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Archive for May, 2009

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How Quickly Mortgage Rates Can Change, Affecting Your Payments

Friday, May 29th, 2009

Think about this for a minute… On Tuesday, the rate on a 30-year fixed mortgage stood at about 5.03%. That same mortgage had a rate of 5.44% on Thursday. To get an idea of what this means dollar-wise, I ran some numbers. Because mortgages are such big, long-term loans, small changes in interest rates can […]

There’s Only So Much an Advisor Can Do…

Thursday, May 28th, 2009

This is the introduction to a Kiplinger article titled, Does Your Advisor Make the Grade? Until last fall, Pam Nintrup thought the financial adviser she had hired two and a half years before was doing a good job. He’d consolidated her and her husband’s scattered accounts onto one statement and run computer scenarios to determine […]

Consider This Before You Sign Up for Credit Card Insurance

Wednesday, May 27th, 2009

I read a short article about credit card insurance in today’s Wall Street Journal and thought it would be fun to run some numbers to find out how much such a program would cost. For those of you who aren’t familiar, credit card insurance is an insurance that supposedly makes your credit card payments in […]

The 20 Largest Homebuilders in Houston

Tuesday, May 26th, 2009

The Houston Chronicle published the Chronicle 100 a week or so ago. In the issue was a table showing the twenty largest home builders in the Houston area and their year-over-year closings. Bottome line: 2008 was a BAD year (even in Houston)!

Kiplinger’s 10 Best Cities (it’s all about the jobs)

Tuesday, May 26th, 2009

Here’s a quick look at Kiplinger’s 10 Best Cities for Jobs. I’m surprised that only one city from Texas made the list. Click on each city to go to Kiplinger’s write-up on each city. No. 1: Huntsville, Alabama No. 2: Albuquerque, New Mexico No. 3: Washington D.C. No. 4: Charlottesville, Virginia No. 5: Athens, Georgia […]

My Plumbing is Fixed and I’m Happy!

Thursday, May 21st, 2009

Yesterday was the first day our plumbing has worked properly in a LONG TIME! As some of you may recall, I wrote about having plumbing issues over a year ago. The first plumber to give me an estimate, told me it would cost $6,700 to solve my problem. I put off making the repairs for […]

Coming June 1st, 2009…

Tuesday, May 19th, 2009

I have been talking about doing a project for months. Now I’m finally ready to do something. Beginning June 1st, I want to do a community book review of Napoleon Hill’s The Law of Success*. A cheaper version ($10.99 vs. $30) of the book has become available and I think it would make an excellent […]

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