Comments on: What’s In Your Wallet – Revisited

By: Stacey

Stacey — Thu, 16 Jul 2009 05:00:51 +0000

I regularly have:
DL, AAA membership card, a book (or less!) of “Forever” stamps, health and dental ins cards (for me and 3 sons), Flex benefits “credit” card, Chase and Harris debit cards, & Upromise, Discover, and Target credit cards. Lately I’ve been leaving the Discover and Target at home and just using the Upromise.

I also carry my “cheat sheet” Excel spreadsheet of all important phone numbers/info, folded over and over to fit behind the spot where my DL resides. I also have “Smile Safe Kids” cards (pictures of each son in case of an abduction and I need to supply a quick photo to the authorities.) OK, I was a Girl Scout and like to be prepared, even if the chance is remote…

Most of my membership ids are on those little keyring cards. However, the lesser-used full-size cards I keep in my glove compartment along w/gift cards to less-frequently shopped stores (i.e. Best Buy.) Anything else, whether museum cards, Department store credit cards, etc. are locked up at home.

There’s always at least one coupon in my wallet, altho’ my main coupon organizers are always in the back of my van (w/my reusuable bags.)

PS I’m sentimental as well, but all concert stubs are in the back of my desk drawer!

Cash can be anywhere from $5 to $100. I normally carry $40-$50. I use Upromise and Discover for EVERYTHING–that way the transactions download into Microsoft Money for tracking actual outflows…unfortunately my spending behavior doesn’t always change as a result:)
If it had, the economy would be much worse than it is. I’ve been propping it up for 2 years now!

By: My Journey

My Journey — Mon, 13 Jul 2009 19:01:57 +0000

JLP,

Blockbuster? Come on go with netflix or Redbox!

By: skay

skay — Fri, 10 Jul 2009 17:07:27 +0000

Driver’s license
American Express Card
Debit/ATM Card

That is all.

Do you really need the Kroger and Barnes and Noble cards with you at all times? Why not just grab them before you leave to go there?

By: J Fix

J Fix — Fri, 10 Jul 2009 15:00:06 +0000

I don’t know… that looks like a pretty full wallet to me. You can dump a bunch of those cards (best buy, B&N, blockbuster) assuming you can remember which phone number they are hooked up to! I definitely prefer minimal. For me:
Driver’s License
Debit Card
Credit Card (VISA)
Credit Card (Starwood Amex)
Health Ins Card
Cash

By: Mark Harrison

Mark Harrison — Fri, 10 Jul 2009 12:42:43 +0000

Ashamed to say that I have just checked and I have 14 different credit and store cards, some of which I have never used at all in 2 years! I am such a sucker for a deal…

By: Al D.

Al D. — Fri, 10 Jul 2009 11:05:32 +0000

Good minimalist list,however those of a certain age would also include: AARP card, Medicare card and a supplemental health insurance card. What is an old gaffer like me doing on this list?

By: MKL

MKL — Thu, 09 Jul 2009 22:34:28 +0000

Main area:
$0.00 cash
home teaching name list

ING Direct Debit Card
Credit Union Credit Card
GameStop Gift Card

Rapid Transit Fare Card
Fitness Center Membership Card
Library Card

Company Security Card (allows me in and out iof work)
Drivers License
Temple Recommend (LDS)

The $0.00 in cash is pretty normal. I only carry cash if there is a specific purpose to do so, and most of my purchases are done with the Debit card (easier to track that way).

By: Philip

Philip — Thu, 09 Jul 2009 22:00:24 +0000

I am a serious minimalist on what I carry with me. I have:
1) $10 in cash right now
2) Debit card to get cash
3) Credit card for all spending
4) Drivers license

That’s it, nothing else, I hate extra stuff in it. I carry some of my membership cards like sams and store stuff in my truck, things that don’t really matter as much of they did dissapear.

That is pretty impressive to carry something for 22 years without having a real need for it.

By: finance

finance — Thu, 09 Jul 2009 18:54:53 +0000

I have a Mary Poppins purse, I can carry everything I, or anyone with me, will need on-the-go. My wallet though has my license, my most used debit cards, Costco card, and 2 credit cards that I try to never use. I do carry some cash (very little since it disappears so fast) and I keep the bills straight and in order of amount but the lowest amount is the easiest to get to since I buy soda at least once a day. I wonder what all this says about my finances and me, in general.

By: Jason Bontrager

Jason Bontrager — Thu, 09 Jul 2009 18:40:45 +0000

$12.00.
One (1) Discover Card.
One (1) Amazon Visa Card.
One (1) Texas Driver’s License.
One (1) Blinn College ID Card.
One (1) Post-it note with a number on it.

That’s all.

I got sick of sitting on a rock some time ago and removed all those pieces of plastic that I didn’t use on a regular basis. I’d take out the Visa and the Post-it note, but some places don’t accept Discover, and I tend to forget that the Post-it is in there:-)