Monday Morning Comments – August 23, 2010

First day of the school year for our kids. We have a 9th grader, 8th grader, and 1st grader…all at different campuses. It’s going to be a long year. Our oldest has to be at school by 7:20, the youngest by 8:20, and our other son by 8:30. We were doing great this morning until we got halfway to my daughter’s school and she says, “Hey, where’s my lunch box?” That was a “DOH!” moment. So, now I have to run her lunch box back up to her in a bit.

In other news…

Be sure and check out this week’s Carnival of Personal Finance, which is being hosted at Provident Planning’s website. Lots of submissions this week. Paul did a great job.

The Carnival of Personal Finance #226 – The AFM Turn’s 5 Edition

Welcome to the 226th edition of the Carnival of Personal Finance. I asked to host this edition as a way to celebrate the fact that I have been blogging for 5 years. Hard to believe, but it’s true.

Anyway, here is this week’s roundup, arranged in topic order (the only way I know how to organize a roundup of this size). Next week’s carnival will be hosted by Fabulously Broke in the City.



Start Saving Money For Future Expenses

4 Hidden Costs of Business Travel

Saving Money is Not Hard!

MoneyWell Review

10 easy ways to save money

Should Christians Tithe While Paying Off Debt?

Save Money – Raise Chickens!

Emergency Fund Malfunction

Balancing Life’s Little Moments with Your Budget

Creating a Plan for Guaranteed Retirement Incomee


The Threat of Permenantly Reduced Income

Why Freelancing Benefits Your Day Job


Paying Medical Bills Without Drowning In Debt

How Did Your Credit History Start?

Don’t dodge those credit card company calls; they could be warning you of fraud

What are mortgage points and should you buy them


Compensation Drives Action

Why I Bought a $500k 20-Year Term Life Insurance Policy and You Should Too

Goals Are The Gateway To Financial Success

Calculating the Benefits of Double Health Insurance

Why You (Probably) Don’t Need Permanent Life Insurance

The Benefits of Finding Your Net Worth

Big Claims, Big Dollars, Big Trouble?

Do whatever works best for you in personal finance

Probate- Why and How to Avoid Probate Fees


How To Stay Broke Forever

What Comic Book Characters Taught Me About Personal Finance

Ten Things I Learned Moving – And Tips

Learn More About Lending Club Credit Rating and Collection Process

Google Android Personal Finance App Review

The Entitlement Generation

Dave Ramsey Review: Should Christians Build Wealth Like Crazy?

Investing and Money Rules of Thumb

The Internet Transformed Banking & Gave Us Options!

Why You May Not Want to Give Over the Phone

Personal Finance for Unmarried Couples

How to Win the McDonald’s Monopoly Game

7 Steps to Remaining Poor


The Stock Market: Stop Listening to the Talking Heads

Recommended Personal Finance Books

Utility dividends for current income

List of No Penalty CD (Certificates of Deposit) Rates

Gold Hype? You’re Being Taken for a Ride


SIMPLE IRA Retirement Plan for the Self-Employed

Only Six Months Left To Make Year 2009 Contributions To Roth IRA Or Traditional IRA

Time to Take Some Profits and Rebalance My 401k Again

Reflections on Two Years of Early Retirement


Employer Tax Credit Stimulus to Create New jobs and Lower Unemployment – Good Idea or Bad Policy

The 96th Carnival of Personal Finance

Hi and welcome to the 96th Edition of the Carnival of Personal Finance. I started out with over 70 submissions. Here’s the ones that made it through, organized by topic. Enjoy!


1. Subprime Bail Out? Hell No!

2. Feeling Slightly Better About Not Saving Enough

3. Spendthrift Nation: Drowning in Debt

4. Should High Schools Require Money Management Classes?

5. Half of All Workers Have Savings less than $25K? Really?

6. Sauce for Goose, Gander and Other…


1. Maxing Out Retirement = Saving Too Much?

2. How to Prioritize Your Retirement Accounts

3. Deferred Income Can Significantly Help Retiring Early

4. Campaigning for a ROTH 401k

5. Spring Cleaning In My IRA

6. Top 10 Signs Your Retirement Plan is Not Going to Work


1. The 5 Important Habits of a Successful Real Estate Investor

2. Financial Train Wreck – The Pastor’s House

3. Your Home – Asset or Liability?


1. 5 Best Online Comparison Shopping Tools

2. What a Treat

3. Title: Applying GTD Principles to Your Personal Finances – Part 1

4. You Can’t Buy a Miscellaneous

5. Buying a Nikon Coolpix L10: That Boy Sure Can Save!

6. Cutting The Fat on Your Budget

7. Five Steps to Get Your Home in Shape for Summer

8. Marriage and Money

9. The Risks of Being a Stay at Home Parent

10. HOWTO: Protect What’s Left of Your Consumer Privacy

11. Saving Money When Buying a Lawnmower

12. Healthcare When Loosing a Job

13. Getting a Big Tax Refund This Year? Some Things To Consider

14. Save Time and Money Packing Your Lunch

15. Money and Marriage


1. How To Kill Your Credit Instantly With Mortgage Fraud And Subprime Borrowing

2. Preparing For Life Without A Credit Card

3. Income Tax: The Original Form 1040

4. Why I Hate Pre-Bankruptcy Credit Counseling

5. How to Obtain Your Credit Report for Free


1. Why Henry Blodget Tries To Make Saving A Sucker’s Game

2. 8 Secrets of the Naturally Slim (Wealthy)

3. Sports Pensions

4. Eight Tactics That Will Help You Win Any Negotiation

5. Avoid Income Tax Without Calling Down the Wrath of the IRS

6. How to Use Leverage to Make Money on eBay


1. I Need a Strategy

2. Businessweek – The Perfect Contrary Indicator?

3. Which Vanguard Money Market Fund?

4. Master the Zen of Investing

5. How Long Does it Take to Triple Your Money?