Comments on: AFM Reader: How Should I Go About Buying Stocks? http://allfinancialmatters.com/2008/10/11/afm-reader-how-should-i-go-about-buying-stocks/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 25 May 2012 17:52:53 +0000 hourly 1 http://wordpress.org/?v= By: Jodie http://allfinancialmatters.com/2008/10/11/afm-reader-how-should-i-go-about-buying-stocks/comment-page-1/#comment-371598 Jodie Mon, 20 Oct 2008 03:39:20 +0000 http://allfinancialmatters.com/?p=2878#comment-371598 hi koji. I'm interested in investing stocks. Please give some advise which Japanese securities should I go. I'm from Fukuoka. hi koji. I’m interested in investing stocks. Please give some advise which Japanese securities should I go. I’m from Fukuoka.

]]> By: Adam Lechnos http://allfinancialmatters.com/2008/10/11/afm-reader-how-should-i-go-about-buying-stocks/comment-page-1/#comment-368982 Adam Lechnos Mon, 13 Oct 2008 11:07:49 +0000 http://allfinancialmatters.com/?p=2878#comment-368982 I great way to allocate funds is utillizing Vanguards "Lifestyle All in One" funds. I plan to use my money in 5 years time horizon, so if your planning to invest for at least 5 years minimum, Dollar Cost Average Monthly into somthing like VASIX, which placed 20% S&P 500 Index ETF, 80% Cash/Bonds Vanguard ETF with an allocation component where asset allocation changes based on market conditions between the two. A nice coneservative way to seek the benefits of overall stocks while prices are discounted in a very convervative manner. Since it wrapped into one fund, your diversified with just the 3,000 minimum, just choose your time horizon. There are a set of 5-6 funds to choose from depending on your time horizon, the longer you plan to invest, the more money is allocated to stocks, and stocks in Emerging Marktets (from coneservative to agressive). Vanguard is the best option hands down. (no 12-b1, no front-back ends). https://personal.vanguard.com/us/funds/vanguard/LifeStrategyList I great way to allocate funds is utillizing Vanguards “Lifestyle All in One” funds. I plan to use my money in 5 years time horizon, so if your planning to invest for at least 5 years minimum, Dollar Cost Average Monthly into somthing like VASIX, which placed 20% S&P 500 Index ETF, 80% Cash/Bonds Vanguard ETF with an allocation component where asset allocation changes based on market conditions between the two. A nice coneservative way to seek the benefits of overall stocks while prices are discounted in a very convervative manner. Since it wrapped into one fund, your diversified with just the 3,000 minimum, just choose your time horizon.

There are a set of 5-6 funds to choose from depending on your time horizon, the longer you plan to invest, the more money is allocated to stocks, and stocks in Emerging Marktets (from coneservative to agressive). Vanguard is the best option hands down. (no 12-b1, no front-back ends).

https://personal.vanguard.com/us/funds/vanguard/LifeStrategyList

]]> By: Koji http://allfinancialmatters.com/2008/10/11/afm-reader-how-should-i-go-about-buying-stocks/comment-page-1/#comment-368874 Koji Mon, 13 Oct 2008 06:08:25 +0000 http://allfinancialmatters.com/?p=2878#comment-368874 Index investing is slowly being accepted in Japan. But we can only buy "VTI" if we want to buy Vanguard ETF via Japanese securities. Hope to make good investment environment so that we can invest in law cost indices. Index investing is slowly being accepted in Japan. But we can only buy “VTI” if we want to buy Vanguard ETF via Japanese securities.
Hope to make good investment environment so that we can invest in law cost indices.

]]> By: KC http://allfinancialmatters.com/2008/10/11/afm-reader-how-should-i-go-about-buying-stocks/comment-page-1/#comment-368679 KC Sun, 12 Oct 2008 15:48:43 +0000 http://allfinancialmatters.com/?p=2878#comment-368679 I am a big fan of buying individual stocks. However in this market I think you take the law of averages and buy an etf as said above. There is no doubt in my mind that the Total Stock Market index of the S&P 500 won't be up in 2 years. However, it most likely will continue to go down (or swing both up and down going nowhere) for the next couple of months. We aren't out of the woods yet. However when I look at my portfolio of individual stocks I see some great companies that have just been beat down by this economy. I have faith in them and don't plan to sell even if I need to free up some cash. But open up a brokerage account with TDAmeritrade, Schwab or one of the many other good brokers and purchase these etfs - they trade just like stocks. In fact if we have another down week that'd be a great time to buy. If we have some sharp gains, you might wait for another pullback before purchasing. But at these levels if you have the cash to spare and the time to wait you'll be rewarded. I am a big fan of buying individual stocks. However in this market I think you take the law of averages and buy an etf as said above. There is no doubt in my mind that the Total Stock Market index of the S&P 500 won’t be up in 2 years. However, it most likely will continue to go down (or swing both up and down going nowhere) for the next couple of months. We aren’t out of the woods yet.

However when I look at my portfolio of individual stocks I see some great companies that have just been beat down by this economy. I have faith in them and don’t plan to sell even if I need to free up some cash.

But open up a brokerage account with TDAmeritrade, Schwab or one of the many other good brokers and purchase these etfs – they trade just like stocks. In fact if we have another down week that’d be a great time to buy. If we have some sharp gains, you might wait for another pullback before purchasing. But at these levels if you have the cash to spare and the time to wait you’ll be rewarded.

]]>