John Pittasâ€™ mother entered a nursing home for rehabilitation following a car crash. After she left the nursing home, she moved out of the country. His motherâ€™s $93,000 bill at the home was left unpaid. The mom had applied for Medicaid, which would normally pay the bill if she couldnâ€™t.
The momâ€™s Medicaid application did not get approved in enough time to satisfy the nursing home, and it sued her son for the bill. The state of Pennsylvania, like 29 others in our country, has something called a â€œfilial responsibility lawâ€. Those laws require that spouses, children and even parents of needy adults support the indigent. These laws were rarely ever enforced. The nursing home decided to enforce it rather than have Medicaid do what it was designed to do.
The 29 states that have â€œfilial responsibility” laws are (courtesy of one of the commenters on the article):
Alaska, Arkansas, California, Connecticut, Delaware, Georgia, Idaho, Indiana, Iowa, Kentucky, Louisiana, Maryland, Massachusetts, Mississippi, Montana, Nevada, New Hampshire, New Jersey, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Virginia, and West Virginia.
This is particularly concerning when you think about how many Baby Boomers are reaching retirement with nothing saved. The article suggests looking into getting a long term care insurance policy for parents. I suppose that makes a nice Christmas present.
Something tells me that we’re going to be hearing lots more about this in the future.