Subscribe to AFM

Subscribe to AllFinancialMatters
by Email

All Financial Matters

Promote Your Page Too

The American's Creed

Site Sponsors

AFM in the Media

Money Magazine May 2008

Real Simple March 2008

Blogroll (Daily Reads)

Archive for April, 2010

« Previous Entries Next Entries »

16 Financial Tidbits for Newly Weds

Monday, April 19th, 2010

My neighbors’ son is getting married in June. Thinking about his wedding, made me think of all the “advice” I have for this couple. I have a few things I can share from my own experience of being married nearly 17 years: 1. PATIENCE! It takes time for your finances to grow. When I moved […]

Reader Question Regarding Personal Rate of Return

Friday, April 16th, 2010

Yesterday I received an email from a guy who needed help with figuring out his personal rate of return using Excel’s XIRR formula. He had just started contributing to his 401(k): 3/26/2010 – $188.50 4/8/2010 – $377.02 4/16/2010 – Balance of $593.54 The XIRR formula requires both negative and positive numbers in order for it […]

The History of the GDP and Consumer Spending

Thursday, April 15th, 2010

Consumer spending has always been an important part of our nation’s GDP. In fact, consumer spending currently makes up about 70% of the GDP. That’s a lot. Has it always been that way? I wanted to find out so I did some research and found the GDP and Other Major NIPA Series, 1929–2009: II (PDF) […]

“Outfox the Box” and Picking Mutual Funds

Thursday, April 15th, 2010

I have heard of this little exercise before but I’m going to use the one found on pages 55-57 in Bill Schulteis’ book, The New Coffeehouse Investor. Imagine you’re a contestant. There are ten boxes. Each box has an amount of money in it ($1,000 to $10,000), like this: You are asked to choose a […]

Had You Maxed Out Social Security Over the Last 30 Years…

Wednesday, April 14th, 2010

I like looking at numbers. I like taking situations and looking at them differently. One of the areas I have been thinking about lately is social security. A lot of us just dismiss social security as something that we pay into over a career and then the government will pay us back when we retire. […]

Are We Motivating People to NOT Work?

Wednesday, April 14th, 2010

I found an interesting article, Incentives Not to Work, which contained this quote by Larry Summers in a book he published on economics: “The second way government assistance programs contribute to long-term unemployment is by providing an incentive, and the means, not to work. Each unemployed person has a ‘reservation wage’—the minimum wage he or […]

Today Marks the First Time the Dow Has Closed Above 11,000 in 563 Days

Monday, April 12th, 2010

It’s been such a long time… The last time the Dow Jones Industrial Average closed above 11,000 was September 26, 2008. That was 563 days ago. It took the Dow 164 days to lose 41.25% of its value to close at a low of 6,547.05 on March 9, 2009. From there, it took 399 days […]

« Previous Entries Next Entries »