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A Real-Life Example of People Thinking with Their Hearts and Not Their Brains

Wednesday, May 16th, 2012

Yesterday’s link to the article about people not saving for retirement, brought back the following memory. I remember back when I was in high school, my dad telling me about how my cousin had withdrawn something like $30,000 out of her Walmart retirement account in order to buy a new car. I know new car […]’s List of the 20 Least and Most Expensive Cars to Insure

Wednesday, February 8th, 2012

Car shopping? If so,’s list of 20 least and most expensive cars to insure might be something you will want to read. Their list of the 20 least expensive cars to insure: 1. Toyota Sienna LE: $1,111 2. Toyota Sienna 4 cyl: $1,114 3. Jeep Patriot Sport: $1,116 4. Jeep Compass Sport: $1,118 5. […]

A Few Tips for Saving Money on Car Insurance When You Have a Teen Driver

Thursday, August 12th, 2010

The other day I called our insurance company with a question about our policy. While I had the agent on the phone, I asked them to give me an idea of what our insurance rate would be once our oldest son starts driving (about a year from now). After asking me a few routine questions, […]

How Much Does it Cost to Drive a BMW 740Li?

Friday, July 23rd, 2010

A lot! Last week when I was getting the oil changed in my wife’s car, this fairly young-looking guy pulls up in a fairly new BMW 740Li. I got to wondering how much it would cost a person to drive a car like that. If you’ve never priced the 740Li, you might be shocked that […]

A Little Math on the Nissan Leaf

Monday, July 12th, 2010

I read an article in this morning’s WSJ about the Nissan Leaf. The Leaf, which will be out in 2012, is an all-electric vehicle. It’s estimated to go 100 miles on a charge. According to the WSJ, it’s expected to price out at about $33,720 (or $26,220 with a $7,500 tax credit). I haven’t read […]

“Why Would the Interest Portion of My Car Payment Fluctuate from Month to Month?”

Tuesday, May 4th, 2010

I received this email last week: Hi, I was wondering if you could help me out and explain why each month the amount of my car payment applied to interest goes up and down as opposed to gradually going down? Does the time of the month you make your payment affect this? Or something else? […]

Advice for a Reader with a Really Bad Car Loan

Thursday, November 12th, 2009

I received this email yesterday: Hello, I am recently divorced and I recently filed bankruptcy and discharged. I needed transportation so I had to take what I could get under my circumstances. This is what I got which is not too good, but I needed something. Loan $23,108.93 APR 19.50% 72 months Payment $546.84 which […]

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