Save Now…       or Pay Later…    
Age to begin saving     Age to begin saving  
Retirement age     Retirement age  
Number of years until retirement     Number of years until retirement  
Amount saved per year     Amount saved per year  
Expected annual rate of return     Expected annual rate of return  
Expected inflation rate     Expected inflation rate  
Expected amount at retirement age BEFORE inflation     Expected amount at retirement age BEFORE inflation  
Expected amount at retirement age AFTER inflation     Expected amount at retirement age AFTER inflation  


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