Comments on: Reader Question on How to Determine How Your Investments Are Doing http://allfinancialmatters.com/2009/11/02/reader-question-on-how-to-determine-how-your-investments-are-doing/ A personal finance blog dedicated to discussing such topics as budgeting, asset allocation, 401K, IRA, cash flow, insurance, financial planning, portfolio management, and other areas in personal finance. Fri, 25 May 2012 21:33:44 +0000 hourly 1 http://wordpress.org/?v= By: Doug W. http://allfinancialmatters.com/2009/11/02/reader-question-on-how-to-determine-how-your-investments-are-doing/comment-page-1/#comment-440405 Doug W. Wed, 04 Nov 2009 15:50:34 +0000 http://allfinancialmatters.com/?p=4190#comment-440405 Ok, I'm all for hypotheticals & goals, but just a little dose of reality: IF your goal is $1 million, you have to keep in mind that your investments don't stop growing even after you stop contributing. At least in my opinion you should not cash them out. Even if you moved 100% out of investments into a money market, you're still going to earn interest. Most likely you will leave a portion invested, especially if you expect to live off your money 20+ years. Ok, I’m all for hypotheticals & goals, but just a little dose of reality: IF your goal is $1 million, you have to keep in mind that your investments don’t stop growing even after you stop contributing. At least in my opinion you should not cash them out. Even if you moved 100% out of investments into a money market, you’re still going to earn interest. Most likely you will leave a portion invested, especially if you expect to live off your money 20+ years.

]]> By: JLP http://allfinancialmatters.com/2009/11/02/reader-question-on-how-to-determine-how-your-investments-are-doing/comment-page-1/#comment-440377 JLP Mon, 02 Nov 2009 23:23:27 +0000 http://allfinancialmatters.com/?p=4190#comment-440377 Sure thing, Mikey. I'll try to have it posted tonight or tomorrow. Thanks for reading. Sure thing, Mikey. I’ll try to have it posted tonight or tomorrow. Thanks for reading.

]]> By: Mikey http://allfinancialmatters.com/2009/11/02/reader-question-on-how-to-determine-how-your-investments-are-doing/comment-page-1/#comment-440376 Mikey Mon, 02 Nov 2009 23:18:02 +0000 http://allfinancialmatters.com/?p=4190#comment-440376 JLP- Could you post the =RATE() formula you used in the post? I tried playing around with it but couldn't get it to work...seeing your sample will help. Thanks. -M JLP-

Could you post the =RATE() formula you used in the post? I tried playing around with it but couldn’t get it to work…seeing your sample will help.

Thanks.

-M

]]> By: BG http://allfinancialmatters.com/2009/11/02/reader-question-on-how-to-determine-how-your-investments-are-doing/comment-page-1/#comment-440375 BG Mon, 02 Nov 2009 22:44:40 +0000 http://allfinancialmatters.com/?p=4190#comment-440375 Another option could be to delay retirement a year, or go into semi-retirement for a few years. Another option could be to delay retirement a year, or go into semi-retirement for a few years.

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