Here’s how I normally deal with sell-offs:
1) I don’t look at the 401(K) balance. It’s not going to do me any good to do so because it’s not going to change our strategy.
2) I think of all the additional shares we are going to be able to buy at lower prices. Think of the sell-off as a giant SALE!!!!
3) I increase the contribution amount if possible. We are contributing the maximum now, so we won’t be able to do that.