Comments on: Better Than A Raise http://allfinancialmatters.com/2008/08/20/better-than-a-raise/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 25 May 2012 15:03:37 +0000 hourly 1 http://wordpress.org/?v= By: Kevin http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-351506 Kevin Mon, 25 Aug 2008 19:49:45 +0000 http://allfinancialmatters.com/?p=2767#comment-351506 I always figure one freelance job a year is like getting a one time 15% raise. There's no reason to leave a good job with benifits over a couple of percentage points. I always figure one freelance job a year is like getting a one time 15% raise. There’s no reason to leave a good job with benifits over a couple of percentage points.

]]> By: Transcendental Success http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349549 Transcendental Success Thu, 21 Aug 2008 14:12:14 +0000 http://allfinancialmatters.com/?p=2767#comment-349549 Cost cutting can only get you so far. Every dollar you save in expenses is incredibly valuable, but the bottom is there somewhere. A $30K/year earner will never live like a queen by cutting; she'll live like queen by getting more income. Income is #1, tempered by control of consumption. Cost cutting can only get you so far. Every dollar you save in expenses is incredibly valuable, but the bottom is there somewhere. A $30K/year earner will never live like a queen by cutting; she’ll live like queen by getting more income. Income is #1, tempered by control of consumption.

]]> By: Money magneto http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349470 Money magneto Thu, 21 Aug 2008 09:28:09 +0000 http://allfinancialmatters.com/?p=2767#comment-349470 great article, very interesting great article, very interesting

]]> By: Philip http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349080 Philip Wed, 20 Aug 2008 17:23:58 +0000 http://allfinancialmatters.com/?p=2767#comment-349080 $65 monthly by getting cheaper car insurance. $110 by optimizing its life insurance. $200 through smart food shopping. $35 in phone costs. $25 in bank fees. $65 by paying off credit card debt. I find it interesting in the article this amount is saved for a household but then they use salary numbers for a single persons income. With these items many of us that will be reading this site have taken care of these issues. Personally of this list to save $500/month I have already done my homework on car and home insurance, pay no bank fees or credit card interest. I don't know about optimizing life insurance but I know that I could not save that much at all. I guess I am down to saving some money on food costs and get rid of my only phone. $65 monthly by getting cheaper car insurance.

$110 by optimizing its life insurance.

$200 through smart food shopping.

$35 in phone costs.

$25 in bank fees.

$65 by paying off credit card debt.

I find it interesting in the article this amount is saved for a household but then they use salary numbers for a single persons income.

With these items many of us that will be reading this site have taken care of these issues. Personally of this list to save $500/month I have already done my homework on car and home insurance, pay no bank fees or credit card interest. I don’t know about optimizing life insurance but I know that I could not save that much at all. I guess I am down to saving some money on food costs and get rid of my only phone.

]]> By: Matt http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349064 Matt Wed, 20 Aug 2008 16:50:43 +0000 http://allfinancialmatters.com/?p=2767#comment-349064 Being conscious of your spending is incredibly important - if you're spending money and not really caring where it goes then that 3% really means something. But if you were to cut back on wasted money you can easily get more out of the money you make. Over the past few months I've become incredibly aware of where my money is going.I now realize that I used to spend way more than I should have and had I been aware a decade ago I would be in a great financial situation now. You have to be willing to look at your numbers and adjust... based on your needs and lifestyle. Being conscious of your spending is incredibly important – if you’re spending money and not really caring where it goes then that 3% really means something. But if you were to cut back on wasted money you can easily get more out of the money you make.

Over the past few months I’ve become incredibly aware of where my money is going.I now realize that I used to spend way more than I should have and had I been aware a decade ago I would be in a great financial situation now. You have to be willing to look at your numbers and adjust… based on your needs and lifestyle.

]]> By: JLP http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349059 JLP Wed, 20 Aug 2008 16:39:24 +0000 http://allfinancialmatters.com/?p=2767#comment-349059 Welcome back, Meg! Welcome back, Meg!

]]> By: "Mo" Money http://allfinancialmatters.com/2008/08/20/better-than-a-raise/comment-page-1/#comment-349033 "Mo" Money Wed, 20 Aug 2008 15:07:31 +0000 http://allfinancialmatters.com/?p=2767#comment-349033 Good post. It will make us all think about our spending. Good reading! Good post. It will make us all think about our spending. Good reading!

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