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	<title>Comments on: Thoughts on Malcolm Gladwell&#8217;s &#8220;Outliers&#8221; (and GIVEAWAY)</title>
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	<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Phoebe</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-411640</link>
		<dc:creator>Phoebe</dc:creator>
		<pubDate>Mon, 30 Mar 2009 16:08:52 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-411640</guid>
		<description>Stunning you would make such statements without having read the book entirely. Way to boast your ignorance.</description>
		<content:encoded><![CDATA[<p>Stunning you would make such statements without having read the book entirely. Way to boast your ignorance.</p>
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		<title>By: robert</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-388998</link>
		<dc:creator>robert</dc:creator>
		<pubDate>Wed, 17 Dec 2008 06:32:21 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-388998</guid>
		<description>so... who gets the book?</description>
		<content:encoded><![CDATA[<p>so&#8230; who gets the book?</p>
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		<title>By: Paunchiness</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387527</link>
		<dc:creator>Paunchiness</dc:creator>
		<pubDate>Fri, 12 Dec 2008 14:59:26 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387527</guid>
		<description>I thought the book was excellent. I wrote my &lt;a href=&quot;http://www.paunchiness.com/i-finished-outliers-last-night/&quot; rel=&quot;nofollow&quot;&gt;review of Outliers&lt;/a&gt; on my blog. 

I am currently working on my 10k hours as a writer hopefully I&#039;ll get good at it someday.</description>
		<content:encoded><![CDATA[<p>I thought the book was excellent. I wrote my <a href="http://www.paunchiness.com/i-finished-outliers-last-night/" rel="nofollow">review of Outliers</a> on my blog. </p>
<p>I am currently working on my 10k hours as a writer hopefully I&#8217;ll get good at it someday.</p>
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		<title>By: matt</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387357</link>
		<dc:creator>matt</dc:creator>
		<pubDate>Fri, 12 Dec 2008 01:42:50 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387357</guid>
		<description>I agree with patrick in that success is what you make of the opportunities that are provided.  I am a firm believer in surrounding myself with individuals that I believe have certain qualities that are better than mine.  Some are smarter, some are wealthier, some have better family values, but all have certain characteristics that I strive to become in my own life.  I feel that I will be successful not when I reach my first million dollars, but when I am on par with many of my friends and colleagues on the levels that I respect in them.  If I have never had to opportunity to interact with such individuals, I would not be the person that I am today. I may be better or worse, but not the same.  I think that success is making the most of those opportunities and those interactions.  I think unsuccessful people are those that wish that their lives could be different but they do not realize that they have the opportunities for change.</description>
		<content:encoded><![CDATA[<p>I agree with patrick in that success is what you make of the opportunities that are provided.  I am a firm believer in surrounding myself with individuals that I believe have certain qualities that are better than mine.  Some are smarter, some are wealthier, some have better family values, but all have certain characteristics that I strive to become in my own life.  I feel that I will be successful not when I reach my first million dollars, but when I am on par with many of my friends and colleagues on the levels that I respect in them.  If I have never had to opportunity to interact with such individuals, I would not be the person that I am today. I may be better or worse, but not the same.  I think that success is making the most of those opportunities and those interactions.  I think unsuccessful people are those that wish that their lives could be different but they do not realize that they have the opportunities for change.</p>
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		<title>By: Kari</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387325</link>
		<dc:creator>Kari</dc:creator>
		<pubDate>Thu, 11 Dec 2008 22:52:32 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387325</guid>
		<description>I am very interested in this book because my children are young and still have 10,000 hours to work with! I am currently deciding between public and private school.  With the current uncertainty in the economy, this decision is even more difficult.  I am interested to know how peer relationships and school opportunities affect later success.

As for the definition of success, for me it is about what choices you have.  If you have the choice to start a large, profitable company and that appeals to you - that is success.  If you choose to have a very simple life without much money - that is success, too, as long as it was a choice.  If you have a simple life without much money, but you dream of having more wealth/power, you aren&#039;t going to feel successful.

I think part of the problem in the U.S. is that children are taught that they shouldn&#039;t want money.  That money isn&#039;t important.  That people who have money or own corporations are greedy and evil (like Scrooge).  I hope to find a way to teach my children that money is important - not as important and family, friends and happiness - but important none-the-less.  

About leveling the playing field - this really starts before school age.  The best investment would be in parent training/education.  When I was studying for my teaching credential, we learned that one of the biggest differences between the affluent kids who do well in school and the less affluent who don&#039;t do well is the amount of time their parents talk to them.  Just talk!  It doesn&#039;t cost anything!  But that interaction and exposure to language has a big effect on later success in school.</description>
		<content:encoded><![CDATA[<p>I am very interested in this book because my children are young and still have 10,000 hours to work with! I am currently deciding between public and private school.  With the current uncertainty in the economy, this decision is even more difficult.  I am interested to know how peer relationships and school opportunities affect later success.</p>
<p>As for the definition of success, for me it is about what choices you have.  If you have the choice to start a large, profitable company and that appeals to you &#8211; that is success.  If you choose to have a very simple life without much money &#8211; that is success, too, as long as it was a choice.  If you have a simple life without much money, but you dream of having more wealth/power, you aren&#8217;t going to feel successful.</p>
<p>I think part of the problem in the U.S. is that children are taught that they shouldn&#8217;t want money.  That money isn&#8217;t important.  That people who have money or own corporations are greedy and evil (like Scrooge).  I hope to find a way to teach my children that money is important &#8211; not as important and family, friends and happiness &#8211; but important none-the-less.  </p>
<p>About leveling the playing field &#8211; this really starts before school age.  The best investment would be in parent training/education.  When I was studying for my teaching credential, we learned that one of the biggest differences between the affluent kids who do well in school and the less affluent who don&#8217;t do well is the amount of time their parents talk to them.  Just talk!  It doesn&#8217;t cost anything!  But that interaction and exposure to language has a big effect on later success in school.</p>
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		<title>By: Patrick</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387276</link>
		<dc:creator>Patrick</dc:creator>
		<pubDate>Thu, 11 Dec 2008 21:09:38 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387276</guid>
		<description>I actually heard about this book on NPR.  They interviewed the author for almost an hour and he had to the chance to talk about the book and all sorts of interesting stuff. I was really interested in reading it. I admit, I was a bit surprised at your review because it wasn&#039;t the same spin as I got from NPR. Still, I am interested to learn more. I would agree partially that circumstance does make it easier - but look on the flip side. How many of Bill Gates&#039; classmates are software moguls today? I believe success comes from taking advantage of the opportunities that life presents you.</description>
		<content:encoded><![CDATA[<p>I actually heard about this book on NPR.  They interviewed the author for almost an hour and he had to the chance to talk about the book and all sorts of interesting stuff. I was really interested in reading it. I admit, I was a bit surprised at your review because it wasn&#8217;t the same spin as I got from NPR. Still, I am interested to learn more. I would agree partially that circumstance does make it easier &#8211; but look on the flip side. How many of Bill Gates&#8217; classmates are software moguls today? I believe success comes from taking advantage of the opportunities that life presents you.</p>
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		<title>By: Mike</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387263</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Thu, 11 Dec 2008 20:53:31 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387263</guid>
		<description>Well, if it&#039;s ok with everyone (and JLP in particular!) I would like to take a different perspective on success. Most of the comments are discussing success in the context of looking at the past (Bill Gates had this and that at the beginning, moved on to this, etc.) or looking at the present (Bill is a ridiculously wealthy individual).

I view success as a process. Success is not about the past or the present. It’s about the future. Earl Nightingale said that success is the progressive realization of a goal (paraphrased). I have adopted this as my personal definition of success because I am so far from achieving most of my long-term goals.

I do not come from a background like Bill Gates did. My dad was a fireman for the first half of my life and then a farmer. My mom was either at home or worked part-time. I was the first person in my immediate family to get a four-year college degree. We were financially OK, but far from anyone&#039;s definition of &quot;privileged&quot;. 

My goals stand in stark contrast to this upbringing. I have multiple lifetime goals, but I’ll just discuss my professional one: I want to be a CIO of a major company.

The problem is that I am not even close to achieving this goal. I am currently 23 years old and don&#039;t work for a major company. If you look at my life, and compare it to my goal, it is safe to say that I am a failure. I have not achieved my goal. But I do not feel that I am a failure because I feel that I am on my way.

I work at the college that I got my B.S. degree from. It’s not a major corporation, but this job is positioning me well to achieve my goal. Even though I am only 23, I am working in IT, I have had 3 promotions in four years, I am in my second supervisory job and I have a chance to attain a managerial job next year. I am gaining experience that I must have before I can achieve my professional goal of being a CIO. I’m not there yet, and I have many, many years ahead of me before I can get there, but I am hanging in with this job because it is getting me one step closer to my goal.

So to me, success is still years away, but that doesn’t make me feel unsuccessful now. Because I am progressively realizing my goals, I feel like a success today even though I still have years to go before I achieve them.

That’s why I believe that success is more about the progressive realization of a goal than the actual achievement at the end (sorry that it took so long to explain!).</description>
		<content:encoded><![CDATA[<p>Well, if it&#8217;s ok with everyone (and JLP in particular!) I would like to take a different perspective on success. Most of the comments are discussing success in the context of looking at the past (Bill Gates had this and that at the beginning, moved on to this, etc.) or looking at the present (Bill is a ridiculously wealthy individual).</p>
<p>I view success as a process. Success is not about the past or the present. It’s about the future. Earl Nightingale said that success is the progressive realization of a goal (paraphrased). I have adopted this as my personal definition of success because I am so far from achieving most of my long-term goals.</p>
<p>I do not come from a background like Bill Gates did. My dad was a fireman for the first half of my life and then a farmer. My mom was either at home or worked part-time. I was the first person in my immediate family to get a four-year college degree. We were financially OK, but far from anyone&#8217;s definition of &#8220;privileged&#8221;. </p>
<p>My goals stand in stark contrast to this upbringing. I have multiple lifetime goals, but I’ll just discuss my professional one: I want to be a CIO of a major company.</p>
<p>The problem is that I am not even close to achieving this goal. I am currently 23 years old and don&#8217;t work for a major company. If you look at my life, and compare it to my goal, it is safe to say that I am a failure. I have not achieved my goal. But I do not feel that I am a failure because I feel that I am on my way.</p>
<p>I work at the college that I got my B.S. degree from. It’s not a major corporation, but this job is positioning me well to achieve my goal. Even though I am only 23, I am working in IT, I have had 3 promotions in four years, I am in my second supervisory job and I have a chance to attain a managerial job next year. I am gaining experience that I must have before I can achieve my professional goal of being a CIO. I’m not there yet, and I have many, many years ahead of me before I can get there, but I am hanging in with this job because it is getting me one step closer to my goal.</p>
<p>So to me, success is still years away, but that doesn’t make me feel unsuccessful now. Because I am progressively realizing my goals, I feel like a success today even though I still have years to go before I achieve them.</p>
<p>That’s why I believe that success is more about the progressive realization of a goal than the actual achievement at the end (sorry that it took so long to explain!).</p>
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		<title>By: LOU PHILLIPS</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387251</link>
		<dc:creator>LOU PHILLIPS</dc:creator>
		<pubDate>Thu, 11 Dec 2008 20:35:39 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387251</guid>
		<description>Success is individual:  Bill Gates, Mother Teresa, Bill Clinton, Shania Twain, Mark Rwain, Harvey Milk, Emily Dickenson - each may think of him/herself as successful, or not, and we look from the outside and make judgments (ill-informed, biased and value-ridden) about whether they are successful.  
So here are my 3 criteria:  Are you happy in your own skin?  Love and are loved? Can laugh at yourself? 
It&#039;s well to have &quot;shelter, enough to eat &amp; a bit more than enough to drink,&quot; as the wise man said, but to me, even those are less important than my three.</description>
		<content:encoded><![CDATA[<p>Success is individual:  Bill Gates, Mother Teresa, Bill Clinton, Shania Twain, Mark Rwain, Harvey Milk, Emily Dickenson &#8211; each may think of him/herself as successful, or not, and we look from the outside and make judgments (ill-informed, biased and value-ridden) about whether they are successful.<br />
So here are my 3 criteria:  Are you happy in your own skin?  Love and are loved? Can laugh at yourself?<br />
It&#8217;s well to have &#8220;shelter, enough to eat &amp; a bit more than enough to drink,&#8221; as the wise man said, but to me, even those are less important than my three.</p>
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		<title>By: poor boomer</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387235</link>
		<dc:creator>poor boomer</dc:creator>
		<pubDate>Thu, 11 Dec 2008 19:57:53 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387235</guid>
		<description>It&#039;s obvious why I make only minimum wage - I have no marketable skills and no career-related experience.  (I got a liberal arts degree with law school in mind, but couldn&#039;t afford law school, so my degree is now worthless.)</description>
		<content:encoded><![CDATA[<p>It&#8217;s obvious why I make only minimum wage &#8211; I have no marketable skills and no career-related experience.  (I got a liberal arts degree with law school in mind, but couldn&#8217;t afford law school, so my degree is now worthless.)</p>
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		<title>By: JLP</title>
		<link>http://allfinancialmatters.com/2008/12/10/thoughts-on-malcolm-gladwells-outliers-and-giveaway/comment-page-1/#comment-387208</link>
		<dc:creator>JLP</dc:creator>
		<pubDate>Thu, 11 Dec 2008 19:24:32 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3016#comment-387208</guid>
		<description>poor boomer,

Education does not equal a great income.

Have you ever asked yourself why you only make minimum wage?</description>
		<content:encoded><![CDATA[<p>poor boomer,</p>
<p>Education does not equal a great income.</p>
<p>Have you ever asked yourself why you only make minimum wage?</p>
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