responsibility to make themselves invaluable to their company in order to remain employed. And if they feel that their employer does not recognize their performance, they should take their skills elsewhere.

@Ron
I&#039;ve never been part of a union, but I have worked with them a lot and a portion of my company is unionized. Agree with everything you said.

Unions such as the one Rob described are like miniature socialist societies. There is no incentive to work hard, because they are all paid collectively. As a result, productivity goes down, and prices go up for consumers. The chief consideration in an economy should always be the consumer.</description>
		<content:encoded><![CDATA[<p>So does the author of the article think that all jobs should pay a &#8220;living wage&#8221;? That would be ridiculous. Every high school kid working as a cashier does not have the skills to contribute enough to justify that kind level of pay. Nor is Target obligated in any way to determine its pay scales according to somebody&#8217;s idea of a &#8220;living wage&#8221;. </p>
<p>Target&#8217;s only obligation is to continue to please its customers so that it stays in business. I will concede that in order to please its customers, it needs to have good employees, but the pay for &#8220;good&#8221; employees is determined by market forces, not what a group of biased extortionists think is &#8220;fair&#8221;. Basically, Target pays what it needs to in order to attract the type of employees they need, and those employees are fine with it, otherwise they would go and find work elsewhere. Target and Wal-mart do not participate in slave trading (contrary to what some would have you believe), all of their employees choose to work their voluntary. It is a voluntary interaction in which both parties benefit.</p>
<p>This is the main problem I have with unions. They seem to be of the mentality that their employer exists for the sole purpose of providing them with a job. That could not be farther from the truth. Their employer exists to provide a product or service for their customers. Their employees either contribute to that end or they don&#8217;t. It is an individual&#8217;s responsibility to make themselves invaluable to their company in order to remain employed. And if they feel that their employer does not recognize their performance, they should take their skills elsewhere.</p>
<p>@Ron<br />
I&#8217;ve never been part of a union, but I have worked with them a lot and a portion of my company is unionized. Agree with everything you said.</p>
<p>Unions such as the one Rob described are like miniature socialist societies. There is no incentive to work hard, because they are all paid collectively. As a result, productivity goes down, and prices go up for consumers. The chief consideration in an economy should always be the consumer.</p>
]]></content:encoded>
	</item>
</channel>
</rss>
