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	<title>Comments on: Understanding and Conquering &#8220;the Wanting Mind&#8221;</title>
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	<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/</link>
	<description>A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance.</description>
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		<title>By: Stacey</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432134</link>
		<dc:creator>Stacey</dc:creator>
		<pubDate>Wed, 29 Jul 2009 00:35:56 +0000</pubDate>
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		<description>Ken, just say no--to the child and the (presumably indulging) relatives (is Mommy one?) Suggest a 529 contribution or savings bond purchase when relatives ask for gift ideas, and rotate the toys so they &quot;seem&quot; new to your toddler. Then eventually sell or donate them.

&quot;Play&quot; food, a good wooden or electric train set, Lincoln Logs, a big jug of bubbles, sidewalk chalk, and yes, a pot/pan and wooden spoon, can be all most kids need to keep busy/happy. A dog wouldn&#039;t hurt, either!

My boys are 8, 11, and 14 and we still are cell-phone and video game free. I&#039;ll keep them unattached to the nonsense as long as I can. How can it be that a grown woman (me!!) didn&#039;t have a cell phone until her thirties, but all these kids are transfixed and antisocial w/their phones/texting...Maybe test scores/reading ability/cognitive reasoning would all improve if parents acted in their kids&#039; best interests and just said &quot;no&quot;. 

Start now my friend...You&#039;ll reap the rewards for years...financial and otherwise. Think of all the room you&#039;ll have in your home!</description>
		<content:encoded><![CDATA[<p>Ken, just say no&#8211;to the child and the (presumably indulging) relatives (is Mommy one?) Suggest a 529 contribution or savings bond purchase when relatives ask for gift ideas, and rotate the toys so they &#8220;seem&#8221; new to your toddler. Then eventually sell or donate them.</p>
<p>&#8220;Play&#8221; food, a good wooden or electric train set, Lincoln Logs, a big jug of bubbles, sidewalk chalk, and yes, a pot/pan and wooden spoon, can be all most kids need to keep busy/happy. A dog wouldn&#8217;t hurt, either!</p>
<p>My boys are 8, 11, and 14 and we still are cell-phone and video game free. I&#8217;ll keep them unattached to the nonsense as long as I can. How can it be that a grown woman (me!!) didn&#8217;t have a cell phone until her thirties, but all these kids are transfixed and antisocial w/their phones/texting&#8230;Maybe test scores/reading ability/cognitive reasoning would all improve if parents acted in their kids&#8217; best interests and just said &#8220;no&#8221;. </p>
<p>Start now my friend&#8230;You&#8217;ll reap the rewards for years&#8230;financial and otherwise. Think of all the room you&#8217;ll have in your home!</p>
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		<title>By: Mike</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432090</link>
		<dc:creator>Mike</dc:creator>
		<pubDate>Tue, 28 Jul 2009 17:19:06 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3746#comment-432090</guid>
		<description>That&#039;s the American way man.</description>
		<content:encoded><![CDATA[<p>That&#8217;s the American way man.</p>
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		<title>By: Ken</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432088</link>
		<dc:creator>Ken</dc:creator>
		<pubDate>Tue, 28 Jul 2009 16:52:57 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3746#comment-432088</guid>
		<description>My three year old behaves the same way.  A good toy lasts about a week.  Three rooms of our house have piles of untouched toys.

So you&#039;re saying it&#039;s never going to end.</description>
		<content:encoded><![CDATA[<p>My three year old behaves the same way.  A good toy lasts about a week.  Three rooms of our house have piles of untouched toys.</p>
<p>So you&#8217;re saying it&#8217;s never going to end.</p>
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		<title>By: clauduia</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432077</link>
		<dc:creator>clauduia</dc:creator>
		<pubDate>Tue, 28 Jul 2009 14:48:45 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3746#comment-432077</guid>
		<description>You have clearly not conquered your Inner Spender.</description>
		<content:encoded><![CDATA[<p>You have clearly not conquered your Inner Spender.</p>
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		<title>By: Beth</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432065</link>
		<dc:creator>Beth</dc:creator>
		<pubDate>Tue, 28 Jul 2009 12:11:36 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3746#comment-432065</guid>
		<description>I definitely agree with &quot;STOP LOOKING for a replacement of what you currently have!&quot;  Too many people, myself included at times, look into the new cars, homes and other tangible items that we really don&#039;t need.  

Thought of the day...if people stopped doing that, would we be in as much financial trouble as we are (individually and otherwise)?  I don&#039;t think so.</description>
		<content:encoded><![CDATA[<p>I definitely agree with &#8220;STOP LOOKING for a replacement of what you currently have!&#8221;  Too many people, myself included at times, look into the new cars, homes and other tangible items that we really don&#8217;t need.  </p>
<p>Thought of the day&#8230;if people stopped doing that, would we be in as much financial trouble as we are (individually and otherwise)?  I don&#8217;t think so.</p>
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		<title>By: Dave C.</title>
		<link>http://allfinancialmatters.com/2009/07/27/understanding-and-conquering-the-wanting-mind/comment-page-1/#comment-432033</link>
		<dc:creator>Dave C.</dc:creator>
		<pubDate>Tue, 28 Jul 2009 02:27:13 +0000</pubDate>
		<guid isPermaLink="false">http://allfinancialmatters.com/?p=3746#comment-432033</guid>
		<description>I hear what you are saying, trying to wrestle with the pangs of gadget envy while managing a budget is pretty difficult for a geek like myself. I think at some point, we arrive at the level of discipline or will power that we have a capacity for - and I imagine how bad we want to ultimate outcome is important too.

Personally, I seem to have a absolutist streak in me, where I&#039;ve given up certain things &quot;forever&quot;, and I actually feel pretty confident that I will hold to them. I haven&#039;t had a hotdog going on like 3 years, and I really love hotdogs... hahah</description>
		<content:encoded><![CDATA[<p>I hear what you are saying, trying to wrestle with the pangs of gadget envy while managing a budget is pretty difficult for a geek like myself. I think at some point, we arrive at the level of discipline or will power that we have a capacity for &#8211; and I imagine how bad we want to ultimate outcome is important too.</p>
<p>Personally, I seem to have a absolutist streak in me, where I&#8217;ve given up certain things &#8220;forever&#8221;, and I actually feel pretty confident that I will hold to them. I haven&#8217;t had a hotdog going on like 3 years, and I really love hotdogs&#8230; hahah</p>
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