Archive for January, 2011
« Previous Entries Next Entries »OT Humor: In-Store Coupons
Tuesday, January 25th, 2011Today I received a coupon from a sporting goods store popular in my area called Academy. The coupon is good for $10 off a purchase of $50 or more. Cool. It was until I read the fine print, which included this list of excluded items: • Nike Shox • Under Armour • Skechers Shape-ups • [...]
Facing Losses
Friday, January 21st, 2011My last post brought a passage from Meir Statman’s What Investors Really Want: Know What Drives Investor Behavior and Make Smarter Financial Decisions* to mind regarding the housing market. The passage comes from Chapter 10 – We Want to Face No Losses: Houses sell quickly in boom times at prices that exceed list prices. Yet [...]
“Should I Sell My House Now or Wait?”
Friday, January 21st, 2011A friend sent me the following email, asking for my opinion: Here is the situation: I have my house that I would like to sell but with the market for selling house the way it is right now it has been difficult to get the amount that I would like to get out of it, [...]
Question of the Day: Health Insurance
Thursday, January 20th, 2011Here’s today’s Question of the Day: How much did your health insurance premiums go up this year over last year? Our premium went up 9.07% over last year. The trend over the last ten years was much higher, as you can see from this graphic: I’m not sure what happened in 2008 to cause premiums [...]
How to Calculate Your Federal Income Tax Withholding
Tuesday, January 18th, 2011Have you ever wondered how your employer calculates your federal income tax withholding on your paycheck? The calculation’s not that hard to figure out if you have the right information. You can use an online withholding calculator from the IRS (NOTE: the IRS calculator does not reflect 2011 changes) or you can run the numbers [...]
Your Goal This Year: Save $8.25 Per Hour
Friday, January 14th, 2011$8.25 per hour… That’s the number I get when I divide $16,500 (the 2011 maximum allowable employee 401(K) contribution) by 2000 hours (40-hour work week, 50 weeks per year). It seems like a lot. Granted, it does not include the tax savings on contribution. The actual dollar amount would be lower after taxes. Still, the [...]
Interesting: Illinois’ Exit Fee
Friday, January 14th, 2011One of my facebook friends linked to this article this morning: Illinios Exit Fee. Illinios passed a new tax bill that will add an average of $1,400 in new taxes per family. I’m not familiar with Illinois’ budget issues (maybe Stacey can help us out with this), so I don’t know if they are cutting [...]
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