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	<title>Comments on: Think Before You Speak</title>
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	<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: jody</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-276205</link>
		<dc:creator>jody</dc:creator>
		<pubDate>Tue, 08 Apr 2008 17:54:17 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-276205</guid>
		<description>JLP - I am the Awana Commander at your church and so sorry that I wasn&#039;t there the night this situation developed.  However, I doubt that other than talk to the leader who made these comments personally, I could have handled your sons as well as you did.  It is very disappointing when these thoughtless comments that crush a child&#039;s spirit are said at all, much less at a church event where we all really should think before we speak.  It doesn&#039;t leave a very good taste in your mouth.  It does remind us though why we have these events.  We put ourselves in these types of learning environments expecting to be in a very safe situation from the world when in reality we are just in a learning one.    I think you handled it very well and sharing it here means a lot more of us will think before we speak.  And I will be speaking to the leader who made this comment.  Your boys will get their chance to shine.</description>
		<content:encoded><![CDATA[<p>JLP &#8211; I am the Awana Commander at your church and so sorry that I wasn&#8217;t there the night this situation developed.  However, I doubt that other than talk to the leader who made these comments personally, I could have handled your sons as well as you did.  It is very disappointing when these thoughtless comments that crush a child&#8217;s spirit are said at all, much less at a church event where we all really should think before we speak.  It doesn&#8217;t leave a very good taste in your mouth.  It does remind us though why we have these events.  We put ourselves in these types of learning environments expecting to be in a very safe situation from the world when in reality we are just in a learning one.    I think you handled it very well and sharing it here means a lot more of us will think before we speak.  And I will be speaking to the leader who made this comment.  Your boys will get their chance to shine.</p>
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		<title>By: Bryce</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-271075</link>
		<dc:creator>Bryce</dc:creator>
		<pubDate>Sat, 05 Apr 2008 06:50:16 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-271075</guid>
		<description>Kudos to you, JLP, for handling the situation as well as you did. 

You realized that you only have control over yourself, even though other people were behaving badly. You then helped your kids to feel better about themselves, in spite of what others had said. And finally, you were able to turn it into a learning experience.

Good Job!</description>
		<content:encoded><![CDATA[<p>Kudos to you, JLP, for handling the situation as well as you did. </p>
<p>You realized that you only have control over yourself, even though other people were behaving badly. You then helped your kids to feel better about themselves, in spite of what others had said. And finally, you were able to turn it into a learning experience.</p>
<p>Good Job!</p>
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		<title>By: Miguel</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-270291</link>
		<dc:creator>Miguel</dc:creator>
		<pubDate>Fri, 04 Apr 2008 10:52:22 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-270291</guid>
		<description>JLP,

I was thinking about this thread some more, and came to realize that this thing we&#039;re talking about, this willingness to risk embarrassment and the ridicule of others, is one of the keystones of a successful life. I can think of numerous critical decisions/situations as an adult, both personal and professional, where risking public failure and embarrassment, and shaking off the unwarranted (vs. constructive) criticism of others, has made a huge positive difference in my life. Conversely, the times I have let the fear of embarrassment get in my way, its usually resulted in regrets.

I think it has a lot to do with believing in yourself and having a healthy dose of self-confidence (balanced by some humility and sensitivity to others). And that, of course, is aided by the kind of support and encouragement you get from parents as you&#039;re growing up and your formative experiences.

As I progress thru middle-age, I am finding that these qualities are a critical component of leadership and success. If you don&#039;t first believe you can achieve something (whether its asking the pretty girl to dance, stepping up to bat, or managing a global business), you&#039;ll never find out if you can. Simple right? But something I still have to remind myself nearly every day before I take a deep breath and walk into the ring.</description>
		<content:encoded><![CDATA[<p>JLP,</p>
<p>I was thinking about this thread some more, and came to realize that this thing we&#8217;re talking about, this willingness to risk embarrassment and the ridicule of others, is one of the keystones of a successful life. I can think of numerous critical decisions/situations as an adult, both personal and professional, where risking public failure and embarrassment, and shaking off the unwarranted (vs. constructive) criticism of others, has made a huge positive difference in my life. Conversely, the times I have let the fear of embarrassment get in my way, its usually resulted in regrets.</p>
<p>I think it has a lot to do with believing in yourself and having a healthy dose of self-confidence (balanced by some humility and sensitivity to others). And that, of course, is aided by the kind of support and encouragement you get from parents as you&#8217;re growing up and your formative experiences.</p>
<p>As I progress thru middle-age, I am finding that these qualities are a critical component of leadership and success. If you don&#8217;t first believe you can achieve something (whether its asking the pretty girl to dance, stepping up to bat, or managing a global business), you&#8217;ll never find out if you can. Simple right? But something I still have to remind myself nearly every day before I take a deep breath and walk into the ring.</p>
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		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269751</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Thu, 03 Apr 2008 23:00:33 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269751</guid>
		<description>Ken,

My son&#039;s swing wasn&#039;t funny.  His timing was off.  He knew how to stand at the plate and all that.  

Also, I wasn&#039;t trying to compare baseball to playing guitar other than to illustrate the point that we all have different talents abilities and that we shouldn&#039;t make people feed dumb if they can&#039;t do something as well as someone else.

Miguel,

Thanks for your comment!

I don&#039;t know how fortunate my boys are to have me as their dad but I do what I can.  I&#039;m not always the most understand individual.  LOL!</description>
		<content:encoded><![CDATA[<p>Ken,</p>
<p>My son&#8217;s swing wasn&#8217;t funny.  His timing was off.  He knew how to stand at the plate and all that.  </p>
<p>Also, I wasn&#8217;t trying to compare baseball to playing guitar other than to illustrate the point that we all have different talents abilities and that we shouldn&#8217;t make people feed dumb if they can&#8217;t do something as well as someone else.</p>
<p>Miguel,</p>
<p>Thanks for your comment!</p>
<p>I don&#8217;t know how fortunate my boys are to have me as their dad but I do what I can.  I&#8217;m not always the most understand individual.  LOL!</p>
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		<title>By: Miguel</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269748</link>
		<dc:creator>Miguel</dc:creator>
		<pubDate>Thu, 03 Apr 2008 22:47:27 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269748</guid>
		<description>JLP, I think you handled it well. I wish I had a dad when I was growing up who could give me advice like that (heck I wish I had a dad around period). Growing up with no father to teach me sports meant that my first attempts at any sport (baseball, basketball, etc.) were usually pretty lame and embarrassing, resulting in a lot of teasing. Fortunately, I&#039;m a tenacious person by nature, and naturally athletic, so it didn&#039;t stop me from trying and I went on to become pretty good at a number of sports (and a few other things). 

In fact, that ability to shrug off crap from the other kids (as well as some adults) is one of the key reasons I&#039;m not still living in the ghetto slums I started out in. Would you believe that learning how to read well, speak proper English, and get good grades, were also qualities worthy of ridicule and derision. 

The ability to ignore (or at least discount) the stupidity of others is a key determinant of success on so many levels its not even funny. Your kids are very fortunate to have a supportive and encouraging dad like you! And we&#039;re fortunate you&#039;re willing to share such personal stories with us.</description>
		<content:encoded><![CDATA[<p>JLP, I think you handled it well. I wish I had a dad when I was growing up who could give me advice like that (heck I wish I had a dad around period). Growing up with no father to teach me sports meant that my first attempts at any sport (baseball, basketball, etc.) were usually pretty lame and embarrassing, resulting in a lot of teasing. Fortunately, I&#8217;m a tenacious person by nature, and naturally athletic, so it didn&#8217;t stop me from trying and I went on to become pretty good at a number of sports (and a few other things). </p>
<p>In fact, that ability to shrug off crap from the other kids (as well as some adults) is one of the key reasons I&#8217;m not still living in the ghetto slums I started out in. Would you believe that learning how to read well, speak proper English, and get good grades, were also qualities worthy of ridicule and derision. </p>
<p>The ability to ignore (or at least discount) the stupidity of others is a key determinant of success on so many levels its not even funny. Your kids are very fortunate to have a supportive and encouraging dad like you! And we&#8217;re fortunate you&#8217;re willing to share such personal stories with us.</p>
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		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269741</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Thu, 03 Apr 2008 22:38:06 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269741</guid>
		<description>Dude,

That post you referenced was a question, NOT an outright statement of my belief that people can&#039;t beat the market.</description>
		<content:encoded><![CDATA[<p>Dude,</p>
<p>That post you referenced was a question, NOT an outright statement of my belief that people can&#8217;t beat the market.</p>
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		<title>By: Dude</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269714</link>
		<dc:creator>Dude</dc:creator>
		<pubDate>Thu, 03 Apr 2008 21:59:53 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269714</guid>
		<description>&lt;i&gt;I challenge you to find that statement (by me) on this blog.&lt;/i&gt;



Not hard to do, how about the title of this article?

http://allfinancialmatters.com/2008/01/04/when-an-active-mutual-fund-manager-beats-the-market-is-it-luck/</description>
		<content:encoded><![CDATA[<p><i>I challenge you to find that statement (by me) on this blog.</i></p>
<p>Not hard to do, how about the title of this article?</p>
<p><a href="http://allfinancialmatters.com/2008/01/04/when-an-active-mutual-fund-manager-beats-the-market-is-it-luck/" rel="nofollow">http://allfinancialmatters.com/2008/01/04/when-an-active-mutual-fund-manager-beats-the-market-is-it-luck/</a></p>
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		<title>By: Ken</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269672</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Thu, 03 Apr 2008 21:10:46 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269672</guid>
		<description>I would have handled it similar to you.

However to play the devils advocate, if your boys swing is funny enough, I would probably laugh too.  The thing is that swinging a bat is much easier to learn than playing the guitar, I mean cavemen were swinging for thousands of years to bring home raptor meat to their wives.  You don&#039;t have to be Barry Bonds, just learn to swing well enough to get you in the game or get a few hits.  And you can&#039;t compare a guitar to swinging a bat, the guitar is much more sophisticated.

I think the other thing I would do(maybe months later so the boys don&#039;t connect the dots) is go to a batting range to get some practice in to help the boys gain confidence.  As my daughter grows I want to help her get as many skills as we can squeeze into a lifetime; academic, athletic and musical.</description>
		<content:encoded><![CDATA[<p>I would have handled it similar to you.</p>
<p>However to play the devils advocate, if your boys swing is funny enough, I would probably laugh too.  The thing is that swinging a bat is much easier to learn than playing the guitar, I mean cavemen were swinging for thousands of years to bring home raptor meat to their wives.  You don&#8217;t have to be Barry Bonds, just learn to swing well enough to get you in the game or get a few hits.  And you can&#8217;t compare a guitar to swinging a bat, the guitar is much more sophisticated.</p>
<p>I think the other thing I would do(maybe months later so the boys don&#8217;t connect the dots) is go to a batting range to get some practice in to help the boys gain confidence.  As my daughter grows I want to help her get as many skills as we can squeeze into a lifetime; academic, athletic and musical.</p>
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		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269506</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Thu, 03 Apr 2008 18:40:45 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269506</guid>
		<description>Dude said:

&lt;em&gt;&quot;I hope you will remember this the next time you write something like, “No one can beat the market” so invest in index funds.&quot;&lt;/em&gt;

I challenge you to find that statement (by me) on this blog.</description>
		<content:encoded><![CDATA[<p>Dude said:</p>
<p><em>&#8220;I hope you will remember this the next time you write something like, “No one can beat the market” so invest in index funds.&#8221;</em></p>
<p>I challenge you to find that statement (by me) on this blog.</p>
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		<title>By: Dude</title>
		<link>http://allfinancialmatters.com/2008/04/03/think-before-you-speak/comment-page-1/#comment-269478</link>
		<dc:creator>Dude</dc:creator>
		<pubDate>Thu, 03 Apr 2008 18:23:40 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/2008/04/03/think-before-you-speak/#comment-269478</guid>
		<description>I hope you will remember this the next time you write something like, &quot;No one can beat the market&quot; so invest in index funds.</description>
		<content:encoded><![CDATA[<p>I hope you will remember this the next time you write something like, &#8220;No one can beat the market&#8221; so invest in index funds.</p>
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