Asset Allocation
« Previous EntriesBurton Malkeil on Bonds
Thursday, December 8th, 2011Interesting piece in yesterday’s WSJ by Burton Malkiel (of Random Walk Down Wall Street fame). The point of his piece is that bond yields will most likely fall below inflation for years to come due to excessive debt and low interest rates and that investors should take a look at their portfolios and make some [...]
Dollar Cost Averaging Over the Last 19 Years (The Importance of Rebalancing)
Wednesday, October 20th, 2010This is a continuation of yesterday’s post. I ran the numbers under the following two scenarios: • $500 per month with no rebalancing. • $500 per month with annual rebalancing. Here are what the numbers look like: I have to say that this one surprised me until I considered everything that has happened over the [...]
Stocks and Bonds Over the Last 19 Years
Tuesday, October 19th, 2010I have been looking for monthly total return history for bonds but haven’t had a lot of luck (unless I want to fork over some serious money). I asked Craig Israelsen and he was able to provide me with monthly bond returns going back to 1991. I’m still looking for monthly returns going back to [...]
A Review of Larry Swedroe’s “The Only Guide You’ll Ever Need for the Right Financial Plan”
Monday, August 16th, 2010I received a copy of Larry’s latest book, The Only Guide You’ll Ever Need for the Right Financial Plan*, a week or so ago. This book is a part of his “The Only Guide” series (see bottom of post for list). In fact, the book refers the reader to the other books in the series. [...]
If You Could Have a Do-Over, Which Path Would You Choose?
Wednesday, July 14th, 2010Considering the brutal market we have been through the last decade, which of the following two paths would you choose if you could go back to January 1990 and start over? A) $5,000 lump sum in Vanguard’s 500 Index Fund and $5,000 lump sum in Vanguard’s Total Bond Index Fund or B) $10,000 lump sum [...]
To Buy or Not To Buy…What’s Your Advice for This AFM Reader?
Wednesday, January 7th, 2009I received the following email the other day from an AFM reader (summarized from several emails): JLP, Greetings! Yours is an awesome website, and it has proved to be very helpful ministry to me as of late. I had a quick question for you. My wife and I are in our 20′s. We have no [...]
How to Write Your Very Own Investment Policy Statement – Getting Started
Thursday, May 29th, 2008In his book, Optimal Investing (Affiliate Link), Scott Frush writes this about the importance of having an Investment Policy Statement: Much like a blueprint for building a house, an Investment Policy Statement serves as the blueprint for building your optimal portfolio. This policy is crucial to the long-term achievement of your specific financial goals. First [...]
« Previous Entries