Directory
Here’s an archived list of what I consider to be the best and most useful posts from AllFinancialMatters. Some of the posts are listed in multiple categories for obvious reasons.
ANNUITIES
The Risk with Fixed Income Annuities
ASSET ALLOCATION
What the Heck is Asset Allocation?
Steps in the Asset Allocation Process
COLLEGE FUNDING
CONSUMER DEBT (CREDIT CARDS)
Dave Ramsey’s Method vs. Suze Orman’s Method For Getting Out of Debt
Dave Ramsey: Give up 401(k) Match In Order to Pay Off Debt
Renting Furniture is a Bad Idea
Don’t Get Sucked Into the Minimum Payment Trap!
How to Compute the Remaining Balance on a Loan
A Good FICO Score Can Save You Lots of Money
FINANCIAL MATH BASICS
How Much Can You Save in a Lifetime?
The Cost of Waiting ONE Year! - It isn’t cheap!
How to Calculate the Time Value of Money
Understanding the Time Value of Money
How to Calculate Your Personal Rate of Return
How Long Does it Take to Double, Triple, and Quadruple Your Money?
How to Compute Compound Annual Growth Rate (CAGR)
How to Calculate Tax-Equivalent Yield
How to Compute the Remaining Balance on a Loan
INSURANCE
Determing Life Insurance Needs the Easy Way
How Much Life Insurance Do You Need?
How do You Calculate the Return on a Fixed Annuity?
INTERVIEWS
An Interview With Lee Eisenberg - Part 1
An Interview With Lee Eisenberg - Part 2
An Interview With the ‘Bogleheads’ - Part 1
An Interview With the ‘Bogleheads’ - Part 2
An Interview With Jonathan Clements - Part 1
An Interview With Jonathan Clements - Part 2
An Interview With Scott Burns of the Dallas Morning News - Part 1
An Interview With Scott Burns of the Dallas Morning News - Part 2
An Interview With Steve Rosen of the Kansas City Star - Part 1
An Interview With Steve Rosen of the Kansas City Start - Part 2
INVESTING
100% Stocks vs. a 90/10 Portfolio
Deciding the Trade off Between Volatility and Return
Comparing Mutual Fund Share Classes
Load vs. No-Load Mutual Funds - Part 1
Load vs. No-Load Mutual Funds- Part 2
Mutual Fund Expenses Do Matter
Not All S&P 500 Index Funds Are Created Equal
Not All Target Date Funds Are Created Equal
A Look at the iShares Dow Jones Total Market Sectors
The Impact of Expenses on Your Returns
Predicting the Future Returns of the S&P 500
A Look at the Dow Jones Total Market Index Sector Performance
The Impact of a Couple of Bad Years
How ‘Total Returns’ Are Calculated
How to Compute Compound Annual Growth Rate (CAGR)
Dollar Cost Averaging vs. Lump Sum Investing - Part 2
Dollar Cost Averaging: Does it Work?
The 7 Habits of Highly Defective Investors
How to Calculate the Expected Return on a Portfolio
How the Dow Jones Industrial Average is Calculated
Are P/E Ratios Worth Anything?
Microsoft vs. Berkshire Hathaway
How to Calculate Tax-Equivalent Yield
How to Insert Refreshable Stock Quotes into Excel
How to Convert an Interest Rate to APY
Analyzing Your Financial Statements with Ratios
How High do Gas Prices Have to go to Justify Getting a New Car?
Building Wealth on $1.67 Per Day
KIDS & MONEY
Start Saving for Retirement at 16!
MISCELLANEOUS
Financial Planning For Generation X
Making Financial Resolutions - This is from January 2006, but it’s still useful information.
Money - What it is, How it Works
9 Financial Questions to Ask BEFORE You Get Married
11 Habits Required for the Better-Than-Good Life
Six Ways to Make People Like You
5 Things I Wish I Knew When I Was 20
R.I.S.K - The Four Elements of Networking - According to Harvey Mackay
How to…Personal Finance Edition
Building Wealth Using Other People’s Money
How an Emergency Fund Can Save You Thousands Each Year!
Building Wealth on $1.67 Per Day
What Kind of Millionaire do You Want to be?
Watch Out for This Loaded Question
Who Was or Is the Richest Man in the U. S.
MORTGAGES
Which is Better: a 15-Year or 30-Year Mortgage?
Ever Wonder What a Mortgage Amortization Looks Like?
How an Interest-Only Mortgage Works
Check Out the Latest Dave Ramsey Poll - The topic was mortgages.
A Follow-up to the Dave Ramsey Mortgage Post - This is Interesting
10 Great Reasons to Carry a Big, Long Mortgage
The Mortgage Deduction and Taxes
Should You Prepay Your Mortgage? - This was a popular question of the day.
How Much House Can You Afford?
PERSONAL FINANCIAL STATEMENTS
The Net Worth Statement - Part 2
The Net Worth Statement - Part 3
The Net Worth Statement - Part 4
The Net Worth Statement - Part 5
What’s Your RON (Return on Net Worth)?
Introduction to Cash Flow Statements
How to Create a Cash Flow Statement
Should Home Equity be Included in Figuring Net Worth
How to Determine if You Are “Wealthy”
Analyzing Your Financial Statements with Ratios
RETIREMENT RELATED POSTS
401(k) Contribution Limits for 2007
How Much is Your 401(k) Costing You?
How Much Can You Save in a Lifetime?
Inflation and Your Retirement Plan
Planning For Retirement? Here’s Ten Questions You Need to Ask Yourself
Looking at an Investment Strategy for Retirement
Taking an Early Withdrawal From a 401(k) - Does it Make Sense?
A Simple Example of the Grangaard Strategy
More on the Grangaard Strategy
Looking at Retirement Withdrawal Strategies
TAX STUFF
Tax Stuff You Need to Keep In Your Records
50 of the Most Easily Overlooked Tax Deductions
2007 Federal Income Tax Brackets
401(k) Contribution Limits for 2007
What is Modified Adjusted Gross Income?
Tax Links: Online Tax Resources