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	<title>Comments on: Do You Belong to a Fuel Co-op?  SmartMoney Wants to Know!</title>
	<atom:link href="http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/feed/" rel="self" type="application/rss+xml" />
	<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: TNT</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362233</link>
		<dc:creator>TNT</dc:creator>
		<pubDate>Fri, 19 Sep 2008 15:34:33 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362233</guid>
		<description>In Massachusetts, we have something like this:

http://www.massenergy.com/Index.html

You can get discount heating oil through them and save 10-30 cents per gallon. Maybe other states have something similar.</description>
		<content:encoded><![CDATA[<p>In Massachusetts, we have something like this:</p>
<p><a href="http://www.massenergy.com/Index.html" rel="nofollow">http://www.massenergy.com/Index.html</a></p>
<p>You can get discount heating oil through them and save 10-30 cents per gallon. Maybe other states have something similar.</p>
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		<title>By: Mo Money</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362203</link>
		<dc:creator>Mo Money</dc:creator>
		<pubDate>Fri, 19 Sep 2008 14:05:08 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362203</guid>
		<description>I have never hear of fuel co-ops.  How do they work?</description>
		<content:encoded><![CDATA[<p>I have never hear of fuel co-ops.  How do they work?</p>
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		<title>By: Jon @capitalistmven.com</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362192</link>
		<dc:creator>Jon @capitalistmven.com</dc:creator>
		<pubDate>Fri, 19 Sep 2008 13:37:28 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362192</guid>
		<description>Sounds like Costco for heating oil.  Yes Costco sells gas, it&#039;s usually not the most expensive but it&#039;s rarely the cheapest station either.  My guess is you won&#039;t find many of these co-ops in existance any more.  They may have made sense in pre-Internet time when oil dealers held an informational advantage over buyers.  But today, people can click their mouse and shop around for oil instantly.  Add to this the availability of heating oil ETFs for hedging and a co-op really has no value added function in the 21st century.</description>
		<content:encoded><![CDATA[<p>Sounds like Costco for heating oil.  Yes Costco sells gas, it&#8217;s usually not the most expensive but it&#8217;s rarely the cheapest station either.  My guess is you won&#8217;t find many of these co-ops in existance any more.  They may have made sense in pre-Internet time when oil dealers held an informational advantage over buyers.  But today, people can click their mouse and shop around for oil instantly.  Add to this the availability of heating oil ETFs for hedging and a co-op really has no value added function in the 21st century.</p>
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	<item>
		<title>By: No Debt Plan</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362023</link>
		<dc:creator>No Debt Plan</dc:creator>
		<pubDate>Fri, 19 Sep 2008 03:44:12 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362023</guid>
		<description>Also haven&#039;t heard of this -- can we get an explanation?</description>
		<content:encoded><![CDATA[<p>Also haven&#8217;t heard of this &#8212; can we get an explanation?</p>
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		<title>By: caryn davis</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362021</link>
		<dc:creator>caryn davis</dc:creator>
		<pubDate>Fri, 19 Sep 2008 03:40:04 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362021</guid>
		<description>We&#039;ve been part of NYPIRG, a fuel buyers organization. We originally heated our home with oil, and because we were part of the fuel buyers group, the cost was below most oil companies. Now, we&#039;ve converted to gas, and I&#039;m not sure if we saved money last year, but its likely we did save a few hundred dollars.</description>
		<content:encoded><![CDATA[<p>We&#8217;ve been part of NYPIRG, a fuel buyers organization. We originally heated our home with oil, and because we were part of the fuel buyers group, the cost was below most oil companies. Now, we&#8217;ve converted to gas, and I&#8217;m not sure if we saved money last year, but its likely we did save a few hundred dollars.</p>
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		<title>By: So Cal Savvy</title>
		<link>http://allfinancialmatters.com/2008/09/18/do-you-belong-to-a-fuel-co-op-smartmoney-wants-to-know/comment-page-1/#comment-362018</link>
		<dc:creator>So Cal Savvy</dc:creator>
		<pubDate>Fri, 19 Sep 2008 03:31:09 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=2828#comment-362018</guid>
		<description>No, no I don&#039;t, but this sounds like a really interesting idea! Keep us readers updated!</description>
		<content:encoded><![CDATA[<p>No, no I don&#8217;t, but this sounds like a really interesting idea! Keep us readers updated!</p>
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