Archive for August, 2009
« Previous EntriesGIVEAWAY: “Does Your Bag Have Holes”
Monday, August 31st, 2009I’m behind on my book giveaways so this week I’m going to try to do a giveaway per day. Today’s giveaway is the book, Does Your Bag Have Holes? 24 Truths That Lead to Financial and Spiritual Freedom* by Cameron Taylor. This book was written for Christians so it may not interest non-Christians. [...]
Question of the Day – Your First Job
Friday, August 28th, 2009Here’s today’s Question of the Day:
What was your first job?
My first job was working for a restaurant called O.K. Corral in the town I grew up in. It was a restaurant that took over the building that was vacated by Sonic. My job was to get clean and cook. I HATED THAT [...]
Six Benefits of Starting at the Bottom
Thursday, August 27th, 2009Saw this article on MSN this morning: 6 Benefits of a Bottom-Rung Job
According the author, Paul Facella, there are six benefits to starting in a low-level job:
1. Teaches you the ropes. In my opinion, there’s nothing worse than a manager who doesn’t know what things are like down in the trenches. I [...]
Student Loan Sob Story
Wednesday, August 26th, 2009I’m only writing about this because the guy in this story left a comment on this post along with a link to his website, ForgiveStudentLoanDebt.com. No wonder why this guy wants his debt forgiven and why he founded his website:
My name is Robert Applebaum. I am a 35 year old attorney from Staten Island, [...]
Question of the Day – Forgiving Student Loans
Wednesday, August 26th, 2009Stacey sent me a link to this piece on forgiving student loans. It’s short, so read it and tell me what you think. The main question is:
Should we forgive student loans as a way to stimulate the economy?
I say NO. Actually I say HELL NO!
Lots of college students bought cars too. [...]
Ignoring Your FICO Score Can Cost You Dearly
Tuesday, August 25th, 2009Check out this graphic I found on the myFICO website:
I took the information found in that chart and made another graphic showing just how much interest a person would pay over a 30-year mortgage depending on their credit score:
As you can see, the difference is significant. Just moving from the second highest to the [...]
Kiplinger’s List of Things College Students DON’T NEED
Monday, August 24th, 2009In the spirit of the back-to-school season, I thought I share with you Kiplinger’s list of Ten Things College Students Don’t Need. Here are the first 5 from their list (along with my thoughts in italics):
1. New Textbooks. To avoid paying unfathomable new-book prices, see whether your university offers a rental program—or rent [...]
10 Best Roundup for the Week of August 24, 2009
Monday, August 24th, 2009Welcome to this week’s Best of Money Roundup, which was founded by FMF over at FreeMoneyFinance. I had around 70 submissions to sort throught this week. After weeding out the spam and other off-topic posts, I came up with my 10 best posts for this week. Enjoy!
1. 13 Simple Tips To [...]
First Day of School!
Monday, August 24th, 2009I thought I’d share a few pictures with you.
This one is of my oldest son’s first day of Kindergarten back in 2001:
The next year was my youngest son’s turn:
This year was my daughter’s turn:
It is so hard to believe that the baby in my family is going to Kindergarten. I’m stunned at how fast [...]
Money’s Tips For Raising Your FICO Credit Score
Friday, August 21st, 2009Here’s a couple pointers from the latest issue of Money Magazine on how to improve your credit score:
• Remember your credit card utilization rate, which is your total card balances compared to your total credit limits. To calculate this, divide your credit card balances by the total available credit. Money recommends trying [...]